GolfGTIforum.co.uk
Model specific boards => Golf mk6 => Topic started by: Das Auto on 19 June 2009, 13:57
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Im 19 just ordered myself a brand new mk6 gti in white 2 years no claims im struggling for insurance any ideas ? all the companies are saying 21 years old but when i get my friend to do a quote although he is 20 he has 9 points on his licence yet gets a quote for 2.5k ???
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You are going to struggle massively to get insurance on £22k group 17 car at 19.
You ordered the car without even looking for insurance? :shocked:
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If anyone does insure you, it will cost you a small fortune.
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It'll be almost like doubling the first years worth of depreciation. There are no winners here other than the dealer and the insurers, just doesn't make financial sense to me.
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Try Adrian Flux, they insure young drivers driving the GTI.
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Or try these guys...
http://www.4youngdrivers.co.uk/
The say they specialise in drivers 19yo + that have 1 years no claims +
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adrian flux are useless only seem to insure ancient golfs
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Yeah i am having enough trouble with the main stream insurers at 27 with 1 years no claims bonus and 6 points. Im over £900 and living in the middle of no where !!!! The only thing i am going to hit is a sheep and its gonna be alot worse off than the car!!!
When i was younger Adrian Flux quoted me so i would give them a try. Some insurance company i am sure will take a gamble with you that you wont make a calim and make a neat sum! Hey, the bankers were all up for gambling risks with mortgages so i am sure the insurance companies will still do it! Mind you that does not quite have such a happy ending!
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Have you tried the guys in this forum ?
HIC
Check over in the Insurance section.
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Im 19 just ordered myself a brand new mk6 gti in white 2 years no claims im struggling for insurance any ideas ? all the companies are saying 21 years old but when i get my friend to do a quote although he is 20 he has 9 points on his licence yet gets a quote for 2.5k ???
I don't think you will get insurance for it to be honest, not against you anyway. Like you say most will be for 21 an over and some for over 25. The excess will be massive too if you do get it covered let alone the premium.
When I was 19 I was driving a brand new 1.1 Rover Metro due to insurance being a no no on anything remotely sporty!
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If you dont get insurance for it Das Auto, try getting your parents to insure it then add you as a named driver, there are also companies out there that will give you both no claims so that your still building up a bonus.
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Worst case scenario get your parents insured as the main driver and get yourself insured as an additional driver.
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His parents will have to be the registered keeper to do this though won't they??
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^^^^^^^ This is called fronting and is illegal. Most insurance companies are very eagle eyed on this these days and you can get in a lot of trouble. You should only be a named driver on a car registered to someone else and the other person uses the car more than 50% of the time.
nick
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His parents will have to be the registered keeper to do this though won't they??
They don't have to be, although some / most companies will require this. If he has a crash, and he is the registered keeper but not down as the main driver the insurance company will go to town on them to prove they are "fronting".
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^^^^^^^ This is called fronting and is illegal. Most insurance companies are very eagle eyed on this these days and you can get in a lot of trouble. You should only be a named driver on a car registered to someone else and the other person uses the car more than 50% of the time.
nick
Thought so as they always ask "are you the registered keeper of the vehicle"...
I am a named driver on my parents A3 Sportback but registered in my Dads name as it would as it's his car, like wise my Mum is a named on my car but my Golf is registered to me...
Trying not to state the obvious, but who buys a £21k+ car without checking the insurance side of things... Especially at 19! It's one of the first things I check along with the cost of the tax :shocked:
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http://news.bbc.co.uk/1/hi/programmes/moneybox/7052569.stm
http://www.marketoracle.co.uk/Article11219.html
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I've ha d athought on this though. I suspect the OP is buying the GTI on full or partial credit. If this is the case dealers normally ask for proof that the car is insured in the owners name before they hand over the keys. THis is to protect them from the car ebing written off with outstanding HP and not being covered.
nick
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stern insurance man, he's not happy
(http://newsimg.bbc.co.uk/media/images/44187000/jpg/_44187566_peter_hinchcliffe203b.jpg)
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when u buy a car from vw you get a weeks free insurance if u get a quote from them
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and then after that week . . . . .
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when u buy a car from vw you get a weeks free insurance if u get a quote from them
Thats right they do, but I think you have to provide your own insurance when you pick it up. The free insurance is an aid so the dealer can tax the car instead of waiting for your insurance documents to arrive.
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How are you getting on with HIC etc Das Auto ? Have you rang them ?
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What spec are you getting Das Auto???
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if HIC are part of aidrian flux no point in ringing them they wont do it
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Don't count on it, cross divisions/departments will have different specialisms. Still worth it.
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when u buy a car from vw you get a weeks free insurance if u get a quote from them
Thats right they do, but I think you have to provide your own insurance when you pick it up. The free insurance is an aid so the dealer can tax the car instead of waiting for your insurance documents to arrive.
Yes, correct. I had to take my certificate of motor insurance with me when I picked my car up from the dealer.
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Sorry to say mate.............massive school boy error!
Have a rethink about this! It's a lot of debt at 19! Also if you have a crash that's your fault then the increase of your insurance will be massive!!!!!!!!!!!!!!!!!!!!
End of the day it's your choice so best of luck!
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Come on, tell me some quotes.... I want to laugh at other peoples expense :grin:
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when u buy a car from vw you get a weeks free insurance if u get a quote from them
Thats right they do, but I think you have to provide your own insurance when you pick it up. The free insurance is an aid so the dealer can tax the car instead of waiting for your insurance documents to arrive.
Yes, correct. I had to take my certificate of motor insurance with me when I picked my car up from the dealer.
ive used it 4 times and never had to take any insurance certificate
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Ah, but did the dealer tax it for you? The dealer wanted my insurance because they where taxing the car up. If your buying a car from a dealer you need to be getting THEM to tax it and not you.
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^^^^ yes all 4 were taxed by the dealer, i don't think you can buy a brand new car of a dealer without them taxing it
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You need proof of insurance to get tax . . . :undecided:
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It also has something to do with the finance of the car. If its on VW finance then they like to see insurance, but if your paying cash then its your choice...
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Ahhhhhhh. Mine was on finance :rolleyes:
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thats why you get 7 days free so vw can get it faxed through to dealer. In November i brought a unregistered R32 over the phone at 3pm and picked it up 5pm the next day and drove it home with a copy of 7 days free insurance
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yes it makes sence with finance
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Come on, tell me some quotes.... I want to laugh at other peoples expense :grin:
Sadist ;) My insurance company has quoted me £470 per annum fully comp', which I guess is quite reasonable. However, it is on the strict understanding that my 19 year-old son will not be let anywhere near it :)
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Who's your insurance company then, the best I've been quoted is £580 fully comp.
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when u buy a car from vw you get a weeks free insurance if u get a quote from them
You will only get the free insurance if you are 25 or older.
When i bought my GTI last year i phone up Norwich Union who i think the free insurance was with, sat there for about 10 minutes taking all of my details then got to my age (24 at the time) and got told i wasn't old enough for them to give me a annual quote or the free weeks insurance :rolleyes:
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I could tell you, but look at my Location. Don't think it will be very useful... ;)
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ha ha, are you serious ? (originator of this thread) :shocked:
You went and put an order in for a mk6 GTI and you hadn't even checked insurance. Dear me.
What is it with young lads these days ? Why do they want the fastest cars so quickly ? No, silly question. I was exactly the same and would have loved a mk1 or mk2 GTI when I was 19, but why didn't I ? Yup, that's right because I couldn't afford the insurance never mind the car.
Unless you or your family are in a position wherby you are minted (and good luck to you if you or they are) then I'd cancel the order and start my driving career with a more sensible car and build up my own insurance no claims. It's not really hard to work it out is it. :rolleyes:
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Guess not mate!!lol :laugh:
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.....and another thing. VW should have taken more responsibility and at least asked you if you could insure the car or at least got an insurance quote. If they didn't then shame on them to be honest.
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Come on, tell me some quotes.... I want to laugh at other peoples expense :grin:
Sadist ;) My insurance company has quoted me £470 per annum fully comp', which I guess is quite reasonable. However, it is on the strict understanding that my 19 year-old son will not be let anywhere near it :)
Mine was £380-ish I think, that's fully comp with a low excess, protected no claims and all other bells and whistles etc. The exact figures are in another forum on this section, cant remember where exactly
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Wow, these forums are great: this thread got me thinking, so I rang another insurance company and have just been quoted £320 :laugh:
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Wow, these forums are great: this thread got me thinking, so I rang another insurance company and have just been quoted £320 :laugh:
Make sure the excess aint high on that :)
Phone a few more and ask em to beat the £320, when they start telling you 'thats a good quote take it', or 'we have no chance of beating that' then your at rock bottom.
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some of u puddings are missing the point if im 19 and can afford a brand new mk6 gti specd up to 25k obviously an expensive insurance quote isnt going to bother me the trouble is its hard to find somebody that will give me that quote
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As said though I don't think you will get a quote due to your age.... Good luck with it though :wink:
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Right, Das Auto. Iv'e just gone on www.confused.com and done an insurance quote on a brand new MK6 Golf GTI (210bhp) worth £25,000 based in Croydon (South London, which isnt a very good location for insruance) with me being 19 years old with 2 years NCB and I also stuck a dad who is 45 years old. Thats fully comp.
Elephant would insure this for £3,887.30 with a £600 excess.
(http://img.photobucket.com/albums/v92/twior/insurance.jpg)
Sorted?
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Phone up ronaldo and ask him who he insured his ferrari with.. he's had a crash in it too!
Sam
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I think I would be ringing VW in the morning to halt my order!! :shocked:
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im 20, buying a gti or sirocco in the near future and have been quoted around 1700. i have 1 years no claims and 2 years driving experience no crashes or anything. put your parents on even if they dont drive. reduced mine thousands.
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Full no claims,driving 20 years,first company i tried £220 fully comp on my new gti mk6 due in aug, there are some perks to being 30 something. :grin:
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Right, Das Auto. Iv'e just gone on www.confused.com and done an insurance quote on a brand new MK6 Golf GTI (210bhp) worth £25,000 based in Croydon (South London, which isnt a very good location for insruance) with me being 19 years old with 2 years NCB and I also stuck a dad who is 45 years old. Thats fully comp.
Elephant would insure this for £3,887.30 with a £600 excess.
(http://img.photobucket.com/albums/v92/twior/insurance.jpg)
Sorted?
Apreciate that but if u go onto the quote on elephant website the car will come up as Golf N/A not Golf gti
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Have you tried phoning them?
See if anyone in your family would be willing to insure you on an Admiral Multicar policy. It is seriously cheap if you have more than one car. Of course, in your case cheap will be relative but you get my drift...
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aaah.. this post is in here too!! fantastic! double the laughs! :grin:
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if you look hard enough and i do mean hard enough there are companies which will insure. im 100% sure of this especially with 2 years no claims - if this is genuine. so be it it may be around 4-6k pound
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aaah.. this post is in here too!! fantastic! double the laughs! :grin:
my 17 yr old son just bought a bugatti veron - he got insurance no bother :wink:
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Full no claims,driving 20 years,first company i tried £220 fully comp on my new gti mk6 due in aug, there are some perks to being 30 something. :grin:
£220 ? I highly doubt that unless you have something silly like a £800 excess.
I'm 35 and have been driving almost 20 years with 13 years NCB and get £380-ish with I think £250 excess.
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Try Bell and Admiral, they seem pro-younger driver
Also as mentioned above, get the rents put on as named driver. (check the father doesn't put the price back up though)
Dont go on as a named driver - you want the car in your name after all ;)
Take some of the comments on here with a pinch of salt, I think some of the older drivers are jealous at the thought of a 19y/old getting their mits on a mkVI GTI ;)
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I wouldn't say it's people that are jealous. It's the fact that he's bought a car without checking insurance that people don't get.
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some of u puddings are missing the point if im 19 and can afford a brand new mk6 gti specd up to 25k obviously an expensive insurance quote isnt going to bother me the trouble is its hard to find somebody that will give me that quote
I presume I'm one of the puddings missing the point. Thats fine, as I say a pudding would be someone who goes and buys a car that they can't actually get insurance for. :grin: Enjoy looking at it and cleaning it on your drive. :cool:
As for jealousy, that doesn't even come into it. It's not too hard for most people to walk into a dealers and buy a car on the never never, some of us are just wise enough not to. :wink: We choose to spunk loads of cash on a 20 year old VW instead. :laugh:
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I havent picked up any jealousy in this thread at all ? :huh:
What I have picked up on is that the OP hasn't once said thanks after all the effort and advice people have given him.
Typical spoilt 19 yo. :grin:
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aaah.. this post is in here too!! fantastic! double the laughs! :grin:
my 17 yr old son just bought a bugatti veron - he got insurance no bother :wink:
ooh nice.. what was the excess?
veyron's aren't as fast as the mk6 though are they? :undecided:
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I havent picked up any jealousy in this thread at all ? :huh:
What I have picked up on is that the OP hasn't once said thanks after all the effort and advice people have given him.
Typical spoilt 19 yo. :grin:
[/quote
thanx everyone for your advice I am greatful
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... Hey, the bankers were all up for gambling risks with mortgages so i am sure the insurance companies will still do it! ...
don't bet on it. They've lost huge in this crisis, they cling to every penny they can get, and a young driver in fast car is not good risk for them
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4-6 kiloquid for insurance on something as slow as a standard GTI? :shocked:
I should stop thinking about 6 kiloquid I paid to make my E30 go loco loco with 330hp/460+Nm. :lipsrsealed:
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This is where my £26K+ would go, if I had it available. At least after a few years of ownership I know I'd get almost all of it back, maybe abit more if i were lucky.
http://www.pistonheads.com/sales/1074828.htm
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This thread is awesome lol
Wish i got bought a mk6 gti at 19 by my parents, i had to wait till i was 22 untill i could buy my R32 with my own money :laugh:
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I say good for him, imagine having a golf gti at 19! At the end of the day if 19 year old footballers can get insurance on the cars they buy there's no real need to check prices before buying the gti at his age, as long as money isn't a huge issue.
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Anyone heard of sabre insurance they have quoted me 3400 best one so far =)
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Full no claims,driving 20 years,first company i tried £220 fully comp on my new gti mk6 due in aug, there are some perks to being 30 something. :grin:
£220 ? I highly doubt that unless you have something silly like a £800 excess.
I'm 35 and have been driving almost 20 years with 13 years NCB and get £380-ish with I think £250 excess.
Thats unlike you to doubt something,have you actually brought a mk6 yet kev or are you still dreaming ?, norwhich union(aviva) 220 fully comp like i said,Perhaps i live in a better area than you ?,i also have another car a vw touran 2 ltr fsi insured with them and household insurance,I have no reason to lie,it will be a second car doing less than 4 k miles a year,i`ve saved the quote,obviously i`m not going to post my details online.(by the way if your 35 and you`ve been driving 20 years that`s probably the problem, 35 - 20 = 15 ? past you driving test very young :smug: :smug: :smug:
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This thread is awesome lol
Wish i got bought a mk6 gti at 19 by my parents, i had to wait till i was 22 untill i could buy my R32 with my own money :laugh:
Don't think his parents have bought it for him have they?? :undecided:
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If you don't mind your premium being high, I'd be happy to insure you via my own company, "Bob's Insurance", for only £25,000 a year, with tiny £25,000 excess :evil:
I remember when I was 19, I had a BMW, and was given insurance quotes the likes of £1,700 TPFT! :shocked: Needless to say I sold it and got stuck with a Hyundai Accent for a few years to build up my no claims. When I was 21 I got myself a C2 VTS instead, definitely quick, and by the time I came to sell it my insurance was only £288 a year fully comp!!
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Full no claims,driving 20 years,first company i tried £220 fully comp on my new gti mk6 due in aug, there are some perks to being 30 something. :grin:
£220 ? I highly doubt that unless you have something silly like a £800 excess.
I'm 35 and have been driving almost 20 years with 13 years NCB and get £380-ish with I think £250 excess.
Thats unlike you to doubt something,have you actually brought a mk6 yet kev or are you still dreaming ?, norwhich union(aviva) 220 fully comp like i said,Perhaps i live in a better area than you ?,i also have another car a vw touran 2 ltr fsi insured with them and household insurance,I have no reason to lie,it will be a second car doing less than 4 k miles a year,i`ve saved the quote,obviously i`m not going to post my details online.(by the way if your 35 and you`ve been driving 20 years that`s probably the problem, 35 - 20 = 15 ? past you driving test very young :smug: :smug: :smug:
:grin:
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This thread is awesome lol
Wish i got bought a mk6 gti at 19 by my parents, i had to wait till i was 22 untill i could buy my R32 with my own money :laugh:
Don't think his parents have bought it for him have they?? :undecided:
Yeah, in the other thread he was saying about hes insured on his dads c63 amg merc.
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Anyone heard of sabre insurance they have quoted me 3400 best one so far =)
I was looking at that website to see if they would quote me but they are closed at the moment. Found a website
www.quotezone.co.uk
that quotes for sabre and alot of other random companies i have not heard of and most of them quoted for me so you may get some luck on there. Previous to this i had only found 2 companies to insure me, this website quoted over 30 for me.
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chaps ive bought the car not my parents im goin to try quotezone now thanx dude
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just tried quotezone and best i got was 4920 from sabre not bad considering what i have been getting at least i know i can get insured do u think if i contacted sabre direct i would be able to negotiate with them a little ? also will the quotes im getting be less at the beiginning of september when my car arrives as then im just one month away from my 20th Bday ??
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Full no claims,driving 20 years,first company i tried £220 fully comp on my new gti mk6 due in aug, there are some perks to being 30 something. :grin:
£220 ? I highly doubt that unless you have something silly like a £800 excess.
I'm 35 and have been driving almost 20 years with 13 years NCB and get £380-ish with I think £250 excess.
Thats unlike you to doubt something,have you actually brought a mk6 yet kev or are you still dreaming ?, norwhich union(aviva) 220 fully comp like i said,Perhaps i live in a better area than you ?,i also have another car a vw touran 2 ltr fsi insured with them and household insurance,I have no reason to lie,it will be a second car doing less than 4 k miles a year,i`ve saved the quote,obviously i`m not going to post my details online.(by the way if your 35 and you`ve been driving 20 years that`s probably the problem, 35 - 20 = 15 ? past you driving test very young :smug: :smug: :smug:
I only questioned it yet you go off on one, so I'll reply in a tone that you obviously understand ......
I see you're another poster that picks and choses the words that are replied to. Didn't the word 'almost' get processed in your head ? Obviously not. If you want me to space my words out better next time, please let me know.
Yes I am still dreaming, but my order is just around the corner, it will be a reality soon.
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I just got a quote on one, I'm 20, 1 NCB, on a MK6 GTI at £22K, the insurance is £1150 :D
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I just got a quote on one, I'm 20, 1 NCB, on a MK6 GTI at £22K, the insurance is £1150 :D
where from let me guess admiral lol
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This thread is quite interesting as it reminds me of the days when I used to work at an Insurance Company.... you guys shouldn't underestimate how many young people there are on our roads driving some real high performance cars!
I worked at Endsleigh Insurance between 1994 & 1998, and we specialised in Student Insurance. Being the entreprenuerial type I visited all of Cambridge's overseas student colleges and struck up a few contacts which resulted in some of the following real policies which I won in the 4 years I worked there. These are just some of the extreme ones, there were plenty of sub £10k annual premiums which aren't even worth mentioning as there were too many to mention. Have a gander at some of these:
18 y/o female, Foreign Student, Brand New BMW Z3 3.0: Premium £13,500. Excess £5k
18 y/o female, Foreign Student, Brand New TVR Griffith 500: Premium £17,500. Excess £5k
18 y/o male, Foreign Student, Brand New BMW M3 Evo 3.2 Conv: Premium £22,000. Excess £10k
18 y/o male, Foreign Student, Brand New BMW M5: Premium £25,000. Excess £20k
21 y/o male, Foreign Student, Brand New Ferrari F355: Premium £50,000. Excess £50k
All of these were underwritten by Insurance GB & St Pauls International (not sure if they are still going these day?!)
And by the way, each and every one of these policies was paid up in FULL by the individual's who took out the policies! Most of these were the son's and daughters of mega-rich oil and gas Tycoon's, mainly coming over from the Russian bloc countries!
It really is mind boggling when you start thinking about it!
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I just got a quote on one, I'm 20, 1 NCB, on a MK6 GTI at £22K, the insurance is £1150 :D
where from let me guess admiral lol
Elephant :grin: :grin: :grin:
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admiral/elephant same company check the car i bet it has reverted to a normal golf that what happened to me when i got over excited from their quote lol
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admiral/elephant same company check the car i bet it has reverted to a normal golf that what happened to me when i got over excited from their quote lol
Nope, 2009 Golf GTI (210). I'm actually with Admiral atm for my MK3 GL, paying £980 a year, in August I'll be paying £500 with all mods declared, or around that, just got a quote from Adrian Flux for it at that so that's a bargain me thinks.
As for the 2009 GTI, it's not hard for me to believe that's the price of the insurance because I have been quotes on a MK5 GTI for £1000 if I bought one today.
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Full no claims,driving 20 years,first company i tried £220 fully comp on my new gti mk6 due in aug, there are some perks to being 30 something. :grin:
£220 ? I highly doubt that unless you have something silly like a £800 excess.
I'm 35 and have been driving almost 20 years with 13 years NCB and get £380-ish with I think £250 excess.
Thats unlike you to doubt something,have you actually brought a mk6 yet kev or are you still dreaming ?, norwhich union(aviva) 220 fully comp like i said,Perhaps i live in a better area than you ?,i also have another car a vw touran 2 ltr fsi insured with them and household insurance,I have no reason to lie,it will be a second car doing less than 4 k miles a year,i`ve saved the quote,obviously i`m not going to post my details online.(by the way if your 35 and you`ve been driving 20 years that`s probably the problem, 35 - 20 = 15 ? past you driving test very young :smug: :smug: :smug:
I only questioned it yet you go off on one, so I'll reply in a tone that you obviously understand ......
I see you're another poster that picks and choses the words that are replied to. Didn't the word 'almost' get processed in your head ? Obviously not. If you want me to space my words out better next time, please let me know.
Yes I am still dreaming, but my order is just around the corner, it will be a reality soon.
You said you doubt that,implying that i was lying,i have no need to dream or lie,hence i replied to put you right,hopefully you on longer have any doubts.i look forward to the day you get the best possible deal on your car and insurance,untill then you are just assuming/dreaming/doubting.
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Calm down ladies
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Il get a good quote even if it kills me :cool:
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There's a terrible atmosphere about this section :sad:
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i just got a quote on one, cheaper than the rest, but i do have a 10 inch cock :smiley:
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Il get a good quote even if it kills me :cool:
well you won't really get a good quote will you mr young and extravagant? i think my premium for my GTi was £350 fully comp on mine with a £150 excess... wonder what it would be for a mk6... oh hold on... i don't care! I know it will be cheaper than yours and I get to save my money and spend it having fun with old cars instead! muchos satisfaction!
i just got a quote on one, cheaper than the rest, but i do have a 10 inch cock :smiley:
mine is cheaper and bigger than yours! :tongue:
There's a terrible atmosphere about this section :sad:
yes it's quite good isn't it?! :laugh: i wouldn't want to be a mod of this section! :rolleyes:
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This thread is quite interesting as it reminds me of the days when I used to work at an Insurance Company.... you guys shouldn't underestimate how many young people there are on our roads driving some real high performance cars!
I worked at Endsleigh Insurance between 1994 & 1998, and we specialised in Student Insurance. Being the entreprenuerial type I visited all of Cambridge's overseas student colleges and struck up a few contacts which resulted in some of the following real policies which I won in the 4 years I worked there. These are just some of the extreme ones, there were plenty of sub £10k annual premiums which aren't even worth mentioning as there were too many to mention. Have a gander at some of these:
18 y/o female, Foreign Student, Brand New BMW Z3 3.0: Premium £13,500. Excess £5k
18 y/o female, Foreign Student, Brand New TVR Griffith 500: Premium £17,500. Excess £5k
18 y/o male, Foreign Student, Brand New BMW M3 Evo 3.2 Conv: Premium £22,000. Excess £10k
18 y/o male, Foreign Student, Brand New BMW M5: Premium £25,000. Excess £20k
21 y/o male, Foreign Student, Brand New Ferrari F355: Premium £50,000. Excess £50k
All of these were underwritten by Insurance GB & St Pauls International (not sure if they are still going these day?!)
And by the way, each and every one of these policies was paid up in FULL by the individual's who took out the policies! Most of these were the son's and daughters of mega-rich oil and gas Tycoon's, mainly coming over from the Russian bloc countries!
It really is mind boggling when you start thinking about it!
Why is this mind boggling? :huh:
What is mind boggling is that Abramovich has built his third yacht, biggest in the world, 170 meters in length, with 2 helicopters and a submarine.
Country's wealth was stolen and is continued to be stolen by people connected at the top. Russia was on 174th place out of 180 in some survey on corruption.
What is mind boggling is that a young punk that worked for Russian government (in the prosecutor's office, or something like that) got drunk, got in the car, killed a woman, tried to escape, and when he finally crashed the car he unscrewed the number plates and took them with him and tried to disappear. Thanks to some people who saw this barsteward he got caught. And you know what? He only got 4 years probation.... :lipsrsealed:
I fu.k.ng hate these "foreign students", because I come from Russia, I know how bad it can be for normal people
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plenty of pics when u get it Das auto :wink:
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Is it just me or is the mk6 section full of cocks? Lets wave our dicks everyone. All together now :undecided: :huh:
Just checked the MK5 section and we werent like this when the mk5 came out. Get over it guys. :rolleyes:
Das Auto - Im impressed that you can afford this vehicle on your own. Im in a similar boat.
I want to buy (Cash - If you have to pay off a car you cant afford it IMO) a Audi 2.8 Litre A4 Avant. Or a 1.8T (2000 to 2003 models). The insurance companies refuse to give me a quote because Im 18. Those that do claim that a 1.8T is a "performance" car and the 2.8 is a "sports" car and this results in myself getting billed heavily. Nevermind its parked in a locked garage. With electrical fences and close circuit cameras watching it??
The best suggestion I can make is to get yourself onto your parents (or company) insurance. I cant do this as we have the Porsche, GTI, 6 superbikes and all 10 of our work vehicles on the same insurance. Apparently the insurance we have cannot take another vehicle so unless one of our vehicles gets written off Im screwed.
What about things like GAP insurance etc? How are they different to other types of insurance?
Good luck mate! And ignore the guys here who WILL have issues with you owning a mk6 GTI. I have friends who are 18 that drive BMW M3's, Audi RS4's and R32's. And they have paid for them themselves.
Mike
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Is it just me or is the mk6 section full of cocks? Lets wave our dicks everyone. All together now :undecided: :huh:
Just checked the MK5 section and we werent like this when the mk5 came out. Get over it guys. :rolleyes:
Das Auto - Im impressed that you can afford this vehicle on your own. Im in a similar boat.
I want to buy (Cash - If you have to pay off a car you cant afford it IMO) a Audi 2.8 Litre A4 Avant. Or a 1.8T (2000 to 2003 models). The insurance companies refuse to give me a quote because Im 18. Those that do claim that a 1.8T is a "performance" car and the 2.8 is a "sports" car and this results in myself getting billed heavily. Nevermind its parked in a locked garage. With electrical fences and close circuit cameras watching it??
The best suggestion I can make is to get yourself onto your parents (or company) insurance. I cant do this as we have the Porsche, GTI, 6 superbikes and all 10 of our work vehicles on the same insurance. Apparently the insurance we have cannot take another vehicle so unless one of our vehicles gets written off Im screwed.
What about things like GAP insurance etc? How are they different to other types of insurance?
Good luck mate! And ignore the guys here who WILL have issues with you owning a mk6 GTI. I have friends who are 18 that drive BMW M3's, Audi RS4's and R32's. And they have paid for them themselves.
Mike
:grin: :grin: :grin: :grin: :grin: this from the guy whose folks had a 5 :laugh: :laugh: :laugh: :laugh: :laugh: :laugh:
and the second bold is ILLEGAL in the uk and called FRONTING :rolleyes: great advice to be giving :lipsrsealed:
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Is it just me or is the mk6 section full of cocks? Lets wave our dicks everyone. All together now :undecided: :huh:
Just checked the MK5 section and we werent like this when the mk5 came out. Get over it guys. :rolleyes:
Das Auto - Im impressed that you can afford this vehicle on your own. Im in a similar boat.
I want to buy (Cash - If you have to pay off a car you cant afford it IMO) a Audi 2.8 Litre A4 Avant. Or a 1.8T (2000 to 2003 models). The insurance companies refuse to give me a quote because Im 18. Those that do claim that a 1.8T is a "performance" car and the 2.8 is a "sports" car and this results in myself getting billed heavily. Nevermind its parked in a locked garage. With electrical fences and close circuit cameras watching it??
The best suggestion I can make is to get yourself onto your parents (or company) insurance. I cant do this as we have the Porsche, GTI, 6 superbikes and all 10 of our work vehicles on the same insurance. Apparently the insurance we have cannot take another vehicle so unless one of our vehicles gets written off Im screwed.
What about things like GAP insurance etc? How are they different to other types of insurance?
Good luck mate! And ignore the guys here who WILL have issues with you owning a mk6 GTI. I have friends who are 18 that drive BMW M3's, Audi RS4's and R32's. And they have paid for them themselves.
Mike
:grin: :grin: :grin: :grin: :grin: this from the guy whose folks had a 5 :laugh: :laugh: :laugh: :laugh: :laugh: :laugh:
and the second bold is ILLEGAL in the uk and called FRONTING :rolleyes: great advice to be giving :lipsrsealed:
I was 18 once. I used to be a ganster surrounded by b!tches and dat. Had the dollars to get me brand new Porsche innit, then I got put away for putting it on me parents insurance innit! :cool:
MK6's are twice as sh!t as MK3's :tongue:
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Hey Chuff
Take a look at the MK5 section... The new owners went through the usual (Mk4 is better/Its a facelift) but the MK6 guys here are just plain rude and as has been said. Theres a crap atmosphere here.
Sorry. I didnt realise that form of insurance was illegal in the UK. In South Africa and on our policy we have a variety of vehicles on one insurance policy with different drivers. I cant expect my sales rep to pay the insurance on a company car or have the insurance in his name... I guess the UK sees things differently :smiley:
Mike
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and from thw outside non 5 owner it looked the same as in here, blinkered / rose tinted glasses me thinks :lipsrsealed: :wink:
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i would love to know what jobs you guys have to be able to afford this at such a young age?!
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good on ya for affording a 22k car at 19, but it makes me wonder.......what you bothered about paying 5k on insurance for? shelling out 22k at 19yo on a brand new car?
you must have money to burn mate, personally i wouldnt do it i would maybe buy a mk4 or something till you get yourself another few years driving under your belt.
best price you have had is 3400 quid, take it mate and good luck.
oh btw will you pm me when your breaking whats left of the car i would like the seats please.
:grin: :grin: :grin: :grin:
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good on ya for affording a 22k car at 19, but it makes me wonder.......what you bothered about paying 5k on insurance for? shelling out 22k at 19yo on a brand new car?
Especially when the world is about to go pop financially!
-
Is it just me or is the mk6 section full of cocks? Lets wave our dicks everyone. All together now :undecided: :huh:
Just checked the MK5 section and we werent like this when the mk5 came out. Get over it guys. :rolleyes:
Das Auto - Im impressed that you can afford this vehicle on your own. Im in a similar boat.
I want to buy (Cash - If you have to pay off a car you cant afford it IMO) a Audi 2.8 Litre A4 Avant. Or a 1.8T (2000 to 2003 models). The insurance companies refuse to give me a quote because Im 18. Those that do claim that a 1.8T is a "performance" car and the 2.8 is a "sports" car and this results in myself getting billed heavily. Nevermind its parked in a locked garage. With electrical fences and close circuit cameras watching it??
The best suggestion I can make is to get yourself onto your parents (or company) insurance. I cant do this as we have the Porsche, GTI, 6 superbikes and all 10 of our work vehicles on the same insurance. Apparently the insurance we have cannot take another vehicle so unless one of our vehicles gets written off Im screwed.
What about things like GAP insurance etc? How are they different to other types of insurance?
Good luck mate! And ignore the guys here who WILL have issues with you owning a mk6 GTI. I have friends who are 18 that drive BMW M3's, Audi RS4's and R32's. And they have paid for them themselves.
Mike
:grin: :grin: :grin: :grin: :grin: this from the guy whose folks had a 5 :laugh: :laugh: :laugh: :laugh: :laugh: :laugh:
and the second bold is ILLEGAL in the uk and called FRONTING :rolleyes: great advice to be giving :lipsrsealed:
I was 18 once. I used to be a ganster surrounded by b!tches and dat. Had the dollars to get me brand new Porsche innit, then I got put away for putting it on me parents insurance innit! :cool:
MK6's are twice as sh!t as MK3's :tongue:
:grin: :grin:
But you see the difference is... Im buying a car that I can afford. And unless I can get cheaper insurance (My insurance will be higher than my dads Porsches if I buy the Audi) then I cannot afford the car.
We can all dream of owning a MK6 or a MK2 or whatever. But you sorta have to be realistic.
In an ideal situation my dad wants it on his insurance because he can claim it back on tax every month hence why he has offered to have me on his policy. Means jack to me. Just means I get a lower price.
and from thw outside non 5 owner it looked the same as in here, blinkered / rose tinted glasses me thinks :lipsrsealed: :wink:
But Chuff.... You forget... I dont own the MK5 GTI. The mother does and I have no allegiance to the car. I consider myself lucky because it is natural to be protective over something like a car which you paid a lot of money for. I dont have this issue and this means I can pick up on things like this. Do you think I would have stayed in the MK5 section if the attitude was like this? Not a chance. I appreciate all the generations of Golf.
Mike
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:grin: :grin: :huh: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :rolleyes: :lipsrsealed:
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I appreciate all the generations of Golf, apart from MK3's!
Mike
Just mis quoting you Mike. :D
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good on ya for affording a 22k car at 19, but it makes me wonder.......what you bothered about paying 5k on insurance for? shelling out 22k at 19yo on a brand new car?
Especially when the world is about to go pop financially!
Not exactly.... I work in the oil industry and consulting industry... The financial world is only going pop to those who either live beyond their means (Possibly a case for Das Auto) or those who unfortunately unable to keep a business running.
The rest of us are still doing perfectly fine. Even here in third world countries. :wink:
Mike
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I appreciate all the generations of Golf, apart from MK3's!
Mike
Just mis quoting you Mike. :D
[/quote]
:kiss: :grin:
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I appreciate all the generations of Golf. As long as it's a mk5.
Mike
just mis-quoting you Mike :wink:
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funny how when a dedicated site came you post count STOPPPPED :grin:
awaits anther pearler :cool:
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this thread makes me lol
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good on ya for affording a 22k car at 19, but it makes me wonder.......what you bothered about paying 5k on insurance for? shelling out 22k at 19yo on a brand new car?
Especially when the world is about to go pop financially!
Not exactly.... I work in the oil industry and consulting industry... The financial world is only going pop to those who either live beyond their means (Possibly a case for Das Auto) or those who unfortunately unable to keep a business running.
The rest of us are still doing perfectly fine. Even here in third world countries. :wink:
Mike
Well, agree with that. My Father In Law is in that game (Kzstn). I saw a documentry about how the oil has caused misery for millions of local fishermen in Africa (Nigeria) and I am disgusted by the way the locals are treated. Death money in my opinion.
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this thread makes me lol
well its not meant to so fcuk off back to the world of elite :laugh: :tongue: :kiss:
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this thread makes me lol
well its not meant to so fcuk off back to the world of elite :laugh: :tongue: :kiss:
no juicy threads in there at the moment so i'm venturing out :tongue:
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good on ya for affording a 22k car at 19, but it makes me wonder.......what you bothered about paying 5k on insurance for? shelling out 22k at 19yo on a brand new car?
Especially when the world is about to go pop financially!
Not exactly.... I work in the oil industry and consulting industry... The financial world is only going pop to those who either live beyond their means (Possibly a case for Das Auto) or those who unfortunately unable to keep a business running.
The rest of us are still doing perfectly fine. Even here in third world countries. :wink:
Mike
Well, agree with that. My Father In Law is in that game (Kzstn). I saw a documentry about how the oil has caused misery for millions of local fishermen in Africa (Nigeria) and I am disgusted by the way the locals are treated. Death money in my opinion.
ross kemp? i saw that too... utterly disgraceful
so what do you do in this oil industry and consulting industry lark... last i heard you were cleaning peoples cars for pocket money after school?
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this thread makes me lol
well its not meant to so fcuk off back to the world of elite :laugh: :tongue: :kiss:
no juicy threads in there at the moment so i'm venturing out :tongue:
that can change :grin: :grin: :grin: :grin: :grin:
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this thread makes me lol
well its not meant to so fcuk off back to the world of elite :laugh: :tongue: :kiss:
no juicy threads in there at the moment so i'm venturing out :tongue:
that can change :grin: :grin: :grin: :grin: :grin:
not with my finger on the delete button :evil: :tongue: :kiss:
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:grin: :grin: :huh: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :rolleyes: :lipsrsealed:
I appreciate all the generations of Golf. As long as it's a mk5.
Mike
just mis-quoting you Mike :wink:
lol!
Thats not fair. :cry:
I will stand up for a MK5 because it is the car that not only bought me into the world of GTI's etc but also to this forum. Ironically though I dont praise it completely. I spend more time on BMW and Seat forums then I do on here.
I dont feel I'm biased towards the MK5. Perhaps towards the MK5 community. But not the car.
funny how when a dedicated site came you post count STOPPPPED :grin:
awaits anther pearler :cool:
lol. Let me tell you why. Cos as said above. Im biased towards the community and unfortunately the community left and so did I. I do still occassionaly pop in and comment. But I mostly just browse in the MK2, MK4 and MK5 section. Another reason is I moved on. When I was most active I was still in school. I had the time to waste. Now I am working 7am till 9pm and I am involved on Seat, BMW, VW and even Subaru forums because my job calls for it. I dont have the time to come here and post. You will see whenever I am here its on the weekends.
good on ya for affording a 22k car at 19, but it makes me wonder.......what you bothered about paying 5k on insurance for? shelling out 22k at 19yo on a brand new car?
Especially when the world is about to go pop financially!
Not exactly.... I work in the oil industry and consulting industry... The financial world is only going pop to those who either live beyond their means (Possibly a case for Das Auto) or those who unfortunately unable to keep a business running.
The rest of us are still doing perfectly fine. Even here in third world countries. :wink:
Mike
Well, agree with that. My Father In Law is in that game (Kzstn). I saw a documentry about how the oil has caused misery for millions of local fishermen in Africa (Nigeria) and I am disgusted by the way the locals are treated. Death money in my opinion.
Dont just make assumptions :sick:
We are a oil supplier. We sell from the major manufacturers. In other words we are a distributor. We sell Liqui Moly, Shell, Caltex, Rocol and a variety of other oils, greases, additives and service products. We do not produce oils ourselves and are in no way connected to Nigeria. :sick:
Mike
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good on ya for affording a 22k car at 19, but it makes me wonder.......what you bothered about paying 5k on insurance for? shelling out 22k at 19yo on a brand new car?
Especially when the world is about to go pop financially!
Not exactly.... I work in the oil industry and consulting industry... The financial world is only going pop to those who either live beyond their means (Possibly a case for Das Auto) or those who unfortunately unable to keep a business running.
The rest of us are still doing perfectly fine. Even here in third world countries. :wink:
Mike
Well, agree with that. My Father In Law is in that game (Kzstn). I saw a documentry about how the oil has caused misery for millions of local fishermen in Africa (Nigeria) and I am disgusted by the way the locals are treated. Death money in my opinion.
ross kemp? i saw that too... utterly disgraceful
so what do you do in this oil industry and consulting industry lark... last i heard you were cleaning peoples cars for pocket money after school?
I still do that. On weekends sometimes. Detailing is a hobby of mine.
Mike
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Lube Tube?
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so you work from 7am to 9pm every day... you're certainly a dedicated worker... still would love to know what you and the OP do though
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Alright guys... Lets stop spamming the poor guys thread...
I dont need the one occasion I do comment to turn into a spam the thread session...
Mike
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Lube Tube?
:grin: :grin: :grin: :grin: :grin: :grin:
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so you work from 7am to 9pm every day... you're certainly a dedicated worker... still would love to know what you and the OP do though
Drop me a PM or start a thread in Chat - Off Topic if you want to know. Arent you a moderator? If so then I suggest you follow your own rules.
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zootube :sick:
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so you work from 7am to 9pm every day... you're certainly a dedicated worker... still would love to know what you and the OP do though
Drop me a PM or start a thread in Chat - Off Topic if you want to know. Arent you a moderator? If so then I suggest you follow your own rules.
was just interested as I would love to make bucket loads of money by the time I am 18/19 - that is all
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so you work from 7am to 9pm every day... you're certainly a dedicated worker... still would love to know what you and the OP do though
Drop me a PM or start a thread in Chat - Off Topic if you want to know. Arent you a moderator? If so then I suggest you follow your own rules.
was just interested as I would love to make bucket loads of money by the time I am 18/19 - that is all
Fair comment.
As for spam, there would not be a MK6 section if none of were in here. Doing our bit to keep it running!
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Fair comment.
As for spam, there would not be a MK6 section if none of were in here. Doing our bit to keep it running!
:grin: :grin: :grin:
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when i grow up i will be a rich kid, well when the old folks pop off :cool:
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i spent £950 on my golf, one of the happist days of my car buying life!
i would prefet to have nothing and know the value of money. :wink:
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i spent £950 on my golf, one of the happist days of my car buying life!
i would prefet to have nothing and know the value of money. :wink:
That my friend says it all. Why waste money if your NOT a millionaire. Keyboard millionaire maybe.
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i spent £950 on my golf, one of the happist days of my car buying life!
i would prefet to have nothing and know the value of money. :wink:
That my friend says it all. Why waste money if your NOT a millionaire. Keyboard millionaire maybe.
i don't know... i guess I am oldskool in the fact that i like getting something old and worth very little to someone else and making it nice and new again... i don't see the point in getting something that will depreciate so fast
if i was 'rich' i would... but i don't think i would get as much satisfaction as i do now... and certainly wouldn't feel as though I personally had achieved anything
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i spent £950 on my golf, one of the happist days of my car buying life!
i would prefet to have nothing and know the value of money. :wink:
That my friend says it all. Why waste money if your NOT a millionaire. Keyboard millionaire maybe.
i don't know... i guess I am oldskool in the fact that i like getting something old and worth very little to someone else and making it nice and new again... i don't see the point in getting something that will depreciate so fast
if i was 'rich' i would... but i don't think i would get as much satisfaction as i do now... and certainly wouldn't feel as though I personally had achieved anything
if you were rich would you ever get under a car again? i dont think i would but then again i think i would miss it. wierd int it?
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if you were rich would you ever get under a car again? i dont think i would but then again i think i would miss it. wierd int it?
if i were 'rich' (financially) then i think i would... but I would buy much much older cars and spend the time learning how to resto them in my spanky fully equipped workshop :wink:
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i spent £950 on my golf, one of the happist days of my car buying life!
i would prefet to have nothing and know the value of money. :wink:
That my friend says it all. Why waste money if your NOT a millionaire. Keyboard millionaire maybe.
i don't know... i guess I am oldskool in the fact that i like getting something old and worth very little to someone else and making it nice and new again... i don't see the point in getting something that will depreciate so fast
if i was 'rich' i would... but i don't think i would get as much satisfaction as i do now... and certainly wouldn't feel as though I personally had achieved anything
its people like this that end up winining the lotto and end up buying a fiesta 1.1 :smiley:
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i spent £950 on my golf, one of the happist days of my car buying life!
i would prefet to have nothing and know the value of money. :wink:
That my friend says it all. Why waste money if your NOT a millionaire. Keyboard millionaire maybe.
i don't know... i guess I am oldskool in the fact that i like getting something old and worth very little to someone else and making it nice and new again... i don't see the point in getting something that will depreciate so fast
if i was 'rich' i would... but i don't think i would get as much satisfaction as i do now... and certainly wouldn't feel as though I personally had achieved anything
its people like this that end up winining the lotto and end up buying a fiesta 1.1 :smiley:
dont get me wrong mate i wouldnt need any help spending it. :grin: :grin:
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if you were rich would you ever get under a car again? i dont think i would but then again i think i would miss it. wierd int it?
if i were 'rich' (financially) then i think i would... but I would buy much much older cars and spend the time learning how to resto them in my spanky fully equipped workshop :wink:
now that sounds like a plan!
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i spent £950 on my golf, one of the happist days of my car buying life!
i would prefet to have nothing and know the value of money. :wink:
That my friend says it all. Why waste money if your NOT a millionaire. Keyboard millionaire maybe.
i don't know... i guess I am oldskool in the fact that i like getting something old and worth very little to someone else and making it nice and new again... i don't see the point in getting something that will depreciate so fast
if i was 'rich' i would... but i don't think i would get as much satisfaction as i do now... and certainly wouldn't feel as though I personally had achieved anything
its people like this that end up winining the lotto and end up buying a fiesta 1.1 :smiley:
No it's not. It's people like this that appreciate things in life. I would love the opportunity to keep myself busy with a workshop. I would love to have the time to learn new skills instead of wasting my money.
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IF i won the lottery
i'd still have the aston martin... but would have a splitty and a beetle lined up for resto for the mrs as she loves them
i'd also line the (rather large) garage with a nice shiny red mint condition version of each mk
i'd also probably open up a workshop for something like this forum...
/daydream [insert scratched record sound]
anyway... ain't gonna friggin happen so will just have to work out another way to make my millions by the time i am 19