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Author Topic: Finance example?  (Read 9761 times)

Offline rskardon

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Finance example?
« on: 28 July 2009, 08:24 »
Hi Guys,

I'm considering a mk6, does anyone have any examples (or rough ideas) on the likely cost per month if you put down around £5k and bought it on PCP, I would probably be looking at a 3 door dsg approx £25k with a couple of extras.

Just trying to get an idea of likely monthly cost,

Thanks,

R
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Offline keelaw

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Re: Finance example?
« Reply #1 on: 28 July 2009, 08:36 »

I got about £415 per mth for a £25k car with £3.5k deposit over 3 yrs with £11.5k balloon.

As you're putting down a larger deposit, I'd expect a lower mth'ly payment.

This is from a vw dealer.

Check out various websites (just google for it) and they can offer instant rough quotes.

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Offline rskardon

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Re: Finance example?
« Reply #2 on: 28 July 2009, 09:03 »
Quote from: keelaw on 28 July 2009, 08:36

I got about £415 per mth for a £25k car with £3.5k deposit over 3 yrs with £11.5k balloon.

As you're putting down a larger deposit, I'd expect a lower mth'ly payment.

This is from a vw dealer.

Check out various websites (just google for it) and they can offer instant rough quotes.



Thanks, That gives me an idea, found a site called http://www.car-finance.net that seems to do quite competitive offers with a 10% discount on the initial price of the car which you can have supplied from a main dealer, looks like a possibility,

Cheers,

R
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Offline matchboy

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Re: Finance example?
« Reply #3 on: 28 July 2009, 10:31 »
if its any help, my lease purchase is as follows:

£2.5k down

car price 27k

monthly payments £440 - over 4 years

residual value £9.5k

hope that gives you some idea!
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Offline p3asa

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Re: Finance example?
« Reply #4 on: 28 July 2009, 11:38 »
Quote from: rskardon on 28 July 2009, 08:24
Hi Guys,

I'm considering a mk6, does anyone have any examples (or rough ideas) on the likely cost per month if you put down around £5k and bought it on PCP, I would probably be looking at a 3 door dsg approx £25k with a couple of extras.

R

http://www.volkswagen.co.uk allow you to do finance options on their site. they offer 7.6% APR on their solutions PCP.
In fact I went to my local VW garage for a quote and was told the best he could get me was a figure £50 a month over what I could afford. I then pulled out my printed off solutions quote from VW and suddenly the salesman could find the same offer!!!! Amazing.

Now I think about it though I don't think this offer relates to GTi / GTD sorry :sad: Although you could select one of the GT models and add extras to get the price up to 25k to show you how much that would work out at.
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Offline VWKev

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Re: Finance example?
« Reply #5 on: 28 July 2009, 11:38 »
Whatever deal you decide on make it quick, price rise on the 1st Sept. So basically only 4 weeks to go.
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Offline neilgcal

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Re: Finance example?
« Reply #6 on: 28 July 2009, 11:59 »
VW is doing my finance and it is 5%!
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Offline R32UK

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Re: Finance example?
« Reply #7 on: 28 July 2009, 12:23 »
Quote from: neilgcal on 28 July 2009, 11:59
VW is doing my finance and it is 5%!

that would be flat rate i take it??
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Offline neilgcal

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Re: Finance example?
« Reply #8 on: 28 July 2009, 13:25 »
yeah it was.
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Offline rskardon

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Re: Finance example?
« Reply #9 on: 28 July 2009, 13:41 »
Quote from: VWKev on 28 July 2009, 11:38
Whatever deal you decide on make it quick, price rise on the 1st Sept. So basically only 4 weeks to go.

Genuis Strategy in the current climate!

Thanks everyone for answers so far, 5% is bloody good, was your down payment significant? Its strange it varies so much,

R
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