« previous next »
Pages: [1] 2 3

Author Topic: Finance example?  (Read 9752 times)

Offline rskardon

  • GTI forum regular
  • ***
  • Posts: 155
Finance example?
« on: 28 July 2009, 08:24 »
Hi Guys,

I'm considering a mk6, does anyone have any examples (or rough ideas) on the likely cost per month if you put down around £5k and bought it on PCP, I would probably be looking at a 3 door dsg approx £25k with a couple of extras.

Just trying to get an idea of likely monthly cost,

Thanks,

R
Logged

Offline keelaw

  • I live here
  • *****
  • Posts: 1,095
  • It's here!
Re: Finance example?
« Reply #1 on: 28 July 2009, 08:36 »

I got about £415 per mth for a £25k car with £3.5k deposit over 3 yrs with £11.5k balloon.

As you're putting down a larger deposit, I'd expect a lower mth'ly payment.

This is from a vw dealer.

Check out various websites (just google for it) and they can offer instant rough quotes.

Logged
Mk6 Golf GTI 5dr, DBP, Monza Shadow, Xenons, ACC, RCD510, Park Assist, Camera, Lux pack.... and now bluetooth.... and now DSG!

Offline rskardon

  • GTI forum regular
  • ***
  • Posts: 155
Re: Finance example?
« Reply #2 on: 28 July 2009, 09:03 »
Quote from: keelaw on 28 July 2009, 08:36

I got about £415 per mth for a £25k car with £3.5k deposit over 3 yrs with £11.5k balloon.

As you're putting down a larger deposit, I'd expect a lower mth'ly payment.

This is from a vw dealer.

Check out various websites (just google for it) and they can offer instant rough quotes.



Thanks, That gives me an idea, found a site called http://www.car-finance.net that seems to do quite competitive offers with a 10% discount on the initial price of the car which you can have supplied from a main dealer, looks like a possibility,

Cheers,

R
Logged

Offline matchboy

  • I live here
  • *****
  • Posts: 3,160
Re: Finance example?
« Reply #3 on: 28 July 2009, 10:31 »
if its any help, my lease purchase is as follows:

£2.5k down

car price 27k

monthly payments £440 - over 4 years

residual value £9.5k

hope that gives you some idea!
Logged
Audi RS5 2018
Gone: BMW M4 LCI Competition Package
Previous: Mk 3 Audi TTS, Porsche 981 Cayman S, Mk 7 Golf R, Mk 7 GTI, Mk 6 GTI, Mk 5 GTI and so on....

Offline p3asa

  • Forum addict
  • *
  • Posts: 4,460
Re: Finance example?
« Reply #4 on: 28 July 2009, 11:38 »
Quote from: rskardon on 28 July 2009, 08:24
Hi Guys,

I'm considering a mk6, does anyone have any examples (or rough ideas) on the likely cost per month if you put down around £5k and bought it on PCP, I would probably be looking at a 3 door dsg approx £25k with a couple of extras.

R

http://www.volkswagen.co.uk allow you to do finance options on their site. they offer 7.6% APR on their solutions PCP.
In fact I went to my local VW garage for a quote and was told the best he could get me was a figure £50 a month over what I could afford. I then pulled out my printed off solutions quote from VW and suddenly the salesman could find the same offer!!!! Amazing.

Now I think about it though I don't think this offer relates to GTi / GTD sorry :sad: Although you could select one of the GT models and add extras to get the price up to 25k to show you how much that would work out at.
Logged
HIS: R 5dr DSG Lapiz: Tech Pack: Keyless: 90% Tints: Pretorias: Rear View Camera
HERS:  GTI 5dr Manual DBP: Parking Pack: Car-Net App: 90% Privacy Glass. Ordered 05-12-15. Delivered 03-03-16
DONATED TO SON:  GTD 5dr Manual White: Nav Pro: Dynaudio: Winter Pack: Sport & Sound Pack: Rear View Camera: Park Assist. Ordered 19-02-14. Delivered: 07-06-14

Offline VWKev

  • I live here
  • *****
  • Posts: 3,298
  • Please Support Non-Human Rights
Re: Finance example?
« Reply #5 on: 28 July 2009, 11:38 »
Whatever deal you decide on make it quick, price rise on the 1st Sept. So basically only 4 weeks to go.
Logged


GTI mk6, 3dr Manual (Yes Manual! If I wanted a Taxi I'd hail one, not spend £1500 on one), Candy White, Full Leather, Xenons, ACC, 18", RCD510 + Dynaudio, DAB Radio, Winter Pack, Luxury Pack, Fiscon Bluetooth Plus, Golf R LED's.

"Some say he drives a Shopping car, and that his car dent was actually a beauty spot....all we know is he's called Captain Failboat"

Offline neilgcal

  • Here all the time
  • ****
  • Posts: 328
Re: Finance example?
« Reply #6 on: 28 July 2009, 11:59 »
VW is doing my finance and it is 5%!
Logged

Offline R32UK

  • Forum addict
  • *
  • Posts: 5,683
Re: Finance example?
« Reply #7 on: 28 July 2009, 12:23 »
Quote from: neilgcal on 28 July 2009, 11:59
VW is doing my finance and it is 5%!

that would be flat rate i take it??
Logged

Offline neilgcal

  • Here all the time
  • ****
  • Posts: 328
Re: Finance example?
« Reply #8 on: 28 July 2009, 13:25 »
yeah it was.
Logged

Offline rskardon

  • GTI forum regular
  • ***
  • Posts: 155
Re: Finance example?
« Reply #9 on: 28 July 2009, 13:41 »
Quote from: VWKev on 28 July 2009, 11:38
Whatever deal you decide on make it quick, price rise on the 1st Sept. So basically only 4 weeks to go.

Genuis Strategy in the current climate!

Thanks everyone for answers so far, 5% is bloody good, was your down payment significant? Its strange it varies so much,

R
Logged
Pages: [1] 2 3
« previous next »