GolfGTIforum.co.uk
General => General discussion => Topic started by: Horney on 30 June 2011, 10:18
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So what we think people of GolfGTI.co.uk?
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I agree that they shouldn't just accept the new terms of their pensions, but its not right they are striking whilst the unions are still in talks with the Government
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Personally I think that considering you're paying your own money into a pension you should be entitled to it when it's still of use to you. If you're taking care of yourself so you can live longer you don't want to live longer to work. Your quality of life would be so piss poor after working to 75 there would be no point in retiring.
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I'm all for the strikes.
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Oh no its going to be another political debate.
Wait for all the conservatives to be wheeled out :grin:
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Striking is pointless, outdated. :rolleyes: sack em all
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Oh no its going to be another political debate.
Wait for all the conservatives to be wheeled out :grin:
oi, im a conservative lol
however striking is pointless if talks are ong, ing.
main reason of being a conservative voter: look at what the 13 years of labour has done for us
immigration out of control, more people refusing to work and just claiming benefits to name a couple
prime example of injustice in benefit land, "i served 4 years in the armed forces, fighting on the front line, when i left my local council said they will house me as im ex services (one of the many people they prioritise in) went for my housing interview and i was told that i didnt serve long enough to be entitled!!! so out of my 4years in the forces 2 of which were out of area in a war zone. and this was under labour government in 2007, yet imigrants get housed straight away. how does that work??
rank over, sorry peoples only just woke up :laugh:
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Oh no its going to be another political debate.
Wait for all the conservatives to be wheeled out :grin:
oi, im a conservative lol
however striking is pointless if talks are ong, ing.
main reason of being a conservative voter: look at what the 13 years of labour has done for us
immigration out of control, more people refusing to work and just claiming benefits to name a couple
prime example of injustice in benefit land, "i served 4 years in the armed forces, fighting on the front line, when i left my local council said they will house me as im ex services (one of the many people they prioritise in) went for my housing interview and i was told that i didnt serve long enough to be entitled!!! so out of my 4years in the forces 2 of which were out of area in a war zone. and this was under labour government in 2007, yet imigrants get housed straight away. how does that work??
rank over, sorry peoples only just woke up :laugh:
My old man had the same promise made to him and he served 24 years in the armed forces and he had three children.
And that was under a torie goverment..
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Oh no its going to be another political debate.
Wait for all the conservatives to be wheeled out :grin:
oi, im a conservative lol
however striking is pointless if talks are ong, ing.
main reason of being a conservative voter: look at what the 13 years of labour has done for us
immigration out of control, more people refusing to work and just claiming benefits to name a couple
prime example of injustice in benefit land, "i served 4 years in the armed forces, fighting on the front line, when i left my local council said they will house me as im ex services (one of the many people they prioritise in) went for my housing interview and i was told that i didnt serve long enough to be entitled!!! so out of my 4years in the forces 2 of which were out of area in a war zone. and this was under labour government in 2007, yet imigrants get housed straight away. how does that work??
rank over, sorry peoples only just woke up :laugh:
My old man had the same promise made to him and he served 24 years in the armed forces and he had three children.
And that was under a torie goverment..
lesson learnt?? their all w@nkers!! however one thing about the tories they are actually trying to reduce immigration which is always a good thing!
why cant we be like australia?? you aint coming in ere unless ya got 5k in the bank and a trade we can utilise and we need!!! those cons av got it all worked out!! :laugh: :laugh:
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Don't get me started on the Tories :angry:
As for the strike,I'm all for it.
My mum's a teacher and people don't realise how difficult it can be.
What I hate is how low and medium paid civil servants pay has been frozen, yet the bankers that caused the trouble got bailed out and are now getting bonuses again!
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Have a look at MP`s pensions..
Remember kids we in this together.. :lipsrsealed:
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Not happy at work, so you stop working? If I was in charge I'd sack them and find someone who wants a job. It was wasted time in the 70s and it's wasted time now. Only difference is that the time wasted now is more crucial than before.
I'm speaking in general terms though. I don't know who is striking in the uk at the moment.
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Don't get me started on the Tories :angry:
As for the strike,I'm all for it.
My mum's a teacher and people don't realise how difficult it can be.
What I hate is how low and medium paid civil servants pay has been frozen, yet the bankers that caused the trouble got bailed out and are now getting bonuses again!
i dont want to stick up for the bankers really i dont as i hate the lot of them however, alot of people really do not know what the bankers do and go through each day.
my old man is a network manager for a bank on the financial markets side, without him trade cant take place if there is a problem with the computers and networks, he is on call 24/7 and his bonuses got stopped and pay freeze included. i know he aint your stereotypical "banker" but he was affected too and in all majority of the workers do put a sh1t load of hours into their work, we need to focus on the MD's and CEO's of banks that dont do anything but get stoopid bonuses
if the workersz didnt do as much they wouldnt expect half as much of a bonus! well thats what iv heard around the offices anyway lol
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I can't strike. If I don't like it I could always leave.
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
Well said,the goverment are only asking them to do the same as most private sector workers had to do years ago.
i.e give up final salary pensions,pay more into your own pension
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
tw*t
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
twit
Constructive response, care to elaborate.
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
tw*t
Agreed :wink:
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Taken from another site:
Teachers are paid too much!! I'm fed up with teachers and their hefty salaries for only 9 months work! What we need here is a little perspective. If I had my way, I'd pay teachers babysitting wages.
That's right... instead of paying these outrageous taxes, I'd give them £3. 00 an hour. And, I'm only going to pay them for 5 hours, not planning time. That would be £15. 00 a day. Each parent should pay £15. 00 a day for these teachers to baby sit their children. Even if they have more than one child, it's still cheaper than private daycare.
Now how many children do they teach a day--maybe 20? That's £15.00 x 20 = 300.00 a day. But remember, they only work 180 days a year! I'm not going to pay them for all the holidays: £300.00 x 180 =£54,000. (Just a minute my calculator must need batteries.)
What will teachers say about those who have 10 years of experience and a master's degree? Well, maybe (just to be fair) they could get the minimum wage. We can round that off to about £6.00 an hour, times 5 hours, times 20 children. £6.00 x 5 x 20. That's £600 a day times 180 days. That's only £108,000.
Wait a minute... there is something wrong here...
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The voice of the majority. Not intelligent enough to actually create a valid response and contribute to a discussion so they resort to name calling.
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
You clearly don't know how much work teachers do.
No overtime, sometimes 12 hour days.
Dealing with the pupils wayne kerr parents on occasions, so much of the work is overlooked, taken for granted and they're judged on face value.
I never liked teachers at school, but looking back at how much of a thingy I was I have so much respect for them for putting up with me, and a few tried so hard to get me on track and make something of myself.
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A load of strikers are camped outside my office building as the first 19 floors are Inland Revenue!
They have plenty of tea/coffe and biscuits!
Whatever the reduction in their pensions they end up with it will still be 10 times better than mine!
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
You clearly don't know how much work teachers do.
No overtime, sometimes 12 hour days.
Dealing with the pupils wayne kerr parents on occasions, so much of the work is overlooked, taken for granted and they're judged on face value.
I never liked teachers at school, but looking back at how much of a thingy I was I have so much respect for them for putting up with me, and a few tried so hard to get me on track and make something of myself.
The private sector is no different. Expecting to work less than the rest of the country can not be justified by 'stress of the job'. We all have bills to pay, and are for the most part, expected to work unpaid overtime by our employers. It is an unfortunate side effect of living a comfortable life. Apart from a small percentage of this country, we all have to work to live.
I have respect for what teachers do (I wouldn't do it) and appreciate dealing with offensive little sh!ts with scum for parents who couldnt care less about their children is hard, but they're not on their own. And the way the population is growing and living longer, they should not expect to work for less time than the rest of the country.
Teachers have been sigled out in this, but it equally applies to the rest of the public sector.
Edit - yes I do have a massive bug up my arse about this. :grin:
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You clearly don't know how much work teachers do.
No overtime, sometimes 12 hour days.
Dealing with the pupils wayne kerr parents on occasions, so much of the work is overlooked, taken for granted and they're judged on face value.
I never liked teachers at school, but looking back at how much of a thingy I was I have so much respect for them for putting up with me, and a few tried so hard to get me on track and make something of myself.
No one doubts they work hard well i don't but i do think striking is wrong wont get em what they want & causes loads of hassle for parents etc
Striking very rarely works if ever ! Get used to the fact things just are just not the way they used to be.
I do however think MP's should work for free :)
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A load of strikers are camped outside my office building as the first 19 floors are Inland Revenue!
They have plenty of tea/coffe and biscuits!
Whatever the reduction in their pensions they end up with it will still be 10 times better than mine!
It's not just reduction in pensions, alongside that it's increased pension contributions for a longer period of time in combination with pay freezes. All of which adds up considerably :wink:
People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
You clearly don't know how much work teachers do.
No overtime, sometimes 12 hour days.
Dealing with the pupils wayne kerr parents on occasions, so much of the work is overlooked, taken for granted and they're judged on face value.
I never liked teachers at school, but looking back at how much of a thingy I was I have so much respect for them for putting up with me, and a few tried so hard to get me on track and make something of myself.
Nail on the head, despite having 13 weeks a year holiday the majority of that is taken up with planning/marking/writing schemes of work/creating resources. Personally in an average weeks holiday I end up having 2 or 3 days off maximum, at least an entire day of every weekend is taken up with preparation for the following week.
I leave the house at 7:30 every morning and often don't get in until gone 5 to then spend 2 or 3 hours each evening working. On average I spend around 10-12 hours a day working through the week and 4 or 5 hours at the weekend, which is around 60 hours a week, as Mitching says we don't get paid overtime. So who ever wants to say that teachers are work shy parasites can go f*ck themselves.
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Public sector workers really don't like old people do they?
Kay from Leicester e-mails: I have been teaching for 12 years and love my job. However, when entering the profession I did look into what it means for my future. I was pleased with the pension scheme and even chose to contribute extra- all the time keeping in mind my and my families future. This job is so physically and mentally demanding, I've see class sizes grow and funding cut yet we are supposed to keep the results growing. I personally would not be happy with a 68-year-old teaching my child - would you?
Angela, Dunbartonshire texts: When the time comes, I will also take strike action for the right to retire. Who wants to be treated by a 67-year old theatre nurse? I've been paying into my pension for over 30 years, and I pay taxes, too
Nick
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It's not just reduction in pensions, alongside that it's increased pension contributions for a longer period of time in combination with pay freezes. All of which adds up considerably :wink:
We're all having to pay, why should we pay up but not teachers? Why should we fund them? Why do they think they shouldn't join in?
A very good friend of mine is a teacher, of course they all do a sterling job, but everyone is paying more, so should they.
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It's not just reduction in pensions, alongside that it's increased pension contributions for a longer period of time in combination with pay freezes. All of which adds up considerably :wink:
We're all having to pay, why should we pay up but not teachers? Why should we fund them? Why do they think they shouldn't join in?
A very good friend of mine is a teacher, of course they all do a sterling job, but everyone is paying more, so should they.
:cool:
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Nail on the head, despite having 13 weeks a year holiday the majority of that is taken up with planning/marking/writing schemes of work/creating resources. Personally in an average weeks holiday I end up having 2 or 3 days off maximum, at least an entire day of every weekend is taken up with preparation for the following week.
I leave the house at 7:30 every morning and often don't get in until gone 5 to then spend 2 or 3 hours each evening working. On average I spend around 10-12 hours a day working through the week and 4 or 5 hours at the weekend, which is around 60 hours a week, as Mitching says we don't get paid overtime. So who ever wants to say that teachers are work shy parasites can go f*ck themselves.
My wife easily works that number of hours if not more, is out of the house by 7am most days, often not back till 6pm, does on avergae 500 miles a week driving to go to and from meetings and earns considerably less than a teacher and has to contribute a lot to her pension, has had no pay rise in 3 years and all bonuses suspended.
Still feel hard done by?
Nick
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Nail on the head, despite having 13 weeks a year holiday the majority of that is taken up with planning/marking/writing schemes of work/creating resources. Personally in an average weeks holiday I end up having 2 or 3 days off maximum, at least an entire day of every weekend is taken up with preparation for the following week.
I leave the house at 7:30 every morning and often don't get in until gone 5 to then spend 2 or 3 hours each evening working. On average I spend around 10-12 hours a day working through the week and 4 or 5 hours at the weekend, which is around 60 hours a week, as Mitching says we don't get paid overtime. So who ever wants to say that teachers are work shy parasites can go f*ck themselves.
My wife easily works that number of hours if not more, is out of the house by 7am most days, often not back till 6pm, does on avergae 500 miles a week driving to go to and from meetings and earns considerably less than a teacher and has to contribute a lot to her pension, has had no pay rise in 3 years and all bonuses suspended.
Still feel hard done by?
Nick
Bosh!
I swear these Public sector workers think us Privates get out of bed at 9 and are home by 4 :rolleyes:
I'm out the house everyday at 7:30 to get to work for 8:30ish and most days don't get back till gone 7pm. holidays? What holidays? I get basic amount of holidays every year, a week taken off for xmas straight off so that leaves me with even less to use for days off. I have 17 days to choose from every year, this year I can't even take time off during the school holidays to spend with the kids because my boss is off for the entire time because his wife to be is a teacher and they're getting married so they've BOTH got the holidays off, leaving me with no time to spend with the kids. Great init.
and a killer blow as to why I am ABSO-BLOODY-LUTELY against the strikes and for the change in pensions and retiring age is this :
http://timothyhughes.visibli.com/share/FLDNMt
I'm sorry? what was that you said? I can't hear you, you seem to have pile of money blocking your voice whilst it's building up around you for when you retire. STFU and live in the real world.
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NOT with them.
Just went to renew my trade plates - but I can't as they are striking :angry:
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I think anyone that has something, that is then taken away from them has the right to be annoyed.
Doesn't make the situation right though.
The government could probably afford to give the whole country better pensions if it didnt give billions away to other countries in aid that then gets spent on weapons instead.
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I think anyone that has something, that is then taken away from them has the right to be annoyed.
Doesn't make the situation right though.
The government could probably afford to give the whole country better pensions if it didnt give billions away to other countries in aid that then gets spent on weapons instead.
Yes but they buy the weapons from us so the money is recycled lol
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i best not comment :grin: :kiss:
but at the end of the day, EVERYONE is having to make cuts / sacrifices including the Forces before anyone starts - including the way pensions are paid etc
Suck it , get on with it and just be thankful you got a fooking job in the first place - Simples :smiley:
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we are all feeling the pinch and public sector workers have been sheltered from the economic crisis for far too long. I don't agree with the strikes
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i think everyone has to have a bit of understanding, from both sides
yes teachers work hard, get a lot of abuse, but then so do PLENTY of other professions.. and becoming a teacher was THEIR CHOICE
teachers also get bags more paid holiday than a lot of other professions
conversely... if you take your child out of school FOR ANY REASON this is highly frowned upon as it breaks up the continuity of their education... but teachers think it is acceptable to contravene this at very short notice. very hippy critical.
we decided NOT to take my others halfs 7 year old out of school for a weeks holiday due to the amount of tut-tutting and frowning-upon this would have caused... consequently the cost of air fares and accommodation has DOUBLED because we are going away in the school holiday. We will NOT be making the same poxy mistake next year.
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I just think that at this time everyone has to make cuts here and there, logical place to start is the public sectors inc teachers.
It may be incovenent for them, but it will benifit the country :)
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We are all feeling the pinch and everyone is having to work till a later retirement age. So it's only fair that everyone does the same.
But the change in contributions and how much pension you will receive when you retire make a huge difference.
We had the same issue in my company. They wanted to change the pension scheme so that we paid more and they paid less and then ended up with a smaller pension when we retired. Our unions organised a strike which forced management into negociations and we got a slightly better deal out of it.
So I would say it's worth striking for that reason.
But as for pay/pension, teachers are not the worst off in the country.
Think about all the childcare workers. They work normal hours (8-5 or 9-6 usually), have to deal with screaming kids and babies, mess, nappies and obnoxious parents but get paid only £15,000 even if they are qualified to degree level. There's no pension scheme and they have no union representing them.
These are the people that look after the country's kids enabling parents to go to work and earn money. If they didn't work, a huge number of parents would have to stay at home and look after their own kids.
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Suck it , get on with it and just be thankful you got a fooking job in the first place - Simples :smiley:
Chuff for PM - you'd get my vote :wink:
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I've worked in the private sector for 32 years now and have seen a load of changes in that time. I had a nice final salary pension scheme until around 15 years ago, now it's locked up in a pension scheme that is shaky to say the least. Public sector workers will never have that problem or worry unless the country goes bust, then were all in the sh1t together anyway
I am now a member of a pension scheme that like many, do not provide anywhere near the income that I would like to have come retirement time in 16 years time. The options - like it or lump it, that's all that's on offer.
I was out with a mate of mine who's a copper coming up to retirement and he was bemoaning the changes that were coming to public sector pensions and how he had to contribute 9% of his salary for his generous pension. He could not believe that I was paying in 15% of mine for a pension that would not come anywhere near his. Teacher on daytime telly today was moaning that she contributed 6% of her pay into pension - wow
So the public sector think they are hard done too. About time they joined the real world and realised like the private sector, their current final salary pension schemes cannot be supported and they have to work later, just like other people have to.
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Does everyone know the difference between public and private sectors?
I that is quite an important aspect of this argument, and most people seem to be overlooking it :rolleyes:
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Suck it , get on with it and just be thankful you got a fooking job in the first place - Simples :smiley:
Chuff for PM - you'd get my vote :wink:
Sweeeet
Petrol would be outlawed, Dark pump only :evil:
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IMO they are f**king work shy parasites.
The voice of the majority. Not intelligent enough to actually create a valid response and contribute to a discussion so they resort to name calling.
Interesting.
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I think it is definately case of if you are personally affected then you are gonna be proper pissed off.
If not you won't give a f**k.
That's this country all over.
That's all i'm going to say, for now :lipsrsealed:
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It's a case of everyone wants something for as little personal input as possible, regardless of the fact that the rest of the country did it many years ago.
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That's all i'm going to say, for now :lipsrsealed:
thought you were a changed man :lipsrsealed:
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I wouldn't know, i haven't even got a pension started yet.
I'm f**ked when i get old, if i live that long :rolleyes:
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That's all i'm going to say, for now :lipsrsealed:
thought you were a changed man :lipsrsealed:
I've been a changed man for years big man, just ask JV :lipsrsealed:
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That's all i'm going to say, for now :lipsrsealed:
thought you were a changed man :lipsrsealed:
I've been a changed man for years big man, just ask JV :lipsrsealed:
bad news when they even cut you back :grin: :laugh:
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my mates a fireman and they are being asked to pay an extra 90quid a month with no gaurantees that it will be reflected in theirs pensions, in other words the government is asking them to help pay back the debt.
what is disgraceful is the fact that we probably wouldnt be in this situation with pensions if gordon brown hadnt started raiding them to bolster the government finances when labour were in power.
the other disgraceful thing is why should a public sector worker who gets more than 60k like judges, MPs, senior council staff, customs etc get huge pensions? those types of public workers are making a mint while their working so should have enough sense to use their money to safeguard their futures and lessen the strain on the public purse. hence i dont see any reason for public sector pensions to be more than say 20k a year annually for any public worker no matter what their postion.
one last thing is, any banks bailed out by the taxpayer that are still paying out bonuses should quite simply be taxed at twice the amount payed out in bonus
thats my twopennyworth, but teachers striking when they get 13weeks holiday and by and large dont really do that great a job in giving kids a good education nowdays is a bit much really.
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
Heh, you'd last five minutes in a class of 30 arsey 15-year-olds.
The bit that people are missing - because the government doesn't want to tell you it - is this.
1) The average teacher pension in 2009/2010 was £9,806
Now, the real problem ....
2) 12% of teachers are aged 55-65 (in secondary schools this rises to 18%). Given that current contributions are protected, if the Govt managed to bring the changes in, a huge amount of those would simply retire on the spot because they couldn't increase their pension pot and the final salary factor would disappear. How the hell are we going to replace them? Especially as ...
3) ... the number of people qualifying for secondary school teaching has gone down by 34% in the last two years. One of the things that was attracting good graduates into the field was the decent (not gold-plated) pension. If that goes as well, why the hell would a maths, physics or chemistry graduate go into teaching on 21k rather than earn far more than that in the private sector? Especially those who have to do an extra year at uni to earn their PCGE? I wouldn't if I was 22 again.
4) A new teacher earns 21k (outside London) yet pays £100 a month in pension contributions. If that goes up to £160 a lot of new teachers - saddled with huge uni debts, and that's going to go up hugely soon - will simply opt out of the scheme, leaving LESS money to pay current pensioners rather than more. In fact, that's starting to happen already.
5) Do you really want 68 year old teachers in charge of a bunch of teenagers? If you've got young kids now, that's what they're going to get ... if they get a qualified teacher at all, that is....
6) Don't get me started on the 13 weeks holiday thing :)
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my mates a fireman and they are being asked to pay an extra 90quid a month with no gaurantees that it will be reflected in theirs pensions, in other words the government is asking them to help pay back the debt.
what is disgraceful is the fact that we probably wouldnt be in this situation with pensions if gordon brown hadnt started raiding them to bolster the government finances when labour were in power.
the other disgraceful thing is why should a public sector worker who gets more than 60k like judges, MPs, senior council staff, customs etc get huge pensions? those types of public workers are making a mint while their working so should have enough sense to use their money to safeguard their futures and lessen the strain on the public purse. hence i dont see any reason for public sector pensions to be more than say 20k a year annually for any public worker no matter what their postion.
one last thing is, any banks bailed out by the taxpayer that are still paying out bonuses should quite simply be taxed at twice the amount payed out in bonus
thats my twopennyworth, but teachers striking when they get 13weeks holiday and by and large dont really do that great a job in giving kids a good education nowdays is a bit much really.
Thats the thing with the tory government though, all high paid people are safe, it's the people in the low/middle paid jobs that will be affected.
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teachers striking when they get 13weeks holiday and by and large dont really do that great a job in giving kids a good education nowdays is a bit much really.
Thanks for that :)
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
Heh, you'd last five minutes in a class of 30 arsey 15-year-olds.
The bit that people are missing - because the government doesn't want to tell you it - is this.
1) The average teacher pension in 2009/2010 was £9,806
Now, the real problem ....
2) 12% of teachers are aged 55-65 (in secondary schools this rises to 18%). Given that current contributions are protected, if the Govt managed to bring the changes in, a huge amount of those would simply retire on the spot because they couldn't increase their pension pot and the final salary factor would disappear. How the hell are we going to replace them? Especially as ...
3) ... the number of people qualifying for secondary school teaching has gone down by 34% in the last two years. One of the things that was attracting good graduates into the field was the decent (not gold-plated) pension. If that goes as well, why the hell would a maths, physics or chemistry graduate go into teaching on 21k rather than earn far more than that in the private sector? Especially those who have to do an extra year at uni to earn their PCGE? I wouldn't if I was 22 again.
4) A new teacher earns 21k (outside London) yet pays £100 a month in pension contributions. If that goes up to £160 a lot of new teachers - saddled with huge uni debts, and that's going to go up hugely soon - will simply opt out of the scheme, leaving LESS money to pay current pensioners rather than more. In fact, that's starting to happen already.
5) Do you really want 68 year old teachers in charge of a bunch of teenagers? If you've got young kids now, that's what they're going to get ... if they get a qualified teacher at all, that is....
6) Don't get me started on the 13 weeks holiday thing :)
Best post so far :afro:
Gotta love me them statistics!
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Why go into a job that pay SOOOO much less just to bag a non-gold plated pension? :rolleyes: Get a better job, that pays SOOOO much more, put a little extra away each month and live a good 37 years, rather than live a non-gold plated 10years or however long until you peg it after you've retired. Sound better, doesn't it :afro:
Gimme a break.
I'd much rather a 68 year old teacher with all that experience teach my daughters than some 24 year old grad with no experience . I'd also rather support giving teachers more rights in class to deal with sh!t bag kids and sorting the yoof out, giving all pupils a better school life and better environment to be taught in. This way teachers don't have sh!t bag kids, and if they do they get sorted out. My school had a 0 tolerance policy and that sorted out a lot of the bad apples.
As stated before lots of professions have STRESS from lots of different angles, it's what we get paid to deal with. Now you deal with the cuts that ARE needed. Want to moan some more? Speak to the Greeks :wink:
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Anyone that goes into teaching just for the money is gonna be sorely disappointed.
There's a bit more to it than that, pretty sure it can be very satisfying seeing the children actually learn something.
I'd chose that over sitting at a computer in a well paid office job any day.
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Do what I do and sell drugs to the kids and their parents for wage top ups. :wink:
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Anyone that thinks going into the private sector will earn them loads of money is going to be sorely dissapointed too, unless you can step in somewhere as a Director or MD
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Anyone that thinks going into the private sector will earn them loads of money is going to be sorely dissapointed too, unless you can step in somewhere as a Director or MD
Even then it has to be a company that's doing well and a MD/Director that's worth a top wage. It takes ALOT more than a few years at uni to earn top dollar. 3-4 years at uni, starting at the bottom, doing more professional qualifications along the way while working and constantly learning new things about your profession and LOTs of hard graft.
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i think the teachers striking is wrong
teachers get more holiday a yr than anyone else? theyve got a pension scheme? they only have to work 7 hrs a day, to which, some just dump the kids onto class assistants anyway
and theyre moaning? taking into consideration that teaching generally is a bit sh!t?
i dont think it matters what government we have nowadays, theyre all going to shaft the working class tax payer and let the benefit sponging job shy ar$es live like kings!
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i think the teachers striking is wrong
teachers get more holiday a yr than anyone else? theyve got a pension scheme? they only have to work 7 hrs a day, to which, some just dump the kids onto class assistants anyway
and theyre moaning? taking into consideration that teaching generally is a bit sh!t?
i dont think it matters what government we have nowadays, theyre all going to shaft the working class tax payer and let the benefit sponging job shy ar$es live like kings!
You obviously didn't go to school.
Any clever, educated person will have read this thread and not come out with such a retarded comment like that :rolleyes:
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I'm no expert on teachers, but there is alot of ignorance flying around here today.
And what's with all the hate towards teachers and public sector workers?
Some of you should go and work for The Sun :grin:
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People seem to be missing the whole point of this. At the moment the public sector all get to retire with a cushy pension at 61 while us private sector bods, (who bolster their pensions) get to work a nice 5 years longer (8 years very soon). They are striking because they will have to work as long as everyone else.
IMO they are f**king work shy parasites.
Edit - and as for teachers, 13 weeks holiday a year, they need lining up and beating very hard with a common sense stick.
Heh, you'd last five minutes in a class of 30 arsey 15-year-olds.
The bit that people are missing - because the government doesn't want to tell you it - is this.
1) The average teacher pension in 2009/2010 was £9,806
Now, the real problem ....
2) 12% of teachers are aged 55-65 (in secondary schools this rises to 18%). Given that current contributions are protected, if the Govt managed to bring the changes in, a huge amount of those would simply retire on the spot because they couldn't increase their pension pot and the final salary factor would disappear. How the hell are we going to replace them? Especially as ...
3) ... the number of people qualifying for secondary school teaching has gone down by 34% in the last two years. One of the things that was attracting good graduates into the field was the decent (not gold-plated) pension. If that goes as well, why the hell would a maths, physics or chemistry graduate go into teaching on 21k rather than earn far more than that in the private sector? Especially those who have to do an extra year at uni to earn their PCGE? I wouldn't if I was 22 again.
4) A new teacher earns 21k (outside London) yet pays £100 a month in pension contributions. If that goes up to £160 a lot of new teachers - saddled with huge uni debts, and that's going to go up hugely soon - will simply opt out of the scheme, leaving LESS money to pay current pensioners rather than more. In fact, that's starting to happen already.
5) Do you really want 68 year old teachers in charge of a bunch of teenagers? If you've got young kids now, that's what they're going to get ... if they get a qualified teacher at all, that is....
6) Don't get me started on the 13 weeks holiday thing :)
Best post so far :afro:
Gotta love me them statistics!
Agreed. And for the record as an NQT I have opted out of the teachers pension scheme based on the facts above.
Anyone that goes into teaching just for the money is gonna be sorely disappointed.
There's a bit more to it than that, pretty sure it can be very satisfying seeing the children actually learn something.
I'd chose that over sitting at a computer in a well paid office job any day.
Again, bang on! No-one goes into teaching for the money! The salary is reasonable, the holidays are a massive bonus, job satisfaction is huge (mostly).
I've got a decent degree in computer science and could go into the private sector but I chose not to. Sitting in an office all day is definitely not for me, hence why I chose teaching as a career. Anyone who suggests that teachers don't earn their pay has clearly never worked in a school and the way I see it the government are removing one of the few 'bonuses' attached to teaching.
At the end of the day graduates are going to be put off going into teaching and eventually the standard of education in the country is going to be worse off for it.
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teachers striking when they get 13weeks holiday and by and large dont really do that great a job in giving kids a good education nowdays is a bit much really.
Thanks for that :)
look mate the simple fact of the matter is that most young people i have trained and had out working with me are poorly educated with regards to reading, writing and maths and even the most basic common sense.
i understand teachers are hampered by lunatic h&s and unable to discipline properly unless they 'hurt their feelings', but teachers are hardly setting a good example
btw i'm on a salary of 18400 and apart from my nat ins i pay 100 a month into the company pension scheme, so why shouldnt teachers pay in enough to cover their pensions?
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i did go to school thanks, and everyone is entitled to an opinion
so im a retard for thinking striking is wrong? and instead of having my head up my ass, ive accepted that nothing will ever get better in this country? because fat cats will get fatter and the working folk will constantly be shafted for it?
all striking does is cause more problem, how about these teachers put the children first and improve the education? maybe my daughter will actually come home and tell us that shes learnt something...
i read in the paper today that all this has come about from 2 'left wing' control freak woman, to which one refused to let her daughter go to school because she didnt believe in tests? lol, how loopy is that?
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Which newspaper was that?
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Which newspaper was that?
The sun :lipsrsealed:
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Surely not?
I love that newspaper, it is so cool :cool:
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And what's with all the hate towards teachers and public sector workers?
I don't think there is hate for public sector workers as such, other than they're striking because 10% (source BBC Breakfast) voted for strike action. It's about time public pensions are brought in-line with private sector workers pensions, that's fair.
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And what's with all the hate towards teachers and public sector workers?
I don't think there is hate for public sector workers as such, other than they're striking because 10% (source BBC Breakfast) voted for strike action. It's about time public pensions are brought in-line with private sector workers pensions, that's fair.
I think the general consensus on the forum is if you are not losing out then its not a problem.
I think if you personally stood to the lose out then your opinion would be very different.
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there all wasters
they are all on good basic wages when training
most have the have good qualifications
If they dont like there situation get out of it
they earn enough to pub some money to 1 side for the future
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its good to see people arguing and moaning about pensions, at least everyone is going to get something, when my time comes, theres going to be nothing, and the measly £3k i managed to save from my last job will no doubt be lost in the system somewhere and i probably wont even see that!...
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I think a more interesting question would be,
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
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And what's with all the hate towards teachers and public sector workers?
I don't think there is hate for public sector workers as such, other than they're striking because 10% (source BBC Breakfast) voted for strike action. It's about time public pensions are brought in-line with private sector workers pensions, that's fair.
Bullsh!t, 92% of NUT members voted for strike action:
http://www.teachers.org.uk/files/nut-news-strike-june-7462.pdf (http://www.teachers.org.uk/files/nut-news-strike-june-7462.pdf)
The impact it would have on me:
(http://i790.photobucket.com/albums/yy183/codling1234/Untitled-4.jpg)
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A strike wouldn't be legal if only 10% agreed :lipsrsealed:
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I think a more interesting question would be,
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
dont start with that cr4p, i aint even got mine yet, :lipsrsealed:
did i tell you all about my 45k lump sum and 9k a year pension starting next month :tongue:
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Disgraceful behaviour, my mum has worked her fingers to the bone for over twenty years, and will continue to do so for another 15 or so for a measley pension of £5090.
As a secondary school english teacher in a state school.......
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I think a more interesting question would be,
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
dont start with that cr4p, i aint even got mine yet, :lipsrsealed:
did i tell you all about my 45k lump sum and 9k a year pension starting next month :tongue:
It was actually a serious question. I don't need to ask it really, i think we all know the answer.
Its all part of the 'i'm alright' Great Britain :lipsrsealed:
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Chuff, you're just a lucky cnut :tongue:
And what's with all the hate towards teachers and public sector workers?
I don't think there is hate for public sector workers as such, other than they're striking because 10% (source BBC Breakfast) voted for strike action. It's about time public pensions are brought in-line with private sector workers pensions, that's fair.
I think the general consensus on the forum is if you are not losing out then its not a problem.
I think if you personally stood to the lose out then your opinion would be very different.
Naturally, it's the human response to monetary greed. Yes, I would be annoyed if my solid 24ct gold pension was pulled out from beneath my feet - it's a sacrifice they will have to live with. My daughters both had a full day at school as only 2 teachers from the eldest's school were on strike and 1 from the youngest school was on strike. Would I strike? No.
That 10% was the total % of workers across the unions iirc. If that many teachers voted for strike action, how come only 3 teachers were not in today between both my daughters schools? :rolleyes: Bollocks was it a majority vote, 97% of the vote was for strike, but how many DIDN'T vote? :wink:
Gee you'll still get £250,000+ pension and you're moaning? :rolleyes:
What will I get? Sweet f@ck all unless I put in a heck of a lot more than what you do and I will TAKE less. Fair? Yes, it will be soon hopefully.
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Its all part of the 'i'm alright' Great Britain :lipsrsealed:
is ANY part of great britain alright these days though ?
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Who is going to get a 250k a year pension? :grin:
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Its all part of the 'i'm alright' Great Britain :lipsrsealed:
is ANY part of great britain alright these days though ?
No. But there are still some 'good' people left.
I think we should hunt down Nick for starting this awful topic :grin:
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at chris white
my mother is 82 and gets up at 530 am to get ready and get the bus to go work in the kitchens at the civic centre every mon-fri, she actually does work her fingers to the bone and if she earns too much her pension is taxed, but what does she do?
she gets on with it, doesnt complain, and certainly wouldnt dream of striking, so to those that are teachers, you go and do what she does and the lot of you wouldnt last a day.
she was ousted from this job by the labour council who forced her to retire then handed her job to agency staff. so what she did was join the agency and got her old job back for iirc less money. she is regarded by the agency as their best worker and works harder than other staff a third of her age.
she doesnt get 13weeks holiday a year and takes home about 118 a week.
so i would say to teachers STOP WHINING AND BLEATING ABOUT BEING HARD DONE BY
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Is anyone else going to answer my question?
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
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Is anyone else going to answer my question?
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
The forum would be united in striking and everybody would be playing hell :wink:
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right then, I will answer first,
if it meant i kept a job, and wasnt screwed over to badly then yes I would be ok with it.
how can i say that, easily
i am about to take a 16k pay cut, even adding in my pension i will still be 7k worse off.
Thats life, suck it up and get on with it :smiley:
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Is anyone else going to answer my question?
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
The forum would be united in striking and everybody would be playing hell :wink:
That's the point. I don't really agree with strike action.
However i see why people could be pushed to it.
Also i would bet alot of people on here(more than would admit it) would strike if they were able to in a situation where they personally would lose out.
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right then, I will answer first,
if it meant i kept a job, and wasnt screwed over to badly then yes I would be ok with it.
how can i say that, easily
i am about to take a 16k pay cut, even adding in my pension i will still be 7k worse off.
Thats life, suck it up and get on with it :smiley:
Lucky you, you have a pension.
I haven't :cry:
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Who is going to get a 250k a year pension? :grin:
No where was it said that per year. Its what it equals out over their retired Life.
Chuff got it spot on. After all that's the British thing to do.
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is ANY part of great britain alright these days though ?
Good question...
Answer: No. We're fücked.
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Is anyone else going to answer my question?
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
I've been handed a paycut and had my pension contributions reduced in a job. I wasn't happy about it all but striking never came onto my mind. The business needed to save money and I needed to keep my job. I sucked it up and carried on.
Nick
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Who is going to get a 250k a year pension? :grin:
No where was it said that per year. Its what it equals out over their retired Life.
Chuff got it spot on. After all that's the British thing to do.
Really??? is that what all teachers will get?
Jay answer my question, would you be happy if you personally would lose out?
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is ANY part of great britain alright these days though ?
Good question...
Answer: No. We're fücked.
tell that to the greeks
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Is anyone else going to answer my question?
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
I've been handed a paycut and had my pension contributions reduced in a job. I wasn't happy about it all but striking never came onto my mind. The business needed to save money and I needed to keep my job. I sucked it up and carried on.
Nick
Fair answer Nick.
For the record, i have not had a rise for 5 years, i have no pension either.
That doesn't mean i am envious of other people that have a pot, including public sector workers.
I can't afford to start a pension because i'm spending a f**king fortune helping get my wife retrained as a councillor.
It doesn't always pay to work hard unfortunately...
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I wouldn't be happy, no. But would I strike? No. I've not received a pay rise I was promised I would get last November, the company took on an extra member of staff and can't afford it now. Oh well.
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Jay, i also said i didn't actually agree with striking, i was just trying to get people to see it from a different perspective.
Also these 250k gold plated pensions, what does that actually mean in terms of a yearly income?
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Jay, i also said i didn't actually agree with striking, i was just trying to get people to see it from a different perspective.
Also these 250k gold plated pensions, what does that actually mean in terms of a yearly income?
Iirc teaching pensions are based on a 25 year retirement so 10k a year.
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I am totally against these strikes, everyone is being effected by cuts. I haven't had a pay rise since I don't know when, but I am just chuffed to have a job that I love at the moment. I think it is only fair that the government starts now to bring public sector jobs in line with the private sector. For far too long people have been paid too much money for doing pretty easy jobs and now is the time for these people to feel the pinch too.
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I am totally against these strikes, everyone is being effected by cuts. I haven't had a pay rise since I don't know when, but I am just chuffed to have a job that I love at the moment. I think it is only fair that the government starts now to bring public sector jobs in line with the private sector. For far too long people have been paid too much money for doing pretty easy jobs and now is the time for these people to feel the pinch too.
You think teaching is an easy job? :huh:
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Is anyone else going to answer my question?
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
In the private sector we already have as I said earlier. Out of approx 23 million private sector workers, 22 million have already lost their final salray pension schemes. We don't like it but understand it's unmaintainable. Time for others to waken up!
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Is anyone else going to answer my question?
If each person on this forum stood to lose wages/benefits/pensions what would your opinions be then?
yeah i'll answer
i would just get on with it and not bother striking because unless in this country we take the french attitude to blockading and bringing the country to a stand still then sod all is gonna change and certainly teachers would not be seen as a profession to warrant that kind of action.
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Jay, i also said i didn't actually agree with striking, i was just trying to get people to see it from a different perspective.
Also these 250k gold plated pensions, what does that actually mean in terms of a yearly income?
Iirc teaching pensions are based on a 25 year retirement so 10k a year.
is that on top of the state pension?
if you carried on living say 35 years after you retired would you still get the 10k a year? for the extra 10 years.
as part of the cuts does the 14% contribution the government makes to your pension get changed?
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Again there's a difference between the private and public sector.
I don't think I've heard of workers in the private sector striking.
The only strikes I've known of are workers in the public sectors.
And it's the public sectors that help the public: teachers; firefighters, nurses etc. whose jobs are to help the patrons of this country, whereas the private companies are generally businesses to line the fat cats pockets.
Another point, people slag off teachers if the kids don't learn anything, but the teachers are just sticking to what they're told to teach by the delirious bureaucrats near the top, yet it's the bottom b!tch that gets the brunt of it.
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I am totally against these strikes, everyone is being effected by cuts. I haven't had a pay rise since I don't know when, but I am just chuffed to have a job that I love at the moment. I think it is only fair that the government starts now to bring public sector jobs in line with the private sector. For far too long people have been paid too much money for doing pretty easy jobs and now is the time for these people to feel the pinch too.
You think teaching is an easy job? :huh:
Do you think teaching is the hardest job going? LOTS of Jobs are hard. You wanted to teach so get over it. Simples.
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I am totally against these strikes, everyone is being effected by cuts. I haven't had a pay rise since I don't know when, but I am just chuffed to have a job that I love at the moment. I think it is only fair that the government starts now to bring public sector jobs in line with the private sector. For far too long people have been paid too much money for doing pretty easy jobs and now is the time for these people to feel the pinch too.
You think teaching is an easy job? :huh:
Do you think teaching is the hardest job going? LOTS of Jobs are hard. You wanted to teach so get over it. Simples.
When have I said that? I'm fully aware there are much harder jobs than teaching, and I'm sure many people on this forum work extremely hard. However if anyone thinks teaching is easy they can think again.
I'm not sure why there is so much hatred for teachers on here, but this is the last time I'm going to post in this thread. No-one is going to agree so im not going to waste any more of my time with it. Out of interest what exactly is it you do for a living Jay?
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(http://www.comedy.co.uk/images/library/comedies/300/t/the_it_crowd_3.jpg)
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Jay, i think you've got a chip on your shoulder.
Were your teachers horrible to you at school? :grin:
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I am totally against these strikes, everyone is being effected by cuts. I haven't had a pay rise since I don't know when, but I am just chuffed to have a job that I love at the moment. I think it is only fair that the government starts now to bring public sector jobs in line with the private sector. For far too long people have been paid too much money for doing pretty easy jobs and now is the time for these people to feel the pinch too.
You think teaching is an easy job? :huh:
Do you think teaching is the hardest job going? LOTS of Jobs are hard. You wanted to teach so get over it. Simples.
When have I said that? I'm fully aware there are much harder jobs than teaching, and I'm sure many people on this forum work extremely hard. However if anyone thinks teaching is easy they can think again.
I'm not sure why there is so much hatred for teachers on here, but this is the last time I'm going to post in this thread. No-one is going to agree so im not going to waste any more of my time with it. Out of interest what exactly is it you do for a living Jay?
I support you Dom.
To be honest i've got too much going on in my life to be JEALOUS of teachers or other public servants getting small pensions in years to come.
(They will be worth very little come retirement age).
So they can strike to try and protect what they have, GOOD FOR THEM.
There is so much hatred on here.
GET OUT MORE OFTEN.
Rant over :lipsrsealed:
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In the private sector we already have as I said earlier. Out of approx 23 million private sector workers, 22 million have already lost their final salray pension schemes. We don't like it but understand it's unmaintainable. Time for others to waken up!
And this is what I mean, people aren't paying attention. The problem is not the switch from final salary pensions as such, it's the fact we're actually being asked to pay 50% more out of our salaries for a worse pension and work 6-8 years longer to do so.
Give you an example (don't pick me up on the details, it's an example). You buy a brand new Gti for 30k. The VW dealer gives you a deal where you pay £500 a month for 3 years, and after the 3 years they'll give you 10k for the car. Fair enough you think.
Then, after a year, the dealer rings you up and says "sorry, we're a bit skint at the moment, so you'll have to pay £750 a month for the next two years, and we'll only give you 5k for the car".
You'd be down your local solicitors in a flash, wouldn't you?
And this is exactly what this is - legalised theft.
Incidentally, the life expectancy for white collar staff is currently 85.4 years. For teachers it's 78.8. We're cheap in pension terms :)
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Jay, i think you've got a chip on your shoulder.
Were your teachers horrible to you at school? :grin:
:grin: :laugh:
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Jay, i think you've got a chip on your shoulder.
Were your teachers horrible to you at school? :grin:
:grin: No, I don't have a chip on my shoulder I'm trying to get the public sector workers on here to understand a few things but it seems they're blinded and no most were quite nice as long as we didn't piss them off or nick their beer out the back room :lipsrsealed: I've no hatred for teachers or the PUBLIC sector workers striking. Did ANYONE read the link I posted earlier in this thread? :huh: It clearly shows there is NO money. Teachers pay in 6% of their wage, government pay in 14%, but the amount paid out each month totals near on 30%, that's 10% coming from where?! No the pension pot.
dom, I'm an underpaid IT consultant.
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Private sector workers cannot strike as that is not permitted in their contracts. Looking through all the past contracts I've had all clearly state that they do not recognise any trade unions. I would imagine that if a private worker went on strike then that would be considered a breach of their contract and summarily dismissed.
Look, at the moment everyone is in the same boat. It's hard, it's not fair and employers (private companies as well as governments) are taking the piss. Just hunker down and ride it out until it get's better. That's what everyone is doing.
If you feel really hard done by then go find another job if you can. Like someone said earlier, just be glad you have a job.
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I work for the public sector for HMCTS, I was a union member and they never did anything in time off need and I quit.
In short courts where not disrupted and it was the first time I have seen them function so efficiently!
Also we have the head regional representive of the PCS union at our court. Guess what he did yesterday with the full well known fact off the strikes and dates. He booked annual leave and didn't strike, great union representation.
I find the problem with unions is they never represent your intersts to a certain degree despite their promises and being a realist, especially in times like we are in. They are fighting a lost cause, with quality of life improving along with life expectancy, plus the financial struggle, money needs to be gathered.
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Union: A combination so formed, especially an alliance or confederation of people, parties, or political entities for mutual interest or benefit.
Union: A state of harmony or agreement: "they live in perfect union"
Therefore a Union is only as strong as the people that form it, and lets face it most fo teh people I work with a as airy fairy as you could get with no back bones to strike or to stand up for fear of losing money/jobs.
Public sector workers should not be punished for the gaps in the private sector pension uptake. The fact of the matter is my pension fund is well organised and well funded through all of the North West members. The southern government led schemes were shoddily run allowing a large portion of people to take payment breaks and then expect a standard pension when they retired early.
They asked the North West pension scheme to bail out the southerners and our scheme hit back and said hell no. That was blocked by the North West, but we had to strike to get some action as the reforms the government wanted was to aportion the blame to others and make others bail out the idiots. Those not paying enough should expect nothing extra. I pay a shed load each month, so why should I be penalised for people in the private sector not searching for a decent scheme? :lipsrsealed:
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I dont even have a pension left it too late now i would have to pay in about £500 a month to make it worthwhile !
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I dont even have a pension left it too late now i would have to pay in about £500 a month to make it worthwhile !
I know the f**king feeling :rolleyes:
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I take back everything that I said.
Damn those teachers!!!
http://www.dailymail.co.uk/news/article-2010193/Girl-13-crushed-death-branch-sat-park-bench-teachers-went-strike.html
:rolleyes: :rolleyes: :rolleyes:
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I take back everything that I said.
Damn those teachers!!!
http://www.dailymail.co.uk/news/article-2010193/Girl-13-crushed-death-branch-sat-park-bench-teachers-went-strike.html
:rolleyes: :rolleyes: :rolleyes:
Simple solution there... Stop all weekends and training days
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I take back everything that I said.
Damn those teachers!!!
http://www.dailymail.co.uk/news/article-2010193/Girl-13-crushed-death-branch-sat-park-bench-teachers-went-strike.html
:rolleyes: :rolleyes: :rolleyes:
Laughable.
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That's hardly the teachers fault.
Poor girl was in the wrong place at the wrong time.
Most the press in this country are very sad, like alot of the readers unfortunately :rolleyes:
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That's hardly the teachers fault.
Poor girl was in the wrong place at the wrong time.
Most the press in this country are very sad, like alot of the reader unfortunately :rolleyes:
have to agree.. thats just bad luck
how many kids are killed on the way to or from school by cars, busses each year
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That's just bad luck and very unfortunate, the teachers didn't tell her to sit there. f**king daily sh!tty mail using her death as an emotional weapon effectively. Cnuts.
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Jay, i also said i didn't actually agree with striking, i was just trying to get people to see it from a different perspective.
Also these 250k gold plated pensions, what does that actually mean in terms of a yearly income?
Iirc teaching pensions are based on a 25 year retirement so 10k a year.
I doesn't work like that at all. Final salary schemes are called that because the pension is calculated on the salary at or near pension age and years in the scheme. That's why they are typically a "generous" pension, in the case of a teacher at the moment it's about 60% of final salary per month iirc
What we have moved over to in the Private Sector is more like what you describe and is called a defined contribution pension, you pay a set amount in each month, it's invested to grow at a pitiful rate to form the pension pot at retirement. This is then divvied up based on life expectancy, at the moment 19 yrs for a man and 22 years for a woman.
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I doesn't work like that at all. Final salary schemes are called that because the pension is calculated on the salary at or near pension age and years in the scheme. That's why they are typically a "generous" pension, in the case of a teacher at the moment it's about 60% of final salary per month iirc
Depends how many years you've worked. Maximum is 35/60 of final salary (around 60%, as you say) but only if you've been in the scheme for 35 years or more. Scheme was changed for new entrants in 2007 to work on /80ths, so for anyone starting now it'll be less.
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you have to pay into pensions :huh: :lipsrsealed: :kiss:
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I doesn't work like that at all. Final salary schemes are called that because the pension is calculated on the salary at or near pension age and years in the scheme. That's why they are typically a "generous" pension, in the case of a teacher at the moment it's about 60% of final salary per month iirc
Depends how many years you've worked. Maximum is 35/60 of final salary (around 60%, as you say) but only if you've been in the scheme for 35 years or more. Scheme was changed for new entrants in 2007 to work on /80ths, so for anyone starting now it'll be less.
well said. The changes were in response to those that are entering the schemes now are likely to live longer and therefore the amount they will claim back will be more in over the total years. But as I've said if d1ckheads didn't pause part way through and still expect a decent final salary I'm sure they would still have been in effect