I'm insured with HIC at the mo (not fully comp... was waiting for a few year's no claims first), but I've noticed I've got a chip in my windscreen, with some small cracks coming out of it.. I had a go at repairing it myself, and although it seems to have filled in the actual chip, it doesn't seem to have done anything with the cracks, so I guess it's not going to be a good enough repair for the MOT in Oct.
I'll dig out my policy documents later on, but anyone (martinb?) know what HIC's windscreen cover usually is with TPFT? Specifically:
- Am I likely to have any form of windscreen cover?
- What the excess would be (my Excess is high... 350 or 500 or something, but windscreen excess is usually lower, no?)
- would it affect my no claims?
P.S. When I took out my policy my Username on here was ChipDeath (last Display name was V_ARSE6)... but I lost the password, *and* lost the details for whatever email account I originally used, so I was a bit buggered there, but I just started a new account since there were only a few hundred posts, and I couldn't be arsed to chase it up

. My Policy documents still state my old username as my forum ID tho - is it vital that I get this changed?