yeah but 3 yrs to 2 years makes a big difference on a gti to me at 20. i've looked into it all.. trust me! why lose out on a year, when i can get it cheaper if i hang on for another 2 months? seriousl, im as annoyed as anyone else. and i know some people have a problem with the way im doing things, but its the only way it will work for me, as i need a car, and cant insure the car i want until the beginning of december.