Extended warranty, yay or nay?

[SRGTD]

At the end of the day these things are insurance policies (literally and figuratively) and just like normal car insurance, the only thing that matters is paying out when you need it.

^^ This. And as with all insurance policies, there’ll be exclusions and conditions in the small print, so as @fredgroves has said, read the policy booklet so you know what you’re paying for.

Also, as with most products, cheapest isn’t necessarily the best. A cheap warranty product may mean more restrictive cover and poorer claims service compared to a more expensive one.

[Guzzle]

Thanks to those that have suggested RAC. I wouldn't have thought of trying them so will take a look.
 

[jv]

One nice touch with the VW one is that it's non-transferable 

[Shooey]

Short answer, yes!

My 7.5 PP is literally just 3 years old, 17K miles, FVWSH, last month I extended the warranty £288/yr (all component with a £100 excess). Turbo failed today.

Fully covered by VW, new turbo, fitting, courtesy car and they waived the excess.

Many questions on this I’m sure, should it have failed, how did it fail, but the relief knowing it had the extended warranty is well worth it.

[Guzzle]

Update -
Which recommends RAC, Their Quote:
3 Years £611, 2 Yr £482, 1 Yr 264
No Xcess
Limit £15600
Insured Policy
No pre-inspection
Day 1 Cover
Labour rate £60/hr
looking tempting..... Anyone had experience with their warranties?

Just got an RAC 'Premium Plus' quote of £278 for 1 year £60 labour rate or £347 for £100 labour rate.

Can't get a VW quote yet. 👎

[Rob_benton]

Ive had warranty direct warranties on my vehicles for years. Paid out around £5k in total.
My 2012 100k van is due a ball joint in the next 2 weeks that will be covered.
My Golf filler flap actuator failed a couple of weeks ago. They authorised the claim but I ended up fitting it myself for £35.
They’ve always be fair to me.

[karlos]

So in the end I went for the VW all-component cover with £250 excess. I went with the high excess because I primarily want the cover in case of major failures like the engine or gearbox, I'm not too bothered about paying out of pocket for small repairs.

By the way, did anyone who bought a VW warranty get any kind of confirmation? I bought mine last Thursday and haven't got an email or anything.

[Guzzle]

Update -
Which recommends RAC, Their Quote:
3 Years £611, 2 Yr £482, 1 Yr 264
No Xcess
Limit £15600
Insured Policy
No pre-inspection
Day 1 Cover
Labour rate £60/hr
looking tempting..... Anyone had experience with their warranties?

Just got an RAC 'Premium Plus' quote of £278 for 1 year £60 labour rate or £347 for £100 labour rate.

Can't get a VW quote yet. 👎

Just got a VWFS quote;-

£348 for 15k miles no excess
£288 for 15k miles £100 excess

Will read terms & conditions but given the cheaper RAC quote probably won't cover franchised dealer rates am tempted to go with VW ATM.

[Al1040]

Just went with the VW warranty 277, all component and <10k miles with £100 excess with 42k miles.
Same as you Guzzle worried anout the laboue rate on the RAC, locak VW here charge £115 an hour... ouch!

@ karlos, have not received anything from VW yet either apart from the acknowledgement upon paying....

[Guzzle]

Just got a renewal price from VW. Same price as last year (£348), which seems reasonable to me given the risk of some sort of failure increases as the car gets older.

But wondering whether to go for this or the all-in which is not much more expensive. Anyone know if the all-in warranty is the same level of cover?