Extended warranty, yay or nay?

[Al1040]

Just had a look on the warranty website and have been offered the following with 41.5k on the clock:
<10k miles, All component cover
£0 xs - £335
£100 xs - £277
£250 xs - £230
The named component was c. 40-80 quid cheaper over the xs range
I am leaning towards the the £100 xs figure but will have a quick look at 3rd party warranties to have a comparison.

[Guzzle]

Just had a look on the warranty website and have been offered the following with 41.5k on the clock:
<10k miles, All component cover
£0 xs - £335
£100 xs - £277
£250 xs - £230
The named component was c. 40-80 quid cheaper over the xs range
I am leaning towards the the £100 xs figure but will have a quick look at 3rd party warranties to have a comparison.

Thanks for posting this.

I am thinking about getting one for mine. Would be interested in your findings.

[Al1040]

Hi Guzzle,
Just had a quick look at other warranties available:

The best on trustpilot with a £100 discount appeared to be 'click4warranty' their 5* for 3 years was £535 with aircon / turbo added and a 7k claim limit. There is a £10 claim fee and additional costs once >60k miles which most folk seemed surprised about until they came to claim, they use Halfords and other garages are used they will expect you to pay for the difference in hourly rates.

Having looked at the reviews most were related to taking out policy's and mostly GAP insurance, the few on actual warranty claims were not great and garages getting authorisation seemed very difficult.

I will muse it over but not going oem if you are bothering at all seems fraught not saying VW has a sterling reputation for honoring warranty claims, which no doubly I will find out in a couple of weeks when mine is in for door seals and bolster deteriorating

[Guzzle]

Hi Guzzle,
Just had a quick look at other warranties available:

The best on trustpilot with a £100 discount appeared to be 'click4warranty' their 5* for 3 years was £535 with aircon / turbo added and a 7k claim limit. There is a £10 claim fee and additional costs once >60k miles which most folk seemed surprised about until they came to claim, they use Halfords and other garages are used they will expect you to pay for the difference in hourly rates.

Having looked at the reviews most were related to taking out policy's and mostly GAP insurance, the few on actual warranty claims were not great and garages getting authorisation seemed very difficult.

I will muse it over but not going oem if you are bothering at all seems fraught not saying VW has a sterling reputation for honoring warranty claims, which no doubly I will find out in a couple of weeks when mine is in for door seals and bolster deteriorating

👍

[jv]

58 quid to remove a 100 excess seems far too much! All a bit of a game though these things. I've got a VW extended warranty, 15k mile cover, took out in March and I've done about 500 miles since. Money well spent 

[Al1040]

It's all about the timing

[Al1040]

Update -
Which recommends RAC, Their Quote:
3 Years £611, 2 Yr £482, 1 Yr 264
No Xcess
Limit £15600
Insured Policy
No pre-inspection
Day 1 Cover
Labour rate £60/hr
looking tempting..... Anyone had experience with their warranties?

[fredgroves]

All I can say is read the policy wording carefully and search the Internet for reviews of the service...

I've just read a few about RAC that are less than encouraging.

Personally, I'd just be sticking some cash to one side each month and winging it.

[RM]

I’ve had RAC warranty twice, primarily because I’ve bought cars from Imperial Cars who sell it as their default warranty. I would buy it again. I’ve had to claim and RAC didn’t try and snake out of paying. They’ve also been easy to deal with, which in reality means I didn’t have to deal with them the garage did, which suits me.
The one interaction I had myself was transferring the warranty to a new owner, which was simple to do.

At the end of the day these things are insurance policies (literally and figuratively) and just like normal car insurance, the only thing that matters is paying out when you need it. RAC did, so I’m satisfied.

[Al1040]

Thanks for the response RM, it is really hard to get genuine feedback on performance theses days, esp good feedback as generally people generally do not write those (myself included).... but of course do love to whinge whether warranted or not!