Insurance with pedal box

[buddfridge]

Phoned direct line and they accepted with the pedal box and beat my renewal so all is good.

[SRGTD]

Phoned direct line and they accepted with the pedal box and beat my renewal so all is good.

Result!

[Booth11]

Phoned direct line and they accepted with the pedal box and beat my renewal so all is good.

That’s great news!

[buddfridge]

Yeah thanks for the info Rebecca and everybody else who contributed.

[p3asa]

I was another who couldn't get Directline to insure me with the pedal box. I even had my wife and 3 kids with them on a 5 car multipolicy and thought leaving them might help with the persuasion but they wouldn't budge.

At first I thought they were looking at the wrong thing when I mentioned pedalbox as they were telling me it increased the power. So I gave them the specific web address of DTUK where I got the box from. 15 minutes later they got back to me and acknowledged it wasn't a power increase buit still refused to cover me.

Aged 49, 32 years driving, clean licence and no accidents and they wouldn't budge.
Even despite me telling them I knew several people from a car forum who had declared their pedalbox with them and were covered they refused.  I felt they were actually quite arrogant about the whole thing, saying stuff like its now been noted you attempted to add this modification etc.

So I took the 5 cars to Admiral who were only too willing to cover the pedalbox which actually resulted in a decrease in premium after the initial quote plus they beat directline.

[Eccie]

I’m with NFU, it took a few days & calls to get them to understand what a pedal box was & wasn’t, but they then covered it without additional premium - that was 3 yrs ago and i have renewed without cost or hassle.

[breezasib]

Hmm, I have had my last two cars with pedal box insured with Churchill. Just changing car again and they say they now can't insure the new car with the pedal box.

I think it probably just depends who they get through to at the underwriter.

Grumpy I now have to cancel my existing policy mid term and then phone around to find a new one.

[Watts]

Hmm, I have had my last two cars with pedal box insured with Churchill. Just changing car again and they say they now can't insure the new car with the pedal box.

I think it probably just depends who they get through to at the underwriter.

Grumpy I now have to cancel my existing policy mid term and then phone around to find a new one.

I'm facing this issue now, DL insured mine with the pedalbox no problem but they are seriously taking the pi$$ with this year's renewal, 4 years ago I paid £300 with them but this year they are asking £630. My mate the meerkat says More Than will do it for sub £400. As much as I love the pedalbox, for £230 it'll have to come off if necessary , I'll miss it. Will probably also have to remove my Racingline turbo elbow and inlet pipe

[Carbon VW]

Ye tell your insurance company about your pedal boxes  

[Gnasher]

Ye tell your insurance company about your pedal boxes  

Why wouldn't you? Whilst it's not something that gives more power, I have absolutely no doubt that if the insurance assessor clocked it whilst looking the car over, he'd have it noted as an "undisclosed modification" which I'm sure they'd try to use as a way of getting out of paying any claim.

Whilst it doesn't add any more power, it could be seen as something that does make the car faster due to a quicker throttle response, therefore they would maybe either increase the premium or (if they won't insure modifications etc.) not quote for it. It's not just about the insurability of the car, it's about the perceived risk of the driver - if you want to make the car feel faster, they might assume that you're the sort of driver who drives faster?

Either way, I wouldn't give them any excuse whatsoever to attempt to wriggle out of a claim. In the eyes of the law, without declaring it, you're simply driving round without insurance.

Whilst (many years ago) I've had undeclared cosmetic mods on cars (through ignorance of the way insurers work) I wouldn't miss out anything nowadays - simply not worth the risk.