Insurance with pedal box

[buddfridge]

Get one high offer but all my cheap options have refused to offer with the pedal box, any recommendation 's for my gti ?

[Booth11]

Direct Line have had no qualms about covering my pedal box, and no effect on premium.

[WatchThis]

Will my insurance cover remain unaffected?

Your insurance cover will not be affected since the engine remains standard.

https://www.pedalbox.com/en/product/faq

[Booth11]

Will my insurance cover remain unaffected?

Your insurance cover will not be affected since the engine remains standard.

https://www.pedalbox.com/en/product/faq

Yes, but, quite a few insurers still refuse to cover pedal boxes despite there being no increase in power and having this fully explained to them.  And even then it depends on who answers the phone.  I know many have had pedal box cover refused by their insurer, only for the same insurer to allow it for someone else.   Unfortunately it’s their call! 

[andy28]

I was one who couldn't get it covered with Direct Line - I made the mistake of asking on the online chat function first (I thought it would be helpful for them to see the webpage saying no increase in power etc) rather than calling them up. Unfortunately once it was documented as requested and rejected by underwriter on my notes I couldn't get anywhere on the phone.

I'm going to try again at renewal time and will just keep calling until I get through to someone sensible. Buddfridge - please could you let me know if you do get sorted out.

Cheers

Andy

[mustard]

I insured through Chris Knott with Equity Red Star, they were content with the pedal box and no extra premium.

[SRGTD]

I wonder if refusal by some insurers to cover the pedal box is due to other risk factors when considered in conjunction with the pedal box? Maybe a ‘young’ driver with pedal box = refuse to provide cover and more ‘mature’ driver = OK to cover. Just a thought.....

Also, bear in mind that some insurer’s may have a range of car insurance products, ranging from a ‘low cost’, no-frills policy where only ‘standard’ changes can be made (often with the customer making the change themselves on a self service basis via a web portal) to a more flexible product supported by a large call centre operation and a team of underwriters. The no frills product will be cheaper to buy than the more flexible one as the insurer’s operating costs are lower so will be popular with the costumer, but the downside is that it will be more restrictive in terms of the changes that can be made. These basic, no frills products might not allow vehicle modifications.

Could be the reason why an insurer adopts a different approach to different customers with pedal boxes; happy to cover those who have the ‘flexible’ product but not those with the no-frills product?

[Watts]

more ‘mature’ driver

Cheek! I'm a wee spring chicken you know

[buddfridge]

I wonder if refusal by some insurers to cover the pedal box is due to other risk factors when considered in conjunction with the pedal box? Maybe a ‘young’ driver with pedal box = refuse to provide cover and more ‘mature’ driver = OK to cover. Just a thought.....

Also, bear in mind that some insurer’s may have a range of car insurance products, ranging from a ‘low cost’, no-frills policy where only ‘standard’ changes can be made (often with the customer making the change themselves on a self service basis via a web portal) to a more flexible product supported by a large call centre operation and a team of underwriters. The no frills product will be cheaper to buy than the more flexible one as the insurer’s operating costs are lower so will be popular with the costumer, but the downside is that it will be more restrictive in terms of the changes that can be made. These basic, no frills products might not allow vehicle modifications.

Could be the reason why an insurer adopts a different approach to different customers with pedal boxes; happy to cover those who have the ‘flexible’ product but not those with the no-frills product?

Not so young 48, over 9 years no claims and garaged, my cheap prices from £201 without pedal box renewal chris knott almost double with pedal box.

[SRGTD]

I wonder if refusal by some insurers to cover the pedal box is due to other risk factors when considered in conjunction with the pedal box? Maybe a ‘young’ driver with pedal box = refuse to provide cover and more ‘mature’ driver = OK to cover. Just a thought.....

Also, bear in mind that some insurers may have a range of car insurance products, ranging from a ‘low cost’, no-frills policy where only ‘standard’ changes can be made (often with the customer making the change themselves on a self service basis via a web portal) to a more flexible product supported by a large call centre operation and a team of underwriters. The no frills product will be cheaper to buy than the more flexible one as the insurer’s operating costs are lower so will be popular with the customer, but the downside is that it will be more restrictive in terms of the changes that can be made. These basic, no frills products might not allow vehicle modifications.

Could be the reason why an insurer adopts a different approach to different customers with pedal boxes; happy to cover those who have the ‘flexible’ product but not those with the no-frills product?

Not so young 48, over 9 years no claims and garaged, my cheap prices from £201 without pedal box renewal chris knott almost double with pedal box.

If fitting a pedal box resulted in your premium being almost doubled, I think I’d be looking to see if I could get cover cheaper elsewhere with the pedal box fitted, accepting that cancelling your policy mid term with Chris Knott might mean there’d be a cancellation charge and an admin fee to pay.

I think that an additional charge of around £200 a year just goes to show that many insurance companies just don’t understand what a pedal box is or what it does.