Car Insurance

[TweedsideR]

I'm with Admiral. Last year they hiked the price up considerably so I got a competitive quote from Direct Line, called Admiral and they ended up dropping the quote by about half to less than DL's quote.. This year the quote went up a bit, but comparison quotes were in the same ballpark so I stayed with Admiral.

[SRGTD]

I tried to get VW Insurance to budge at least £1 on their quote and they said there is nothing i can do to get the quote to change.  I think there would have been more reaction from a brick wall. 

I would have liked to stay with VW Insurance but lossing £300 more than I have just paid for car insurance would have been madness.

That’s interesting Brenbo. On many of these motor manufacturer insurance products, the supplying insurer sets the net prices and the motor manufacturer then apply their commission mark-up. If the VW insurance product works this way (and it probably does), then they could have reduced their commission on your premium to reduce the price you were quoted in an attempt to keep you as a customer. IMO it’s poor that they weren’t prepared to do this.

[Brenbo]

Thats exactly as I thought.  But it seems they are saying their hands are tied this year?  I have always haggled prices (my father used to be in procurement so I got the knack for doing so from him). But if someone is not willing to budge an inch then there is not a lot I could do apart from look elsewhere, which I did and got £300 left in my pocket to boot.  Not a bad saving made this morning, I think! 

It will be interesting to see what VW Insurance offer me next year to get me back? 

[robtt]

Just got a renewal quote from Aviva for £270 and a quote online from LV for £200. Last year it was the other way round ! So off to LV and,no doubt, back to Aviva next year . If Aviva had been within £20 of LV I would have stayed with them. Hey ho

[Watts]

Just got a renewal quote from Aviva for £270 and a quote online from LV for £200. Last year it was the other way round ! So off to LV and,no doubt, back to Aviva next year . If Aviva had been within £20 of LV I would have stayed with them. Hey ho

I was refused a quote from LV because of the pedalbox on my car. No matter how cheap they might've been, I'm not taking it off

[Brenbo]

When I had my GTI PP I resisted going with LV as they stated I had to have a tracker fitted on my car to get insurance with them.  Now I have noticed they don't?  I am expecting my Aviva insurance to go up considerably next year and I may go with someone else if it does. 

My wife has just done her insurance in the last month with LV.  Even though she was with them before she didn't go with the renewal as it was way too expensive and then tried to go with LV as a new customer even though she had insurance with them already.  Apparently this year she was able to do this and saved £70 +/-  However LV had auto renewal on and had charged her twice for the insurance (both new customer and renewal).  But this was easily sorted in under a minute on the phone and the new customer insurance still stands with no questions asked. 

[Lustral]

I was getting quotes at about £330 mark when I was comparing quotes , however someone mentioned to try Aviva with there multi product discounts and I was pleasantly surprised as it was coming in at £196 , or £146 as they are doing £50 cashback via Quidco.

So needless to day , I didn't renew with Direct Line as they wouldn't budge from the £380 renew price.

[Exonian]

Insurance seems to have rocketed up on these cars this year.
In 2016 I paid less than £200 for fully comp insurance for my R with a stage 1 map on it, upgraded non standard 19" wheels and a pedalbox.
This year my GTD (with DTUK box and pedalbox) was around £230 and my standard (plus pedalbox) Ed40 was around £270.

Every year you really have to do your legwork too.
LV used to be mod friendly, then they weren't. Then they wanted trackers, now they've decided they don't...
Other insurers I approached that had been mod friendly are currently not. Spacers were refused cover full stop with a few companies so I left them off. Pedalboxes seem to vary with cover depending on which member of staff you get.
 

[mcmaddy]

Insurance has gone up in general mainly due to Dick Turpin sorry the government increasing insurance premium tax by more than double in the last 18 months. It pays every year to go on all the comparison sites and check if you can get cheaper and never ever just accept your renewal from your current insurer.

[brettblade]

I've just renewed with Aviva too.  Their quote was more than last year, but to be fair all of the other quotes I was getting were higher than last year's equivalents.  Odd given I'd turned 25 in the meantime, another year of no claims bonus and no points on my licence but it is what it is!

Aviva cover anything fitted from the factory or at the dealership as long as it's on the invoice.  Plenty of other insurers don't, and you have to specifically declare your factory fitted options for them to be covered.  About 20% of the cost of my car was options!