Insurance for a 45 year old with new GTI 7.5 pp

[I wanted a GTi]

I've just done a quick confused.com search and an R or a GTi PP would only cost me just an extra £38.94 over the GTD

... one advantage of getting older

Here is a link to the Parkers website insurance groups - http://www.parkers.co.uk/volkswagen/golf/hatchback-2013/insurance-groups/

It would appear that the facelift GTD has moved from 26-27, the GTI has moved up from 32-33. However the facelift Golf R has moved from 34-39.

The GTD's performance did not increase at all. So why the rise? Does that mean the GTI rise is not performance related?

The old GTD/GTI/R values were 26-32-34. Surely that does not reflect the difference in performance

The new groups are 27-33-39.

I can't wait to catch up on my to my wife then in that case, she's 6 years old than me and can insure a C4S for less than I can insure my GTD with the same company.

[eatontrifles]

More importantly what is the insurer's claims service like? - if you are unfortunate enough to need to make a claim, that's when you want your insurer and their overall product offering to be good.  Cheapest won't necessarily be the best.

Totally agree - a few ££s saved could end up costing more in the long run, even with things like mid-term changes (costly admin fees). Thankfully, there's now a rating system to help you choose; https://www.defaqto.com/star-ratings/motor/car-insurance/

[greencode]

Well worth taking a read of the Martin Lewis page here http://www.moneysavingexpert.com/car-insurance/

I'm 41 and insurance on my 2017 MK7 R is around £300 with Privilege. If there's a few of your in house, it's worth adding other people on to the policy to see if that makes a difference, as weirdly it can!

[simonpolly]

Golf Gti pp £179 fully comp protected,45 year old and 44 old named driver with Aviva, they are not on comparison sites, i also have our other car with them (touareg) which is also pretty cheap,i tried comparison sites and they could not get near Avivas price on either car.

[gtiaps]

Golf Gti pp £179 fully comp protected,45 year old and 44 old named driver with Aviva, they are not on comparison sites, i also have our other car with them (touareg) which is also pretty cheap,i tried comparison sites and they could not get near Avivas price on either car.

Cheers for that il give them a try come renewal that's about £50 cheaper than I'm paying fully comp..

[I wanted a GTi]

Are there many people with AXA?

[Pinky1959]

Not GTI insurance but when I last renewed my Tiguan I made the excess £ 0000 and it made nearly no difference to the quote .

I had a horrible experience with AXA when someone ran into my old car and they wouldn't send assessor to my local garage to authorise repair ,but I had done a deal to change the car for a new one, and was driving it , I was in my garage at least twice a week and phoning all the time  chasing them up . , 8 weeks later still no assessor , eventually they employed a company from Glasgow who phoned my garage and authorised over the phone Total bunch of At**h****.

[eatontrifles]

Are there many people with AXA?

I'm with AXA, but I'm not 45.