HIC Insurance

[Slim Shady]

I've just been mugged off my HIC.

and I'm pissed off

anybody else got any shady stories of this 2bob organisation?

[sKrEwBaLL]

Tell us what happened, I'm with HIC, but never had to claim.  

[sKrEwBaLL]

Mind you, its not the first time I've heard dodgy stuff about them

[Slim Shady]

I only got ins with them last month.

I paid one installment up front - with the other to be paid by the end of the month.


I was then unfortunately involved in a M'way crash (not my fault - never is!) - 2 weeks in.

I was fully comp and fully expected temp transport (ie hire car) whilst my car was off the road.

I got nothing -

I was told my car was wriiten off.

So I asked what was gonna happen next - they said they'd get back to me.

Nothing

So I bought a new car to replace it - I have to get to work somehow!

(pls note I don't always have a grand lying around to buy cars)

RESULT:

I didn't have enough to cover the 2nd installment when they came to take it from my a/c - so the payment bounced.

I rang up to explain - and they gave me another week to pay.

I checked by balance yesterday - and they hadn't taken the money out.

I then got a letter this morning saying my policy was cancelled.

I asked why - and they said I should have called them and paid over the phone - rather than them do a debit electronically.

I told them I tried ringing them yesterday - but couldn't get thru (a common complaint about HIC apparently)

I told them the money was there now . . .

And now they say it's too late and they can't reverse their action!

what a bunch of sh?t


 :'( :'( :'(

[sKrEwBaLL]

Looks like insurance companies dont like people crashing in their first month of cover.

[Slim Shady]

damn str8

Guy cut me up and slammed his brakes on and stopped and then a van went up my arse.

so that's my fault is it?

[sKrEwBaLL]

I bet its not the first time somethings gone up your arse  

[old_boy]

HIC are firkin sh!te, trust me, painful memories.
and no, it doesnt involve anything anal!

[Slim Shady]

skrewball - pretty funny mate

but

they keeping all the money I paid them already (350quid) - and they only ins'd me for just over a month.

that's fair then!

[Overseer]

damn

hope ya sort everything out.

by rights they should pay up.. but that 2nd payment bouncing might go against ya :/


what u planning on doing next?