Insurance is a tenner a month cheaper for the R rather than the GTD for me – perhaps they assume that more Rs will be privately owned than is the case for GTDs, and private owners will look after their cars a little better (sorry company car owners!).
Im 38, full NCD, living in a low risk area, parking on the street outside the front of the house (we have a drive, but it’s on the back of the house, with access from the street behind), 3 points on my license and Esure want £259 for the year, NCD protected. I can add my lass on as a newly qualified driver (she should be taking her test in the next 6 months) for a total premium of £400. Letting a newly qualified driver on the roads in such a beast of a car for £400, mental!