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Author Topic: Insurance  (Read 6795 times)

Offline Ginagee

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Re: Insurance
« Reply #10 on: 24 November 2013, 10:41 »
Thanks Mark V GTD, that makes sense. :smiley:
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Re: Insurance
« Reply #11 on: 24 November 2013, 10:41 »
Quote from: Ginagee on 24 November 2013, 10:23
Quote from: Mark V GTD on 23 November 2013, 23:20
Because age and performance of the car are not the principal considerations when quoting a premium Gina!

I know, but the car is the only difference when applying for premium quotes. What makes the MK7 Golf GTi so much cheaper to insure than a 5 year old 1.8 Civic?

The front radar , city impact avoidance  reduces the insurance group by about 6 groups  so that must be a major reason for cheaper insurance
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Offline Mark V GTD

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Re: Insurance
« Reply #12 on: 24 November 2013, 10:58 »
Just got quoted £229 on the GTD - 48 yo male, 9 years NCB. Car in private parking (Hertofordshire).
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Offline barrym381

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Re: Insurance
« Reply #13 on: 24 November 2013, 11:02 »
Quote from: Mark V GTD on 24 November 2013, 10:58
Just got quoted £229 on the GTD - 48 yo male, 9 years NCB. Car in private parking (Hertofordshire).
try the quote with it parked on the street  :smiley:
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Offline GTI7me

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Re: Insurance
« Reply #14 on: 24 November 2013, 11:04 »
I renewed my insurance last week. I've just turned 22 and it cost be £595 with admiral. 3yrs NCB.

J
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2013 GTI (GONE) - 2014 GTI Performance Pack - Manual, Discover Nav, 5 door, Park Assist

Offline watson

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Re: Insurance
« Reply #15 on: 24 November 2013, 11:38 »
Another major factor in premiums is the underwriters claims experience from that particular make/model apart from the normal groupings etc
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Offline Mark V GTD

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Re: Insurance
« Reply #16 on: 24 November 2013, 15:54 »
Quote from: barrym381 on 24 November 2013, 11:02
try the quote with it parked on the street  :smiley:
Didn't have any effect - still £229!
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Offline monkeyhanger

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Re: Insurance
« Reply #17 on: 24 November 2013, 16:30 »
Was quoted £264 just over a month ago, had to renew yesterday and same firm (esure) took £296 - 9% rise in a month. 38y/o, 12 years no claims, 1 non fault accident 2 years ago (car hit my parked Scirocco whilst waiting for the wife outside her work) and 3 points for speeding (SP30), parked on driveway. Premium includes protected no claims and total excess of £200.
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Offline p3asa

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Re: Insurance
« Reply #18 on: 24 November 2013, 16:38 »
£165 quote for the GTI.

Postcode has a lot to do with it. My 21year old daughter has just renewed her insurance on her Clio and got it for £260 with £70 cashback going via quidco. So £190 for a 21 year old!!

Profession also makes a difference. Have a look at this page as you can pick a profession similar to yours and save money.
http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
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Offline Mark V GTD

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Re: Insurance
« Reply #19 on: 24 November 2013, 17:21 »
Yes I agree. Geography has a lot to do with it - if you are in London or home counties it will be a higher premium regardless of car or individual.
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