Possibly going to switch and buy a Demo. Thoughts???

[dubber36]

You stated that it couldn't be done... it can, it may not be cheap but it can be done. There is no legal reason why you cannot insure a car that you don't own or where you are not the registered keeper.

In any case the point is moot in my opinion because, from what we've been told the best method is to buy something to cover the time until the ordered car arrives. Done correctly, this needn't cost much (if anything) except for insurance and fuel (which would need to be paid in any case)...

I didn't state it, I said "I'm sure" which is a little looser. I genuinely thought that was the case, but you have proved otherwise. Thank you.

I fully agree that he should buy a cheap car too. I do it when I change cars if I have sold my "trade in" before hand. It is quite liberating having an older car and when driving it, makes me wonder what is the point of stretching the bank balance just to have something new.

[Phil 117]

Yeah, I think your all right. It's just being a bit impulsive.

I'm just thinking, how many people have sat in that car and not given a sh!t about it. I know how some of the cars are driven here at Honda. 2 guys run 1.6 Civic Diesel's. One gets 82 MPG, the other gets 34 MPG. The latter car must take some beating, and I'm just thinking that could be this GTD.

Are there snotter's of car which won't loose that money. Having a look on our system, a Volkswagen have taken in an 'R' reg Corsa, 67k on the clock, no idea about condition or if it's in working order, but we've bought that for £250! I could get that for about £300 so I guess you can't really loose money on that.


And FYI for anyone who wants a car sooner, these are what's out there unregistered. Half tempted by the red 5DR. If only it had heated seats.

All GTD DSG's:
5DR:
Deep Black, Advance Telephone, Dynaudio, High Beam Assist - Teeside
Carbon Grey, No options - Helton Garages
Red, Dynaudio - Advantage in Stirling

3DR:
Pure White, 4th year extended warranty, Keyless Entry - Walkinshaw
Deep Black, 19" Santiago's, Pro Nav, Leather Seats, Winter Pack, High Beam Assist - City Gate Watford.

[Ginagee]

You stated that it couldn't be done... it can, it may not be cheap but it can be done. There is no legal reason why you cannot insure a car that you don't own or where you are not the registered keeper.

In any case the point is moot in my opinion because, from what we've been told the best method is to buy something to cover the time until the ordered car arrives. Done correctly, this needn't cost much (if anything) except for insurance and fuel (which would need to be paid in any case)...

I didn't state it, I said "I'm sure" which is a little looser. I genuinely thought that was the case, but you have proved otherwise. Thank you.

I fully agree that he should buy a cheap car too. I do it when I change cars if I have sold my "trade in" before hand. It is quite liberating having an older car and when driving it, makes me wonder what is the point of stretching the bank balance just to have something new.

I also have doubts about buying new, when as soon as you leave the forecourt you've instantly lost £K's. BUT the Mk 7 GTi was honestly the only car that ticked all my boxes… Anything else was second best, so I really couldn't wait to buy second hand in a couple of years time. As they say… you only live once 

[matchboy]

Phil - I don't follow this at all - you have an amazing deal on a beautiful new GTD - and now you want a demo car (that everyone who has access to - and that will be a lot of people, have thrashed the nuts off.).

Why not just be patient and wait for it - at the monthly payments we are talking about you could afford to rent a car in the wait period!

And to make the decision easier - the monthly payments on the new car are chepest by a long chalk - its a 'no brainer'!!

I agree, don't even bother going for the demo - its been thrashed and not run in properly.  Find a stop gap solution for the few months till you take delivery of your shiny new car - it will be worth it!

[Mark V GTD]

I also have doubts about buying new, when as soon as you leave the forecourt you've instantly lost £K's.

That depends how much you paid for it - the OP's deal on the new car is so good I suspect he could keep it for a few months and get his money back!  I would agree its the case if you pay full list price and load it with options....

[karlak]

I still cant understand how you are getting the Monthly prices.

My quotes aren't anywhere near yours.

This is what i have been offered (altho not the spec i wanted.. ) but you get the idea.

I can offer you my best price of £27,400 to your spec.  GOLF GTD DSG 5 DOOR


Red Paint Solid
Winter  Pack
Dicovery Sat  Nav
Payment  36 x   £389.48
Pcp  36 months
Dep  £1000
5k per year
G.F.V  £16.386.30

[dubber36]

Karlak, why are you having a GTD if you are only doing 5,000 miles per year?

[karlak]

Karlak, why are you having a GTD if you are only doing 5,000 miles per year?

I'm not

Will be between 15 and 20K miles.  I have opted out the car scheme and take a monthly payment figure.  By saying I do 5k miles a year, the GFV is higher, with a lower monthly payment.  I know the car will be worth less at the end, but after 3 years I have easily got any shortfall saved in Fuel/Mileage allowance back from work.  As was worked out by someone on another thread, even if I hand the car back and pay the mileage penalty, I would still pay less than going into a 15k miles / year PCP.

There is kind of a method to my madness

[Phil 117]

Karlak, why are you having a GTD if you are only doing 5,000 miles per year?

I'm not

Will be between 15 and 20K miles.  I have opted out the car scheme and take a monthly payment figure.  By saying I do 5k miles a year, the GFV is higher, with a lower monthly payment.  I know the car will be worth less at the end, but after 3 years I have easily got any shortfall saved in Fuel/Mileage allowance back from work.  As was worked out by someone on another thread, even if I hand the car back and pay the mileage penalty, I would still pay less than going into a 15k miles / year PCP.

There is kind of a method to my madness

That would have been me! Saves you about £800 over the term, and if you do less miles, the more you save!

I still cant understand how you are getting the Monthly prices.

My quotes aren't anywhere near yours.

This is what i have been offered (altho not the spec i wanted.. ) but you get the idea.

I can offer you my best price of £27,400 to your spec.  GOLF GTD DSG 5 DOOR


Red Paint Solid
Winter  Pack
Dicovery Sat  Nav
Payment  36 x   £389.48
Pcp  36 months
Dep  £1000
5k per year
G.F.V  £16.386.30

And in regards to this, you should be able to get it for approx £324 with a £1000 deposit. There's a guy down at Alan Day offering 12.5% off. ray.hudson@alandayvw.co.uk

My spreadsheet gives you the rough idea. Figures aren't quiet right as I can't work out how the acceptance and option to buy fee's fit in, but £324 give or take a few pounds.

[Mark V GTD]

I still cant understand how you are getting the Monthly prices.

Its very simple - its mainly because of the large discount on the new order car (14.7%) he is only financing its cost of £23,755 (over 36 months with no deposit and 5k miles/year). That comes out at around £320 per month on VW's Finance calculator (on their website). Try it - its a useful tool....

https://www.volkswagen.co.uk/financeCalculator/generateDefaultCalculation?modelId=1478