Possibly going to switch and buy a Demo. Thoughts???

[Mark V GTD]

Or farted in. Give it a week and if the new one still hasn't shifted (don't forget, Christmas is coming and people have other things they must spend their money on) i'd go back and make them an offer again.

Mate, the OP (Phil) has the new one on order (with a huge discount too) - but wont get it till next year. The other cars available now are domeos....

[Phil 117]

Or farted in. Give it a week and if the new one still hasn't shifted (don't forget, Christmas is coming and people have other things they must spend their money on) i'd go back and make them an offer again.

Mate, the OP (Phil) has the new one on order (with a huge discount too) - but wont get it till next year. The other cars available now are domeos....

Nah, there's unregistered cars sat in compounds ready for owners.
As of speaking to my buddy earlier there were 8 GTD DSG (all 5DR), 3 3DR Manual, and 6 5DR Manuals. And that's what at UK stock. There's stuff in ports in Germany, and UK waiting for an end user.

[Mark V GTD]

Sorry my mistake - I had no idea there were GTD's just sitting around unallocated as showroom or demo stock 

[monkeyhanger]

Phil - I don't follow this at all - you have an amazing deal on a beautiful new GTD - and now you want a demo car (that everyone who has access to - and that will be a lot of people, have thrashed the nuts off.).

Why not just be patient and wait for it - at the monthly payments we are talking about you could afford to rent a car in the wait period!

You're probably right. I'm just being extremely erratic because I want it now

The problem is I can't rent due to my age.

I'll try and be cheeky with the VW dealer and say I'm thinking of going for a demo elsewhere due to needing a car sooner. I'll see if I can borrow a demo for a few months. I'm sure I'll be told to bugger off. It's just ridiculous how someone who's had a licence for almost 3 years, no accidents, no claims, no violations, and has done almost 90k miles in that, and has driven nice new expensive cars can't get insured on a rental, but some 21 year old person who has only just passed their test can!

Have you proposed renting a car off them with an insurance policy set up by yourself? If they were listed as the owners of the car and an "interested party" (so that they would be made aware if you cancelled the insurance as soon as you drove off) then it might be possible. They probably wouldn't go for that but it's worth asking.

[dubber36]

I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.

[monkeyhanger]

I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.

You can be the keeper, but not the owner and still be insured (like if you are on a PCP deal), but that would probably mean the vehicle transferring to you as far as the DVLA is concerned. It is a tricky one to get around. Waiting a couple of months to get the car ordered is going to save the OP a small fortune.

[corgi]

I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.

You can.

There are a number of companies that will provide short term insurance to cover rentals and the like... Even my insurance company covered me for a car that I didn't own and wasn't the registered keeper of... a courtesy car from the garage... so it can be done.

I still think the most cost effective method would be to buy something and run it for a few months and sell it in the spring... if you do it right your unlikely to lose much...

[JBirchy]

Phil,

You're obviously a man who knows how to handle his finances so I'm not even going to comment on that aspect, all I'm going to suggest is to think about it a slightly different way...

How would you feel if you bought the demo car (nicely specced, a great deal at £350 per month) and over the nasty weather, someone crashed into you, or the road conditions were such that you lost control and damaged the car. It would probably take the shine off it and the compromise on the spec and the fact you're paying the higher price would be niggling away in your mind.

Do what I've done...

Got myself a 160k mile 9yr old Fiesta to use while my GTI is on order. The car is due around March time which means over the nasty weather, I'm not too bothered about the car being damaged. It's cheap to insure, cheap to fuel and the whole time you can save the monthly PCP amount as cash in the bank. Then when the car does arrive in the spring and the worst of the weather has gone, you can really enjoy the car. I'm not saying for one moment you wouldn't enjoy it if you got it now, you would, it's a cracking car! But it will be worth the wait!

I'm like you, a few years older (26) but I like nice cars. I had a Mk5 GTI when I was 19 and I can't wait to get my Mk7 but I would rather wait for my ideal spec and a cheaper price, than compromise on the spec and pay more...

Good Luck!

[dubber36]

I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.

You can.

There are a number of companies that will provide short term insurance to cover rentals and the like... Even my insurance company covered me for a car that I didn't own and wasn't the registered keeper of... a courtesy car from the garage... so it can be done.

But that's for a short term courtesy or hire car, not what will basically be a long term principle car.

[corgi]

I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.

You can.

There are a number of companies that will provide short term insurance to cover rentals and the like... Even my insurance company covered me for a car that I didn't own and wasn't the registered keeper of... a courtesy car from the garage... so it can be done.

But that's for a short term courtesy or hire car, not what will basically be a long term principle car.

You stated that it couldn't be done... it can, it may not be cheap but it can be done. There is no legal reason why you cannot insure a car that you don't own or where you are not the registered keeper.

In any case the point is moot in my opinion because, from what we've been told the best method is to buy something to cover the time until the ordered car arrives. Done correctly, this needn't cost much (if anything) except for insurance and fuel (which would need to be paid in any case)...