Dropped my S3 earlier on and unfortunately the screen cracked (I did have a case, the wallet type one, but it still cracked) so my question is do I buy the screen replacement kit off ebay and do it myself (rather not, seems fiddly and there's the chance of cocking it up), or do I claim on my phone insurance through lloyds tsb? Had a read of my cover and it does cover accidental damage, however I'd quite like my phone back repaired rather than a reconditioned handset.
What's your opinion?