I am 23 and my brother is 21, we are both best friends, but I fear he is about to go and buy something silly. I always look out for him, naturally, and he usually listens to me but not this time...

He is about to sell his mk4 130pd, borrow £7-8kish and buy a '03 plate RS6.
The interest cost of the loan is about £1k and the insurance is ONLY 900 f**king quid, he is already paying 600ish for the f**king dub!

At first I didn't believe him on the price of everything but have checked all of his sources for the finance & insurance, and the car is £8kish.
I have said all I can, and done the whole disappointed speech etc etc, no more I can do. Chris is young and doing it while he still can with minimal out goings etc.
I'm at a loose end, I'm about to go on holiday and all I'm doing is worrying that he is pouring his money away!
