Happiness all the way in my opinion. Its good to have the choice as most people don't and will remain trapped in jobs that make them miserable and stressed and ultimately, unhealthy. I'm self employed the now and struggling a bit to be fair, but still smiling, and i'm looking for a proper job but one that I am happy with. In general money has never brought me happiness, its stresses me out even having it so I just spend it on stuff I know i could resell in the future for similar money. I also have no debt whatsoever, not a lick of it and will never have.