Help needed can't find insurance for less than 5k

[Mattgoz]

Hi I have a 1997 mk3 8v golf gti and I can't find any insurance less than 5k a year ,I'm 21 been driving 1 year 4 months.i have no points and no NCB but I do have a claim this year in June . I have got criminal convictions

[Smokey Joey]

Might be worth it to tell them you havent got any convictions nor have you made any claims 

[golfyste]

Might be worth it to tell them you havent got any convictions nor have you made any claims 

Nice advice......NOT!

How is driving uninsured a good alternative?? As that's what you would be if you don't tell them.....

[skyinsurance]

Might be worth it to tell them you havent got any convictions nor have you made any claims 

Someone take this dude's keyboard away from him 

[Smokey Joey]

I don't see you making any suggestions lol...jheez...car insurance is up the roof for young guys, getting an old banger doesnt even sort it out most of the time

[skyinsurance]

I don't see you making any suggestions lol...jheez...car insurance is up the roof for young guys, getting an old banger doesnt even sort it out most of the time

That's because I have no suggestions for him, he's young, has no no claims bonus, a recent claim and a performance car, on paper, that's a really bad insurance risk, hence £5k.

[ant_gti]

Might be worth it to tell them you havent got any convictions nor have you made any claims 

its IDIOTS like you thats made insurance go through the roof.just hope its not my car you hit or my kid you run over.

[Smokey Joey]

How is that so? i was only suggestion that he rigs the system just a little bit for a cheaper quote...i wasnt asking him to drive in a silly manner

[GOLF-MK3-GTI]

Someone take this dude's keyboard away from him 
[/quote]

lol, ^^^,

Right,

I work for an insurance company, and the way I see it is, if you don't declare any convictions or claims, and your insurers find out, your policy will be void, so basically, in a way you've Paid for a policy that will not cover you, in an event of a claim.

So my advice is, be honest and truthful, 

[lagrynfaya]

I guess having a criminal conviction doesn't help ... I've had my licence since end of June i am 19 and got a 1997 Golf GTI 8v and its around 3k  . Still bloody ridiculous tho !