i have not had chance read full thread so apologies in advance..
but do not fall for this crap admiral says about deducting excess etc they have tried that with me! and it is incorect! they do not tell you that they legally should offer you the value of the car what it is on the market now or they can offer you what they have.. ofcourse you would choose the value of the car on market now which should be about 2k.
They offered me same crap so what i did was go to independant solictor and put claim through them and funny enough admiral paid me 2.2k for the car.. and even politly asked if i want to buy the car for 600.. i said no keep the car give me the 2.2k thank you very much!
it is not your fault so you do not need to pay this exces crap.. presuming you are fully comp?? so do not fall for it.. tell them you either want to buy the car which you can as it is only going to be cat D.. or you want the value of the car which it is on the market today..which is legally what you are entitled too
also they are not allowed to deduct remaining insurance becuase your car is not going to be insured for the remaining months as it has been declared right off so thus not on the road and insurance companys property .. .so why should you pay for remaining months?? that is another bullsh!t charge they are trying to pocket.. YOU DONT NEED TO PAY SQUAT CRASH WAS NOT YOUR FAULT THEY SHOULD CHARGE THE 206 GUYS COMPANY NOT U!
btw i HATE admiral if you have not noticed they have been nothing but trouble for me so good luck hope you get what your entitled too
