I currently own a MK3 1.4 :embarassed: and having owned it for the last 1 and half years I'm pretty bored of it not to mention the fact it's cost me a fortune in repairs and is dying. So I figured it's time to get saving for a new car in the hope I can get one in the next couple of months!
I was going to go down the MK2 route but didn't want the hassle of repairs and breakdowns due to age if I don't buy a decent one

so thought I'd go back to the car I've always wanted and look for a MK4

I've just turned 20 and will soon have another years no claims under my belt so now I can go for something with a little more power. Insurance is still expensive though so an R32 is out the picture

Not sure what model to go with though... I was considering a TDI but I still want power and a decent top end (
130mph or something, I know there isn't much chance to use it here in the UK but I'd like to have the option for a blast every now and then 
). Then there is the choice of
WHICH TDI to go for and how insurance costs are effected.
The cheapest TDI quote I got was on an SE TDI 100 which was £1500. Reasonable to say I paid £2000 last year for my 1.4 but I figured it would be a snail.
Is it worth getting a TDI? You can't even fit a dump valve can you?

So what about the 1.8T or a 2.0L? Not sure I can afford to run a 1.8T as I do drive to Derby uni daily which is about a 50mile round trip but I've always wanted a turbo.
So basically to sum that up, which TDI would you go for in terms of power/performance but still retaining decent MPG (I get about 30 in my 1.4 due to the way i drive it) or are the 1.8T's not that expensive to run?
Sorry for the long thread but want to do this right

Thanks guys!