accident advice

[ToddyGTi]

Your bus company will have liability Insurance but the clue is in the name. They will only pay out if the Company is liable. As they are not, there is nothing the insurers are required to pay for.

remember, insurance is only there to protect you against incidents that you are liable for (like your car / home insurance)

The only thing you could claim from is if you have any Indemnity Insurance covering yourself in the event of being unemployed/incapacitated. This is sometimes sold as part of your mortgage or credit card PPI so check there if you are eligible.

[houston]

Your bus company will have liability Insurance but the clue is in the name. They will only pay out if the Company is liable. As they are not, there is nothing the insurers are required to pay for.

remember, insurance is only there to protect you against incidents that you are liable for (like your car / home insurance)

The only thing you could claim from is if you have any Indemnity Insurance covering yourself in the event of being unemployed/incapacitated. This is sometimes sold as part of your mortgage or credit card PPI so check there if you are eligible.

good call, never even thought of the mortgage insurance

[danny_p]

im confused a sub 100KG thing dosent bring a 14000 KG thing to a sudden stop

[houston]

im confused a sub 100KG thing dosent bring a 14000 KG thing to a sudden stop

not a sudden stop, never said that. But still hitting a solid object, can get whiplash off slight knock

[Ant1981]

He raises a good point.

How does one get whiplash from hitting a person in a large Vehicle? I wouldn't even get whiplash hitting someone in my car.

 

[The Mighty Elvi]

I crashed a Bora into the back of a stationary Megane at 20 mph.  I didn't get whiplash.

[houston]

He raises a good point.

How does one get whiplash from hitting a person in a large Vehicle? I wouldn't even get whiplash hitting someone in my car.

 

hit someone in a car and the pedestrian goes over the top, a bus is flat faced and the impact is severe. in the cctv you can see him going about 6 inchs into the winscreen. plus i was lifted out of the seat whilst i was braking. but honestly whiplash can come from the slightest knock, a driver at my place was on sick cos his drivers seat dropped and he got whiplash.


elvi whats your point? you were in a car with a seatbelt and hit a crumple zone in a car thats designed to disperse the energy, buses arent designed like that, the only safety tests ran on buses is for safety of passengers. were you tensed ready for impact?

[james2]

I would leave it. Why would you say it needs a head rest. If you hit someone (bus vs human) how you hurt your back.  If you brake hard you go forwards not like you got shunted from behind.  Dont sue the bloke .  If he was messing around he wont do that again.  Last job i had ,a bloke took half a year off on full pay ,every year for stress. I had to cover him with a bad back and dislocated arm.  I crashed a bike at full speed.  I never go to doctors. Just use it and it gets better. After work ( lifting 25kg bags and plaster boards) i had a bad pain in my back i had to crall out of my car and lay on my bed. Took me, 2 weeks before back got better , my arms still f@@k after 5+ years. Ill live with it.  I cant knock you. Iv seen the lightest tap from behind .2 cars pulling away from traffic lights .1 women got airlifted away by chooper, then the other collapsed after her mum was airlifted away with ,neck pains.

[james2]

Use your back dont lay in bed. I did a first aid course in my new job. Im not saying goto work like i did. God that was a bad pain / if i tryed running i swear i would of passed out. 

[houston]

Yeah moving about is really helping,only problem about my job is sittng driving makes it worse, but with being off work I've had time for gym. Can do weightsbut treadmill really hurts, must be the impact

not sueing the bloke, never said I was, was just saying that's what people told me was my only option.

Dont think they need head rests, just higher back seats, when i was braking hard i had my back over the top of the seat, wouldn't have happened if the seat was higher.