I would never have a joint, but that's just my opinion, some people love it, some hate it. I use to be a bit crazy with spending, but since having a daughter and buying a house I cleared any debt possible. Both me and my partner have separate accounts, we see each others in-comings and outgoings and it bothers neither off us, however I did let her work 1 day less a week since having our first born, wish I could do the same.
I really need to progress somehow into a real career and start earning real money... or at least I can dream
