back doors smashed in.....

[pid]

not like that 

was hit in the car (focus, daily) to day while waiting at a roundabout i was stationary waiting to turn left. i was indicating and had the handbrake on. enough force to pop the radio out dash! the car is a write off as the boot floor is all crumpled in and boot lid bent.

where do i stand with the insurance side of things?

thanks in advance

pid

[Jack3559]

Completely not at fault. Other driver's insurance should cover the whole cost.

[bobotheclown]

yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.

[pid]

thanks guys

um neck is okay'ish i went to the hospital to have my neck checked after the smash, as i couldn't look over my shoulder with out pain and they said muscle damage but its painful today. ill see the doctors on the base tomorrow as well.

reported to the insurance company (only took an hour ) as was said im not at fault and entitled to a hire car and all the legal bits and bobs so thats a win 

anything i should watch out for like sneaky stuff from the insurance company???

thanks

[Agreeable Slick]

yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.

And we wonder why insurance keeps on rising with comments like that.

[pid]

im not the sort of person to go looking for compo i just have no experience with anything to do with crashing/claiming(for car) what to say to them and what not to that sort of stuff.

[dTEA]

yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.

And we wonder why insurance keeps on rising with comments like that.

Nope the reason insurance is going up is due to idiots rear ending people due to lack of care and attention.

Plus he's right, it isn't obvious always until 1-2 days later and can require Physio if serious enough...depends on the force of impact and person on receiving end.

(4 non fault accidents only 1 whiplash claim BTW)

[MrBounce]

Main reason insurance's has gone up a lot recently is because stupid people can't drive in snow... 

[tony_ack]

yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.

And we wonder why insurance keeps on rising with comments like that.

Don't worry, the insurance company more than makes up for it with the pitiful write-off settlement offers.