ill say as a new vdubber myself i know where ur coming from on the whole insurance front...i had to bite the bullet myself...i was going to whole hog or not at all, bought a 1.8T and im paying 2300 a year for the privelege so whos the fool there lol i must have an allergy to money! as for mods, simple ones first i reckon, debadge it, all you need it a card of some sort and a soft lint free cloth and some thinners or petrol to take the remaining sticky sh!te off the tailgate, sometimes tho it does look nice stock in terms of badges so its pretty much whatever ur into with that one, but...simple and cheap! set of alloys is always good but usually quite pricey for anything half decent..i got 18" ACE webbs on mine atm....getting new ones exactly the same just 19" soon..definately slam it on its tiny little hoop...if it aint scrubbin, it aint dubbin! remove the unsightly ariel from the roof and get a powered cable fitted on the inside round your windscreen, thats a nice and fairly cheap one too. soundsystem for your own personal enjoyment...uprated door speakers are a must and will no doubt set you back about 160 quid for the good ones unless your running them off an amp and you can go a little more powerful and yes more expensive..a set of AIWA speakers will kick fairly hard and should set you back about 130 quid with fitting...the joey mod is another great one for you to get involved with modifying your car yourself and again cheap...i would however have the money together to buy new lights incase you mess it up lol, im doing that one myself at the end of the month

theres all sorts...thats the beauty of the mk4. Soooooo many things can be done to them! enjoy the journey!
