Cheap insurance

[G6dub]

I rang green light for the Polo GT and they said they won't quote for it, as not big engine or heavly modified!!!

With Ad Flux at mo but about to run out, best price so far is £196 fully comp, age 28 4 years no claims and second driver with 6 points! Quite happy with that

[BOGGLE]

It would appear that Greenlight are not being as good to everyone else as they were to me

[8vgti]

I told them my car is parked in a private drive, that its in guildford and that is was a competitive situation... they then gave me that quote. 

It also has a ?200 excess... Thats all the details I gave. 

From my understanding the big difference is being

- 25
- a few years no claims

I dont know if being from this area mkaes a difference... I suppose they take it into account if the guy from Liverpool couldnt get a quote 

That is a cracking quote T1 dub....I just phoned them and got quoted £315 fully comp. That is based on me being 27, 7 years no claims, including g/f (which normally knocks £40 off at least) and a decent postcode....but that is with a £300xs. When i asked if the xs could be reduced i was told they only do a standard price for hot hatches so couldnt change it (by the way its a mk3 8v, so they obviously dont know the performance of an 8v or dont class mk2 16vs as hot hatches 

...and Greenlight wouldnt even quote me when they asked what my best quote was. So far best prices have been Adrian flux (but with 300xs), Elephant £331, Privlege £340 and Bell Direct £355. May go with elephant as only slightly dearer but a better xs....all quotes with ncb protection, legal cover, etc. (Egg, Direct Line, Tesco, Sainsbury, way off the mark)

[8vgti]

Update...just got a quote direct from Admiral and even cheaper...£303 with £250 xs or £330 with £250xs, but a guaranteed car for a month if mine is nicked or written off  and guranteed ncb as opposed to just protected

[T1 VDUB]

Update...just got a quote direct from Admiral and even cheaper...£303 with £250 xs or £330 with £250xs, but a guaranteed car for a month if mine is nicked or written off  and guranteed ncb as opposed to just protected

Just so you all know... 

If you are involved in a crash and it is not your fault then English Law states that you MUST be provided a vehicle free of charge untill your own vehicle is repaired or replaced.   

I only know this because I am friends with a guildford company who provide the cars http://www.acruk.com/

If an insurance company tells you this during the selling process then they are just stating English law and not a "special" service they provide. 

[8vgti]

Update...just got a quote direct from Admiral and even cheaper...£303 with £250 xs or £330 with £250xs, but a guaranteed car for a month if mine is nicked or written off  and guranteed ncb as opposed to just protected

Just so you all know... 

If you are involved in a crash and it is not your fault then English Law states that you MUST be provided a vehicle free of charge untill your own vehicle is repaired or replaced.  :tongue: 

I only know this because I am friends with a guildford company who provide the cars http://www.acruk.com/

If an insurance company tells you this during the selling process then they are just stating English law and not a "special" service they provide. 

T1 VDUB, all the quotes i got offered/included a car (as you say) if mine is involved in a crash and is being repaired.....however this offer was not available/does not cover if my car is stolen or written off or the crash is my fault, therefore it was an additional amount to pay on my premium. I am guessing that this is correct, or should English Law provide me with a car if mine is nicked, etc??

[John Goldick]

Try a quote from Admiral on the net... its f**kin cheap!

[8vgti]

Try a quote from Admiral on the net... its f**kin cheap!

Yep...thats where my cheapest quote came from!

[monkeyalan]

what the difference between guaranteed and protected ncb?

[8vgti]

what the difference between guaranteed and protected ncb?

Protected NCB = allows you to make up to 2 claims in a 3 year period without losing your ncb

Guaranteed NCB = allows you to make any number of claims throughout the year without losing your ncb.

Not all insurance companies offer guaranteed ncb and with others you can only guarantee it if you have full ncb.