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Author Topic: Payment before collection  (Read 9648 times)

Offline Radek

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Re: Payment before collection
« Reply #20 on: 18 August 2009, 22:06 »
I got an email from the dealer today saying that it's the group policy to have funds in their account before delivery. And they can not accept debit card payment on the day. And they are sorry for inconvenience:)

I replied saying it's my policy not to pay before inspection. We'll see how it goes. The only problem is they actually bought my previous car and I agreed they could keep it as deposit(£9200)....

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Offline AlanH

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Re: Payment before collection
« Reply #21 on: 18 August 2009, 22:12 »
This wouldn't be a dealer based in Northampton/Kettering by any chance?
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Offline Radek

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Re: Payment before collection
« Reply #22 on: 18 August 2009, 22:24 »
Bedford but it's the same group I guess...  :huh:
Anyway, I've just read the small print on the new vehicle order: The goods shall remain the property of the Seller until the price has been discharged in full. A cheque shall not be treated as a discharge until has been cleared.

Fair enough, cheques take time but the rest is fine.

Now I need to find out how to "discharge the price" with a debit card :)
« Last Edit: 18 August 2009, 22:34 by Radek »
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Golf GTI VI DSG - died on the road, resurrected, came back as zombi, sold
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Offline matchboy

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Re: Payment before collection
« Reply #23 on: 19 August 2009, 09:18 »
Quote from: Radek on 18 August 2009, 22:06
And they can not accept debit card payment on the day.

that sounds like bullsh1t to me, i paid my finance on my mk 5 off with my debit card and that was 15k - over the phone.  debit/credit cards go through instantly - at most you will have to confirm it over the phone to your bank.
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Offline AlanH

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Re: Payment before collection
« Reply #24 on: 19 August 2009, 09:23 »
Exactly what I've done with my last two cars - but given my bank a heads-up that a large sum would be leaving my account via debit card on collection day in case alarm bells started ringing.
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Offline Radek

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Re: Payment before collection
« Reply #25 on: 21 August 2009, 13:13 »
A quick update - the dealer said that on this occasion they will accept debit card payment so thumbs up to them for not turning it into an unpleasant experience.

Good service.
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Offline Vman

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Re: Payment before collection
« Reply #26 on: 22 August 2009, 15:39 »
I payed 24k on my debit card when I bought mine, no problems what so ever. To be honest I would be more worried about paying the money over before I got the car for the simple fact a lot of car dealers have gone bump! And then you will have to go through all the hassel of trying to get your money back.
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Offline chungE

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Re: Payment before collection
« Reply #27 on: 24 August 2009, 20:38 »
My dealer asked me for a bankers draft.
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Offline squirrelGTi

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Re: Payment before collection
« Reply #28 on: 26 August 2009, 14:08 »
Quote from: chungE on 24 August 2009, 20:38
My dealer asked me for a bankers draft.

I paid for mine by bankers draft. It's as good as cash and if something is wrong with the car, just rip up the draft!
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Offline rjwojcik

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Re: Payment before collection
« Reply #29 on: 26 August 2009, 14:53 »
I'm surprised they prefer a bankers draft, what with forgeries...  This has been brought up elsewhere for private sellers to beware of and as said an electronic payment can be verified on the spot.  You also normally have to pay for a bankers draft.
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