If you don't mind your premium being high, I'd be happy to insure you via my own company, "Bob's Insurance", for only £25,000 a year, with tiny £25,000 excess

I remember when I was 19, I had a BMW, and was given insurance quotes the likes of £1,700 TPFT!

Needless to say I sold it and got stuck with a Hyundai Accent for a few years to build up my no claims. When I was 21 I got myself a C2 VTS instead, definitely quick, and by the time I came to sell it my insurance was only £288 a year fully comp!!