Author Topic: how i feel about my motor  (Read 5189 times)

Offline Mikester

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Re: how i feel about my motor
« Reply #30 on: 04 June 2009, 19:05 »
I pay £1400 with HIC on a mk3 8v, 1600 with the interest for pay monthly.

20 years old, 2 years driving, 0ncb, 1 crash, mods declared such as exhaust, lowering etc etc.

Pretty gash but o well, my own fault for binning my last car! lol

Offline Mikester

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Re: how i feel about my motor
« Reply #31 on: 04 June 2009, 19:06 »
for me on a 1.6 GL


£800 thats third party, with 1 year no claims:) and my mum main driver:)
rape ayy

Isn't that what is known as 'fronting' ?

Sticking your mum on there as a MAIN driver, to get your own insurance premium down, however you're actually the main driver?


I'm 18, had my license 8 months, got 1yrs ncb, and for my Mk3 Golf 1.6 I'm paying £485 a year.

How have you got 1NCB when you've only had a license for 8 months?

POssibly as he was insured with a provisional license for 4 months?

Offline Shady Pioneer

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Re: how i feel about my motor
« Reply #32 on: 04 June 2009, 19:08 »
Does that count?? If so I should have a year no claim already lol! But what doesn't make sense, is unless he was with Direct Line (or someone who offers named drivers a NCB) then he wouldn't have a NCB unless he was the main driver on a provisional license...in which case, I don't know if that's allowed?

Offline Cable

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Re: how i feel about my motor
« Reply #33 on: 04 June 2009, 19:13 »
3yrs driving, but no no claims. my 16v is only £740 Fully comp.  Its all about Bell insurance :D

u no, im only 18 n i gt a 16v and i pay £1300 plus it was only £39 so i can drive any car!

Offline Mikester

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Re: how i feel about my motor
« Reply #34 on: 04 June 2009, 19:19 »
3yrs driving, but no no claims. my 16v is only £740 Fully comp.  Its all about Bell insurance :D

u no, im only 18 n i gt a 16v and i pay £1300 plus it was only £39 so i can drive any car!

I done this, wait till u have to have a claim.

Bell give cheap quotes to youngsters knowing they wont declare mods etc, and they will find a way out of paying.

They are twits. But very cheaper for good cars.

I will only insure with enthusiast companies from now on.

Offline Cable

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Re: how i feel about my motor
« Reply #35 on: 04 June 2009, 19:25 »
i havent really gt any mods, but ive been driving scince dec 07, when i first got the car in november it was £6000 because i was 17, waited a few days  then got another quote and it was £1300, admiral  is quite cheap aswell. i tryed to get with HIC but they sed i have to be 19

Offline christomk3gti

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Re: how i feel about my motor
« Reply #36 on: 04 June 2009, 19:28 »
I'm with elephant, 400quid me and me girl on it... I'm 25 shes 23... on a 8V gti
Black 8v GTI............. Whats a Waffle Valve?

Offline shepgti

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Offline thai-wronghorse

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Re: how i feel about my motor
« Reply #38 on: 04 June 2009, 19:44 »
for me on a 1.6 GL


£800 thats third party, with 1 year no claims:) and my mum main driver:)
rape ayy

Isn't that what is known as 'fronting' ?

Sticking your mum on there as a MAIN driver, to get your own insurance premium down, however you're actually the main driver?


I'm 18, had my license 8 months, got 1yrs ncb, and for my Mk3 Golf 1.6 I'm paying £485 a year.

How have you got 1NCB when you've only had a license for 8 months?

I know that some insurers offer earlier available NCB on some policies, normally they're after 10 or 11 months though to help new / young drivers build them up quicker. I can't say i've ever heard of 8 months though.

Offline chezney55

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Re: how i feel about my motor
« Reply #39 on: 04 June 2009, 20:48 »
£950 fully comp 19yrs old mk3 gti 8v quinn direct