im 19, 2 years with my licence, just in the process of getting rid of my 1.4 which i got down to £650 TPFAF on insurance. However i baught a 8V GTI on monday, and changed insurance companies and now have the GTI insure for just under £700 TPFAF.
It pays to shop around with the insurance, and to try playing around with the quote. My job doesnt really have a name in there forms, but by changing it from one possible thing to another i saved nearly 300 quid, then adding my mum and dad, lowering anual milage from 9000 to 8000 and with admiral doing a 10 month stint instead of 12 (to gain NCB quicker), all that resulted in the price going from £1600 to £680!
Although i have driven alot quicker cars for work, such as the cupra r 20vt, the performance from the 8v is more then adequate even though its not really that fast!