Urgent advice needed!!!!!!!!!

[lookoutsmudger]

I'm afraid you are liable for the total cost of the car (the £1000) being part of that cost. You would have signed and entered into a contract with your dealer at point of sale so my advice to you is pay it. You could however take this to the small claims court which i would not recommend as this is expensive and the chances of you keeping the outstanding monies would be next to zero. You would then have to pay the dealers court costs plus expenses if it went against you.
The dealer in turn could also take you to the small claims court. Again this would be added expense for them as well as negative publicity which i'm sure they could do without. So again my advice is to pay it.
Now you have several options with regards to this. Firstly, you could pay it off in one go, but you have already stated that you do not have the total balance funds available.
The second option is to approach the dealer and come to a mutual agreement with regards to monthly payments.
I would be very surprised if they refused to accept this as an option afterall it was there mistake.
Speak to them, explain your situation and make it clear it was there mistake not yours. They should play ball but if not, seek proper legal advice. Usually the initial consultation is free and I think they will give you more help than the C.A.Bureau 

[R32UK]

If I was boss of the VW dealership franchise and you told me to f*ck off over this, I'd make sure you were black listed throughout the VW network AND hit you for the debt plus costs. This would include repossessing the car if possible.

Firstly I think your forgetting that this situation has come about due to an dealership error. Exactly the point i was making about them previously. Its the very fact that you as a VW dealer boss would do this.... well it stinks personally.


And on a lighter note wtf would you do once you have proved the car was yours??? Because by then I would have accidentaly left the petrol cap off and a burning cig on the back seat which I forgot to put out.

Why not call your commercial insurance broker and ask them what they think?? I could tell you but I wouldnt want to spoil the suprise

[RedRobin]

If I was boss of the VW dealership franchise and you told me to f*ck off over this, I'd make sure you were black listed throughout the VW network AND hit you for the debt plus costs. This would include repossessing the car if possible.

Firstly I think your forgetting that this situation has come about due to an dealership error. Exactly the point i was making about them previously. Its the very fact that you as a VW dealer boss would do this.... well it stinks personally.

....I don't agree and wouldn't waste time arguing, so I'd see you in court.

And on a lighter note wtf would you do once you have proved the car was yours??? Because by then I would have accidentaly left the petrol cap off and a burning cig on the back seat which I forgot to put out.

....You presume too much regarding proof of ownership. Technically you may be awfully wrong.

Burning cigarettes and petrol etc would hopefully see someone locked up, and quite rightly.

[matthewsimone]

doo gooders who cares about the stealers anyway there a bunch of arseholes in most ways and if i could then id avoid them at all cost but not possible really is it, im not saying its just vw, honda are probably even worse imo oh well its a dog eat dog world lol 

[R32UK]

Firstly I think your forgetting that this situation has come about due to an dealership error. Exactly the point i was making about them previously. Its the very fact that you as a VW dealer boss would do this.... well it stinks personally.

....I don't agree and wouldn't waste time arguing, so I'd see you in court.

And on a lighter note wtf would you do once you have proved the car was yours??? Because by then I would have accidentaly left the petrol cap off and a burning cig on the back seat which I forgot to put out.

....You presume too much regarding proof of ownership. Technically you may be awfully wrong.

Burning cigarettes and petrol etc would hopefully see someone locked up, and quite rightly.

How is this not a dealer error??? Did the OP type the amount into the card machine???

I wouldnt be getting locked up... its an easy enough accident to take place. Your forgetting that my insurance cover me fully comp, inc fire and theft. Does yours???


My point was that if the dealership is sympathetic to your point and their error then of course sit down and negotiate with them. However if they tell you to feck off and as RR said about be total d1cks about it then they deserve everything thats coming to them. If fact I hope they close down!

[corgi]

doo gooders who cares about the stealers anyway there a bunch of arseholes in most ways and if i could then id avoid them at all cost but not possible really is it, im not saying its just vw, honda are probably even worse imo oh well its a dog eat dog world lol 

I assume you meant "they're a bunch of arseholes"...

R32UK - I congratulate you, your advice is superb... tell the dealer where to get off and if they try to reclaim their money ignore them until it gets to the point where you've lost in court and then torch the car and fraudulently claim off the insurance... seems a completely reasonable course of action to me.

I can also be sure that those of you who are slagging this dealer for off their innocent mistake have never made an mistake before. The dealer is only doing what any of you (or us) would do in their situation, trying to reclaim what is rightfully theirs.

[RedRobin]

My point was that if the dealership is sympathetic to your point and their error then of course sit down and negotiate with them. However if they tell you to feck off and as RR said about be total d1cks about it then they deserve everything thats coming to them. If fact I hope they close down!

....I agree! The best and first move to make is towards a friendly negotiated settlement. But don't take the p!ss and expect the dealer to accept an unrealistic repayment plan without being able to back it up with acceptable documentation such as bank statements and ALL outgoings.

Yes the dealer may have, or has, made an error but your moral and legal responsibility is to seek an amicable settlement. A court will not favour you kindly if you are going to waste their time and are seen to be just trying to get away with personal financial gain as a result of what is merely a clerical error without bad intention. Each case must be heard and judged on its individual merits - You can't in fairness tar all dealerships with the same brush because of your individual experiences or prejudices. Well, you can, but you'll be in for a rough ride with little realistic hope for an outcome in your favour.

[kane1210]

i'd seek advice from a lawyer asn see what ur actually liable for, if ur that intent on avoiding payment .

If not arrange a payment plan and get it out the way , stuff like this always comes back to bite u in the ass!!

[keyser]

As tempting as it might be to try and wrangle your way out of paying the money, whatever way you look at it you owe the dealer £1,000.  You could try and take it to court but I doubt very much if you will win.

Yes, dealers can be a@@eholes at times but it really isn't worth the hassle.  You owe the money so just pay it.  If you don't you will most likely have a CCJ on your credit file meaning you will be fu**ed when it comes to another finance agreement or a mortgage.

I'm sure they will come to some sort of arrangement with you regarding monthly instalments, but if you start taking the p with £25 per month payments, they will not take kindly to it and you could be blacklisted.

[R32UK]

doo gooders who cares about the stealers anyway there a bunch of arseholes in most ways and if i could then id avoid them at all cost but not possible really is it, im not saying its just vw, honda are probably even worse imo oh well its a dog eat dog world lol 

I assume you meant "they're a bunch of arseholes"...

R32UK - I congratulate you, your advice is superb... tell the dealer where to get off and if they try to reclaim their money ignore them until it gets to the point where you've lost in court and then torch the car and fraudulently claim off the insurance... seems a completely reasonable course of action to me.

I can also be sure that those of you who are slagging this dealer for off their innocent mistake have never made an mistake before. The dealer is only doing what any of you (or us) would do in their situation, trying to reclaim what is rightfully theirs.

Think you need to go back and read the posts properly before commenting. I was speaking hypothetically and responding to RR post about black listing and barring me from all VW dealerships. :wink

If they were to go to those extremes, then there would be nothing to stop someone doing as I posted above. My point being that the dealer should look to seek an amicable resolve as opposed to demanding the money back... which they are not allowed to do!

As the original poster said "the funds are no longer available" so a payment agreement is their only real option. I see no point in the argument that they could black list you and barr you from other VW dealerships for a car you bought in good faith paying the full amount agreed (to the best of your knowledge).