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Model specific boards => Golf mk5 => Topic started by: parker2k6 on 13 August 2007, 21:58

Title: help?
Post by: parker2k6 on 13 August 2007, 21:58
would the gti bumpers and the honey comb grille etc fit a standard mark 5 golf as the insurance of a gti would be too high for my age? thanxs
Title: Re: help?
Post by: SteveS on 13 August 2007, 22:06
how old ru?
im 23, £1040, 3ycb with tesco!
Title: Re: help?
Post by: pulp58 on 13 August 2007, 22:23
Im 23, 3 years no claims, live nr Swindon and I only pay £668. You will find it aint too bad to insure GTI!
Title: Re: help?
Post by: Hurdy on 14 August 2007, 00:41
would the gti bumpers and the honey comb grille etc fit a standard mark 5 golf as the insurance of a gti would be too high for my age? thanxs

It will cost you more to have the grill put on and will lose your car value at trade in. The difference would be better spent buying and insuring a proper GTI! :nerd:
Title: Re: help?
Post by: parker2k6 on 14 August 2007, 12:07
im 17 so it would be my first car, i saw an 07 gti for sale for £14,995 which is only £280 a month, and i get about £200 £250 week, but it would just be the insurance that killed so looks like i will have to wait a bit  :sad: lol
Title: Re: help?
Post by: 2007GTI on 14 August 2007, 12:25
would the gti bumpers and the honey comb grille etc fit a standard mark 5 golf as the insurance of a gti would be too high for my age? thanxs

it does fit with a bit of fiddling around, but then you have to insure the standard golf as 'modified' otherwise if you have an accident and you don't tell the insurance company you have a whopping non standard bumper on the front, they will invalidate your policy and you will be liable for any damage you might have caused to other cars or people.
Buy a GTI, as a modified golf will be hard to sell too.  Or you could buy a GT TDI, cheaper to insure to and still loads of torque and power.  :evil:
Title: Re: help?
Post by: parker2k6 on 14 August 2007, 12:53
thanxs, i didnt really want a diesel just the white gti. thanxs.
Title: Re: help?
Post by: Rhyso on 14 August 2007, 12:55
thanxs, i didnt really want a diesel just the white gti. thanxs.

at 17 you've got 2 chances of a decent quote for insurance on a GTI

No hope and Bob Hope!!

Best bet is to get a cheaper car and rack up your NCBs
Title: Re: help?
Post by: NORTHERNER on 14 August 2007, 13:08
Wow... kids today.  My first car was a Citroen AX GT... nowadays they want brand new Golf GTi's.... god I feel old now.  :smiley:

As an aside, where the hell did you find an 07 GTi for £14,995???  Surely you mean an 05 GTi for that sort of price?

im 17 so it would be my first car, i saw an 07 gti for sale for £14,995 which is only £280 a month, and i get about £200 £250 week, but it would just be the insurance that killed so looks like i will have to wait a bit  :sad: lol
Title: Re: help?
Post by: mepal47 on 14 August 2007, 14:28
thanxs, i didnt really want a diesel just the white gti. thanxs.

I think you can only get the gti in white so you'd have to respray the entire car aswell if you want a white one
Title: Re: help?
Post by: acwats on 14 August 2007, 18:55


I think you can only get the gti in white so you'd have to respray the entire car aswell if you want a white one
[/quote]


Damn, there's something wrong with my pc, graphics card or monitor then. I could have sworn I saw a blue one somewhere on this forum :wink:

Title: Re: help?
Post by: parker2k6 on 15 August 2007, 12:52
i no i wasent sure if they came in white the standard golfs, yes i saw it other day at lookers volkswagen garage in middlesbrough it was out the front 07 £14,995 not sure if it was an ex demo like, but i thaught it was cheap, so i thaught could pay monthly as it would be my only expense.
Title: Re: help?
Post by: NORTHERNER on 15 August 2007, 12:54
What type of Golf was it?  SUrely not a GTi for £14,995 on an 07 plate... maybe if it had 90k miles+ on the clock  :wink:

i no i wasent sure if they came in white the standard golfs, yes i saw it other day at lookers volkswagen garage in middlesbrough it was out the front 07 £14,995 not sure if it was an ex demo like, but i thaught it was cheap, so i thaught could pay monthly as it would be my only expense.
Title: Re: help?
Post by: AlanH on 15 August 2007, 13:02
GT?
Title: Re: help?
Post by: AlanD on 15 August 2007, 13:09
No offence mate, but what planet are you living on!? You want to get a Mk5 Golf GTI as your first car at 17?

ARE YOU MAD!?
Title: Re: help?
Post by: 2007GTI on 15 August 2007, 13:14
No offence mate, but what planet are you living on!? You want to get a Mk5 Golf GTI as your first car at 17?

ARE YOU MAD!?

thats a very good point.  your insurance is going to be £1500+ a year.  also dont forgot tax is £205 a year and servicing!
Title: Re: help?
Post by: AlanD on 15 August 2007, 13:22
thats a very good point.  your insurance is going to be £1500+ a year.  also dont forgot tax is £205 a year and servicing!

Ha ! £1500 +

I am 20. Insurance wanted £3100 for myself as a main driver on a 1.8T fully comp. Forced me to get a 2.0l 8v instead, even now Im paying lots (£1000). I shant delve into how I got the price down.
Title: Re: help?
Post by: PaulGTI on 15 August 2007, 13:53
I find it hard to believe a main dealer has a 2007 GTI for £14,995 - if that was the case I'd be phoning and buying it over the phone now! (my guess was its probably a low spec GT you saw - but even at that, that would make a cheap nearly new GT!)  :laugh:

As for the topic of a new shape GTI at 17 - doubtful - even when I was in and around 19-20 I couldnt get a turbo covered (not even a GTTDI) so had to buy the Mk4 2.0 (great car- wrong engine but I did get the spec I wanted - Turbo wheels, climate etc etc)

Presently I'm coming 22 and the insurance company are only now saying I can have a GTI insured for a three figure sum! (and thats with 4 years NCB - but suppose living in Northern Ireland affects that)

I'll be waiting for another year or so before I change my GT - as an all round package for me atm its treating me well!
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 17:03
i no its sounds daft, but i thaught a 1.4 with the gti bumpers etc but not sure if they fit, but my brother is in a group 16 car aswell, a 2 litre turbo astra cabroilet with only about 2 no claims bonuses and his was £1800 so a thaught it might be £2000 - £2500 on my mams insurance for me. im 100% positive it was a gti in candy white witht hem monza wheels, with the tartan interior etc, i didnt see the mileage but 99% it was an 07.
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 17:09
No offence mate, but what planet are you living on!? You want to get a Mk5 Golf GTI as your first car at 17?

ARE YOU MAD!?

probably, worth a go lol
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 17:14
infact my brother has only 1 no claims bonus and he is 22 in febuary driving a 2 litre turbo group 16 (same as the golf i think), on his own insurance £1800, would i still be able to go on my mams insurance using her no claims bonuses but still have my own car?
Title: Re: help?
Post by: NORTHERNER on 15 August 2007, 17:18
Nah -no way... my 05 Gti is worth more than £14,995... an 07 even with a basic spec would be around the £19k mark

im 100% positive it was a gti in candy white witht hem monza wheels, with the tartan interior etc, i didnt see the mileage but 99% it was an 07.
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 18:14
go and have a look at lookers volkswagen garage in middlesbrough ir youre local or phone them up, i didnt find out anything about it was just parked outside and it had £14,995 in the window, so there might be a catch but im just saying i saw it for £14,495 on an 07 plate it might not be a brand you but was definetely 07. i will phone them tomorrow i apologise if i was wrong, but im 99% sure, because even my dad said that looks cheap for an 07.
Title: Re: help?
Post by: J.M. on 15 August 2007, 18:22
im 17 so it would be my first car, i saw an 07 gti for sale for £14,995 which is only £280 a month, and i get about £200 £250 week, but it would just be the insurance that killed so looks like i will have to wait a bit  :sad: lol

From a caring mothers point of view, don't do it you WILL kill yourself, get youself a nice little 1 litre polo and potter around for a couple of years first. :smiley: 
Title: Re: help?
Post by: AlanD on 15 August 2007, 18:24
Put it this way. They probably wont insure you at 17 on a Mk4 1.8T, let a lone a Mk5 2.0T

That last comment is sooo true.
Title: Re: help?
Post by: AlanH on 15 August 2007, 18:30
im 17 so it would be my first car, i saw an 07 gti for sale for £14,995 which is only £280 a month, and i get about £200 £250 week, but it would just be the insurance that killed so looks like i will have to wait a bit  :sad: lol

From a caring mothers point of view, don't do it you WILL kill yourself, get youself a nice little 1 litre polo and potter around for a couple of years first. :smiley: 
Even worse, you might kill me :sad:
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 18:58
appriciate the advice lol, i will use my mams clio, and hopefully try for one when 18 or 19 with a couple of no claims. thanxs
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 19:02
i emailed lookers and they said it was a polo gti would this by right, ill still phone and double check as im sure i read golf on the back. if so i apologise. do they polo gtis in white come with the same alloy sinterior etc as golf?
Title: Re: help?
Post by: NORTHERNER on 15 August 2007, 19:20
No probs matey  :smiley:  Polo GTi would be about right at that price... and yep they are basically a clone of the Golf GTi...  :smiley:

i emailed lookers and they said it was a polo gti would this by right, ill still phone and double check as im sure i read golf on the back. if so i apologise. do they polo gtis in white come with the same alloy sinterior etc as golf?
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 19:22
ok cheers, hopefully in year or 2 i will have my white gti then.
Title: Re: help?
Post by: NORTHERNER on 15 August 2007, 19:45
good luck  :smiley:

ok cheers, hopefully in year or 2 i will have my white gti then.
Title: Re: help?
Post by: J.M. on 15 August 2007, 20:16
appriciate the advice lol, i will use my mams clio, and hopefully try for one when 18 or 19 with a couple of no claims. thanxs

Good Boy  :cool:
Title: Re: help?
Post by: AlanD on 15 August 2007, 20:37
lol no need to patronise.
Title: Re: help?
Post by: parker2k6 on 15 August 2007, 21:11
i no ye lol
Title: Re: help?
Post by: god lovesa trya on 16 August 2007, 21:59
ive just turn 29(14/08/07)
and i just got my  first GTI :grin:(pick up this saturday) :grin: :grin: :grin: :grin: :grin:
ive been waitin 10 years for this wip heh :grin: :grin: :grin: :grin: :grin: :grin: :grin:
your time will come :wink:
Title: Re: help?
Post by: AlanD on 17 August 2007, 08:42
lol awiting 10 years is a little excessive.

I got mine when I was 19.
Title: Re: help?
Post by: parker2k6 on 17 August 2007, 11:18
aland what gti was it mark 4 or?
Title: Re: help?
Post by: AlanD on 17 August 2007, 11:41
Yeah Mk4, the one in my sig.
Title: Re: help?
Post by: parker2k6 on 17 August 2007, 13:44
thanxs so i might have possibility of getting a mark 5 gti in a year or 2
Title: Re: help?
Post by: PaulGTI on 17 August 2007, 13:56
Parker2k6 - all good things come to those who wait!

I'm sure aland will agree with me here that his car (as was my Mk4 GTI) is the 2.0 non turbo car so my guess is you would have to wait to your at least 22/23 until you could even look at getting behind the wheel of a new GTI! maybe I'm wrong or my judgement is based on where I live (Northern Ireland) but I wouldnt think I'd be far off!  :smiley:

As I said in a previous post I'm changing to a new shape GTI (with a DSG gearbox) next year all being well...I've only managed to get covered on one (in three figures finally!!) but I'm in no hurry as my new GTTDI has all I need at the moment...
Title: Re: help?
Post by: parker2k6 on 17 August 2007, 14:00
yes i know, but i still going to try next year if i carnt then i carnt but.
Title: Re: help?
Post by: PaulGTI on 17 August 2007, 14:03
never say never as they say - good luck - maybe the mainland is different, I know in Northern Ireland when I went to insure a GTTDI (110bhp) at your age it was £3000! (hence why I drove a 1.6 Golf match for a year before my GTI)
Title: Re: help?
Post by: parker2k6 on 17 August 2007, 14:08
ok, i heard its cheaper if you put an older named driver, is that the case? thanxs
Title: Re: help?
Post by: PaulGTI on 17 August 2007, 14:12
It is normally cheaper yes and some companies now allow a named driver to generate a No Claims Bonus but I couldnt get this in NI so I had to jump in at the deep end when I was 17 and go out on my own - it was the right decision - just over 4 years on and I've got two cars covered on my policy for just over £800 (which isnt bad being 21)
Title: Re: help?
Post by: AlanD on 17 August 2007, 14:14
Paul, you are spot on.

Mine is 2.0 non turbo version because inurance on the 1.8T was astronimcal. I got the 2.0l 8v version purley on the basis that I couldn't afford to insure the 1.8T. I live in London so insurance is pretty expenssive down here to. Saying that I am going to be getting a 1.8T or GT TDI 150 (I hope Ridge and Rhyso arent reading this) in April when I turn 21. The quotes I have been getting for myself being 21 and 3 years is resonable. Parker, just do what I did. Passed my test and bought a little 1.4 Clio to get from A to B for a year or 2 then look at getting something a little nicer till your 21. If you have the money to splash which looks like to do, then you can look at getting a MK4 1.8T or even a MK5 GTI at 19/20. You will still be paying lots for insurance, all depends what your willing to spend.

Roll on April  :cool:
Title: Re: help?
Post by: parker2k6 on 17 August 2007, 14:17
i no its sounds daft but could you get vw to take the turbo off and just add it on in few more years, or would insurance company still class it as a 2.0t as they dont make a 2.0 model?
Title: Re: help?
Post by: PaulGTI on 17 August 2007, 14:18
aland - your in exactly the same position I was in - I had a lovely GTTDI nearly bought from a dealer when I was 19 - it was a minter with on 20k on the clock and I couldnt get it due to insurance

The following week the dealer phoned me and said he had taken a part ex in (the 2.0 GTI) which was a lower insurance group and spec'ed the same as the GT...my GTI was a nice car has to be said - one mature owner from new (still on its original tyres), special order sunroof and climate together and Turbo wheels...I miss it greatly!
Title: Re: help?
Post by: AlanD on 17 August 2007, 14:30
Yeah, same thing mate.

Mine had everything I wanted apart from being 5 door (which is ironic as its come in handy and so glad its 5 now) and a didnt have the turbo wheels. It was in MINT condition and the engine looked realyl healthy with full VW history and at a sensible price. Was to go to pass on. The 2.0l 8v isnt the fastest thing in the world (lots of people slate it off which I think is a shame). But its my no means slow, rev it hard and drive it harshly (if you want to go quick, not all the time obviusly) and its not as bad as people make it out to be. Its a lovely "in between" car and will be missed when she goes.

i no its sounds daft but could you get vw to take the turbo off and just add it on in few more years, or would insurance company still class it as a 2.0t as they dont make a 2.0 model?

lol I'm afraid its not as simple as that.
Title: Re: help?
Post by: AlanD on 17 August 2007, 14:36
Wops, wrong button. Please delete.
Title: Re: help?
Post by: parker2k6 on 17 August 2007, 14:38
didnt think it would be lol
Title: Re: help?
Post by: parker2k6 on 29 August 2007, 23:30
a spoke to a volkswagen dealer they said for a bit extra they could order a 1.4 in candy white.
Title: Re: help?
Post by: Manu_R32 on 30 August 2007, 12:35
Parker....when i was 17 i got myself a Renault Clio Sport 172, 2.0 Litre.....after a month of having my licence when i was 18 i had two accidents in the car. Not sure if it was carelessness or just bad luck. I learnt that i was still new to the roads and the throttle response in cars like that are alot more responsive than a 1.2 or 1.4. Even thou i drive a MK5 GTI @ 18 years of age (dont ask why but daddy got it for me) I wouldnt recomend it as the turbo is quite addictive and being young you tend to enjoy these kind of things lol. Im Paying around £2000 for my insurance a year (sounds alot but its cool) and the insurance are not happy about it. Get yourself something small which if something happens to the car it wont hurt you. I personally am scared of using my car at times just incase i scratch it or something happens to it lol, it hurts deep inside. But best of luck and yes Candy White is a nice colour  :wink:
Best of luck  :smiley:
Title: Re: help?
Post by: 08micsta on 30 August 2007, 14:15
I agree manu_GTI. Go small and then go big later on
Title: Re: help?
Post by: parker2k6 on 30 August 2007, 23:27
cheers well am using the clio for a year or so, then am not sure weather to get a golf in white and put the gti bumpers on etc, or a megane with the sport bumpers on, or my brothers 318 bmw, but illl have to see lol.