GolfGTIforum.co.uk
General => General discussion => Topic started by: scarr89 on 24 April 2013, 21:16
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I am 23 and my brother is 21, we are both best friends, but I fear he is about to go and buy something silly. I always look out for him, naturally, and he usually listens to me but not this time... :sad:
He is about to sell his mk4 130pd, borrow £7-8kish and buy a '03 plate RS6.
The interest cost of the loan is about £1k and the insurance is ONLY 900 f**king quid, he is already paying 600ish for the f**king dub! :shocked:
At first I didn't believe him on the price of everything but have checked all of his sources for the finance & insurance, and the car is £8kish.
I have said all I can, and done the whole disappointed speech etc etc, no more I can do. Chris is young and doing it while he still can with minimal out goings etc.
I'm at a loose end, I'm about to go on holiday and all I'm doing is worrying that he is pouring his money away! :sad:
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you have done all you can, time to let him live his own life. :wink:
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Stop being a b!tch.
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Jealous?
I know I am.
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#YOLO
As Chuff said really :undecided:
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Let him do it, he'll soon get fed up with putting fuel in it!
Thom
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I know what its like mate. Me and my younger brother are bezzy mates too, and he went and bought an A3 TDI S-Line last year for 13k! Got it on finance which I tried to talk him out of, but he's young, free and single, and has minimal outgoings. He's on a good wage too so there's only so much you can do, even if you do feel like grabbing him by the collar and shaking some sense into him!
He doesn't know much anything about cars either, so to him it's new, looks nice, and he thinks it gives him status.
He'll learn in time! :grin:
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Mehhhhhhh, as said I cannot do any more.
I'll just be on stand by with my spanner when the box chews it self to pieces!
My rough maths reckon he will loose out on maybe £2kish if he sells it in 12 months time...Fool!!
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£900 insurance is the least of his worries if he's buying an RS6...
I used to own one and know just how much they cost to run & it's not the petrol...
£450.00 (£650.00 from dealers) for a set of front disc's & they only last 12K. The RS6 has suspension issues - if it has aftermarket suspension it should be fine..
The gearboxes are prone to breaking and a repaired replacement is about £3K.
I had to have a new alternator and due to the design of the car you have to remove the oil cooler and 9/10 times it will need replacing and my total bill came to £3.5K - I got most of that back from Audi as it was just out of warranty.
The bills just mount up & nothing is cheap...
I would worry about a 21 year old driving a 450BHP car so I understand your concern...
These cars can be Ditch & Tree finder if not treated with total respect!
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Mehhhhhhh, as said I cannot do any more.
I'll just be on stand by with my spanner when the box chews it self to pieces!
My rough maths reckon he will loose out on maybe £2kish if he sells it in 12 months time...Fool!!
and 2k on fuel in that year to but if he has his mind set on it a dont think any1 will change it :smiley: an tell him i said good choice on his new car
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^^^
That is what I'm worried about! I told him this, but he says he will 'be careful'. Just like he was careful getting caught doing 62 in a 30!? :shocked:
This is my main bit of leverage left, he hasn't had the penalty fine or points come through, which I think will be harsh, but fair!
The car he is looking at seems to be well looked after with receipts for all of the things you mentioned.
He isn't worried about fuel as 'should get 25mpg on the motorway'! Pahhhhh, ridonkkkk!
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An ex of my mum had an RS4 a few years back. He had it for under a year, after he was caught driving at well over 100mph on the motorway. Thankfully he wasn't banned, but he did end up with a very very hefty fine and 10 points I think he said. He said that it picked up speed so quickly that by the time your eyes looked down at the speedo you were well into the speed limit. He sold it the moment he walked out of court, as he knew he'd only get into trouble again.
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If I was in his position!! I would!! Shell nitro + think of the shell points!!! :evil:
I could go and get a Porsche tomorow if I wanted! But I'd rather the house!!
Plus the mx5 is more than serfise
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You don't learn by listening to your olders when your young. You only learn by personal experience.
Let him do it. Plus you get to drive it with no draw backs. Enjoy it while it lasts. Oh and if its cheap I bet the brakes need doing.
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let him buy it.
if it was me, i know ide get sick of being in debt, and spending all my money on fuel, tax (which i assume is expensive), then maintaining it.
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Let him do it, he'll soon get fed up with putting fuel in it!
Thom
and if that doesn't do it, the first set of tyres or service will (if the gets that far).
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Stop being a b!tch.
This :tongue: Am about to spunk $30k on a 7 year old Toyota.....
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Stop being a b!tch.
This :tongue: Am about to spunk $30k on a 7 year old Toyota.....
f**k that I would rather a Aston Martin
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I'd leave him to it. He is only 21 after all.
I spent quite a lot of money on cars when I was that age, albeit nothing anywhere near as potent as that, and I think I turned out alright.
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I'd leave him to it. He is only 21 after all.
I spent quite a lot of money on cars when I was that age, albeit nothing anywhere near as potent as that, and I think I turned out alright.
The modesty :rolleyes:
:grin:
It looks like it's going to happen.
I'll be sure to put a few pics up :lipsrsealed:
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Maybe you can make an episode appearance on Jeremy Kyle?
Just an idea :grin: :grin: :grin:
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The main problem with the RS6 is that it is an old man's fast family car. He will look like he's driving his Dads car.
I would suggest a cheap secondhand Z4 as a low cost girl magnet.
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Audi S3?
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I can't say "don't do it" because that would be hypocritical.
I did the same thing at around that age and bought a car with a loan. And spent years wishing I hadn't.
The thing is, it's all very well when you are young, live at home, low outgoings, single, have a decent job.
But, things change and in the course of a year or two, a lot can change.
In my case, 18months after getting the loan/car, I had moved out of my parents house (low outgoings) and down to London (ie lots of money on rent, travel, food, bills, etc), car insurance went up (because of the postcode change) and my job changed too so I wasn't even able to use the car for commuting.
By the time my loan was paid off, I had got married and had my first child :lipsrsealed:
I hadn't thought that much would change.
Seriously, he doesn't know what will happen.
He may not move out in the next 5 years, but he may get a girlfriend (these are expensive on their own), his job may change or he could lose it, the car will probably need some expensive work because it's going to be at least 10 years old with a lot of miles on it.
But it's his life, you can only point it out and be there to help when he needs it.
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Has he bought it yet?
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Has he bought it yet?
Getting it Saturday :sad:
I'll have a little drive and put a picture or two, but I won't let on that I like it, I'll still disagree strongly.
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I've got two younger brothers n two younger sisters. When I was in my early twenties I had all sorts of hot hatches and racked up massive bills but i've never had a loan since. You can always try and tell them things from your lifes experiences but sometimes you've gotta let them find out for themselves even if it is hard to watch them do it.
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(http://sphotos-b.ak.fbcdn.net/hphotos-ak-frc1/944141_10151650888283832_1123889339_n.jpg)
(http://sphotos-c.ak.fbcdn.net/hphotos-ak-prn1/942969_10151650888313832_1897405402_n.jpg)
(http://sphotos-e.ak.fbcdn.net/hphotos-ak-prn1/942464_10151650888413832_422667855_n.jpg)
Got it for £8k!? Insurance at just under £1k fully comp for a 21 year old. I'm more angry at the insurance company!
I look forward to taking it for a spin though... :lipsrsealed:
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just make sure you have lots of petrol money with you or your credit card :grin:
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I think there's some jealousy involved here :tongue:
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I think there's some jealousy involved here :tongue:
Jealousy, yes, but sensibility is prevailing.
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Nice car :drool: sod running it however, going to need deep pockets
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Nice car :drool: sod running it however, going to need deep pockets
I had a corrado vr6 when I was 19, I was paying £1000 insurance too. Which I thought was cheap, but filling up £70 a week was not cheap lol.
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Has that got any street cred to non car lovers? Gf says old man chav car. :grin:
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That's cheap for insurance for something like that at his age! I remember when I was 19 and had the GTI, that was 3k, my friend was 20 and bought a Leon Cupra K1, that was also 3k.
Sod the running costs if its a daily, but overall nice.
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Has that got any street cred to non car lovers? Gf says old man chav car. :grin:
haha! Too me it says 'Shady half gangster polish chap'
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I'd be refurbing the wheels back to silver but other than that it looks tidy, and the fact that it's "an old mans chav car" is probably why the insurance is as cheap as it is.
I do wonder how long he'll keep his license though? :-X
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Nice car! as others have said it's his choice and his money, mostly fuel moeny I'd imagine :grin:
No point stressing yourself out about his choice. As long as he lets you drive it every so often then just enjoy it. He will love it but he will resent you if you try and make him feel guilty about having it. We've all made bad choices with money, one of the worst choice I made was not spending it on what I wanted and then not having the chance to spend it again. :wink:
I understand your worry about his safety/licence etc but he will learn, hopefully not the hard way.
Chris
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he's either gonna lose his license or die trying.
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some of the stuff said in here is BS.
when I was 17 I went straight out and bout a mk4 golf gti for my first car. everyone said theyd give me a month before it was written off, one month ago it was sold after 2 years.
so give him the benefit of the doubt. you can crash anything, be it a 1.2 clio or a v8 mustang. aslong as hes sensible he will be fine, and if hes his arse will soon start twitching and he will learn to be sensible (hopefully).
nice car, wheels need a refurb mind :D
now go ask for a go :D
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some of the stuff said in here is BS.
when I was 17 I went straight out and bout a mk4 golf gti for my first car. everyone said theyd give me a month before it was written off, one month ago it was sold after 2 years.
so give him the benefit of the doubt. you can crash anything, be it a 1.2 clio or a v8 mustang. aslong as hes sensible he will be fine, and if hes his arse will soon start twitching and he will learn to be sensible (hopefully).
nice car, wheels need a refurb mind :D
now go ask for a go :D
Not really a prope GTI tho :p
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some of the stuff said in here is BS.
when I was 17 I went straight out and bout a mk4 golf gti for my first car. everyone said theyd give me a month before it was written off, one month ago it was sold after 2 years.
so give him the benefit of the doubt. you can crash anything, be it a 1.2 clio or a v8 mustang. aslong as hes sensible he will be fine, and if hes his arse will soon start twitching and he will learn to be sensible (hopefully).
nice car, wheels need a refurb mind :D
now go ask for a go :D
Not really a prope GTI tho :p
better than a micra :grin: :grin:
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some of the stuff said in here is BS.
when I was 17 I went straight out and bout a mk4 golf gti for my first car. everyone said theyd give me a month before it was written off, one month ago it was sold after 2 years.
so give him the benefit of the doubt. you can crash anything, be it a 1.2 clio or a v8 mustang. aslong as hes sensible he will be fine, and if hes his arse will soon start twitching and he will learn to be sensible (hopefully).
nice car, wheels need a refurb mind :D
now go ask for a go :D
Not really a prope GTI tho :p
better than a micra :grin: :grin:
I don't brag about owning hairdressers car tho. ;)
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some of the stuff said in here is BS.
when I was 17 I went straight out and bout a mk4 golf gti for my first car. everyone said theyd give me a month before it was written off, one month ago it was sold after 2 years.
so give him the benefit of the doubt. you can crash anything, be it a 1.2 clio or a v8 mustang. aslong as hes sensible he will be fine, and if hes his arse will soon start twitching and he will learn to be sensible (hopefully).
nice car, wheels need a refurb mind :D
now go ask for a go :D
Not really a prope GTI tho :p
better than a micra :grin: :grin:
I don't brag about owning hairdressers car tho. ;)
her indoors owns that i have a proper golf an a nice scoob wagon coming back to me :smug: