GolfGTIforum.co.uk
Model specific boards => Golf mk6 => Topic started by: rskardon on 28 July 2009, 08:24
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Hi Guys,
I'm considering a mk6, does anyone have any examples (or rough ideas) on the likely cost per month if you put down around £5k and bought it on PCP, I would probably be looking at a 3 door dsg approx £25k with a couple of extras.
Just trying to get an idea of likely monthly cost,
Thanks,
R
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I got about £415 per mth for a £25k car with £3.5k deposit over 3 yrs with £11.5k balloon.
As you're putting down a larger deposit, I'd expect a lower mth'ly payment.
This is from a vw dealer.
Check out various websites (just google for it) and they can offer instant rough quotes.
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I got about £415 per mth for a £25k car with £3.5k deposit over 3 yrs with £11.5k balloon.
As you're putting down a larger deposit, I'd expect a lower mth'ly payment.
This is from a vw dealer.
Check out various websites (just google for it) and they can offer instant rough quotes.
Thanks, That gives me an idea, found a site called http://www.car-finance.net that seems to do quite competitive offers with a 10% discount on the initial price of the car which you can have supplied from a main dealer, looks like a possibility,
Cheers,
R
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if its any help, my lease purchase is as follows:
£2.5k down
car price 27k
monthly payments £440 - over 4 years
residual value £9.5k
hope that gives you some idea!
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Hi Guys,
I'm considering a mk6, does anyone have any examples (or rough ideas) on the likely cost per month if you put down around £5k and bought it on PCP, I would probably be looking at a 3 door dsg approx £25k with a couple of extras.
R
http://www.volkswagen.co.uk (http://www.volkswagen.co.uk) allow you to do finance options on their site. they offer 7.6% APR on their solutions PCP.
In fact I went to my local VW garage for a quote and was told the best he could get me was a figure £50 a month over what I could afford. I then pulled out my printed off solutions quote from VW and suddenly the salesman could find the same offer!!!! Amazing.
Now I think about it though I don't think this offer relates to GTi / GTD sorry :sad: Although you could select one of the GT models and add extras to get the price up to 25k to show you how much that would work out at.
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Whatever deal you decide on make it quick, price rise on the 1st Sept. So basically only 4 weeks to go.
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VW is doing my finance and it is 5%!
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VW is doing my finance and it is 5%!
that would be flat rate i take it??
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yeah it was.
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Whatever deal you decide on make it quick, price rise on the 1st Sept. So basically only 4 weeks to go.
Genuis Strategy in the current climate!
Thanks everyone for answers so far, 5% is bloody good, was your down payment significant? Its strange it varies so much,
R
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7,200 and then financed over 4 years at 430 a month.
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Whatever deal you decide on make it quick, price rise on the 1st Sept. So basically only 4 weeks to go.
Genuis Strategy in the current climate!
Thanks everyone for answers so far, 5% is bloody good, was your down payment significant? Its strange it varies so much,
R
5% flat rate is about 14% apr :shocked: not my idea of a good rate :undecided:
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£7500 up front then £269 per month for 36 months with final payment of £10400, the car was £25000.
I dont know why but of the few dealers i tried they all quoted a different figure for the finance, it all comes from the same place - VW financial services?. I dont mean 1 or 2 quid difference either but 30 or 40 quid!!
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£7500 up front then £269 per month for 36 months with final payment of £10400, the car was £25000.
I dont know why but of the few dealers i tried they all quoted a different figure for the finance, it all comes from the same place - VW financial services?. I dont mean 1 or 2 quid difference either but 30 or 40 quid!!
thats a great deal. this was advertised on the VW site but only available up to June 30. i called VW Finance direct and they wouldn't match it :(
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Hi Guys,
I have been doing further research into financing a new golf GTi, one of the possibilities that looks promissing is through a company called car-finace.net.
They allow you to get your car directly from a main dealer but offer around 10% off the list price and very competitive financing for example on a std 3dr dsg with no options it looks like this:-
Total Price £21415.45
Total Deposit £3500.00
Balance to finance £17915.45
First payment of £404.27
Followed by 46
Regular monthly payments of £284.27
Followed by a final payment of £8156.25
Term of agreement 48
Total Amount Payable £25136.94
APR 7.3%
Acceptance fee * £120.00
Option to purchase fee ** £60.00
Based on an annual mileage of *** 10000
It seems the way they offer the 10% off list is through buying the car through a leasing co and then reselling it to you immediately so you are the owner from the off (presumably saving vat somewhere or something), the downside would be that you are the second owner but i figure that is unlikely to effect value by more than 10% so would still be worth it,
Has anyone used a company like this? it seems like a good deal as you can spec any optional extras and it is main delaer UK supplied,
Can anyone think of drawbacks?
Thanks,
R
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Thanks for that info and website, very informative. they couldn't beat what vw finance are offering me but none the less was very good to see. Cheers.
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Thanks for that info and website, very informative. they couldn't beat what vw finance are offering me but none the less was very good to see. Cheers.
WOuld you mind sharing what VW are offering you? Its really handy when talking to the dealer to have some ideas of what the best deals are...
thanks,
R
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Hi Guys,
I have been doing further research into financing a new golf GTi, one of the possibilities that looks promissing is through a company called car-finace.net.
They allow you to get your car directly from a main dealer but offer around 10% off the list price and very competitive financing for example on a std 3dr dsg with no options it looks like this:-
Total Price £21415.45
Total Deposit £3500.00
Balance to finance £17915.45
First payment of £404.27
Followed by 46
Regular monthly payments of £284.27
Followed by a final payment of £8156.25
Term of agreement 48
Total Amount Payable £25136.94
APR 7.3%
Acceptance fee * £120.00
Option to purchase fee ** £60.00
Based on an annual mileage of *** 10000
It seems the way they offer the 10% off list is through buying the car through a leasing co and then reselling it to you immediately so you are the owner from the off (presumably saving vat somewhere or something), the downside would be that you are the second owner but i figure that is unlikely to effect value by more than 10% so would still be worth it,
Has anyone used a company like this? it seems like a good deal as you can spec any optional extras and it is main delaer UK supplied,
Can anyone think of drawbacks?
Thanks,
R
Have a quick search for my lease deal. its not too far off that :wink:
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Has anyone used a company like this? it seems like a good deal as you can spec any optional extras and it is main delaer UK supplied,
Can anyone think of drawbacks?
I used car-finance.net to finance my current R32 on a PCP deal last November.
The car was bought from a VW dealer but financed through car-finance.net (Jig-Saw finance), as VW would'nt do a good finance deal on the R32 at the time. The R32 was heavily discounted by around 20% or more, to get rid of a load of R32 stock prior to Mk VI. I dealt with a chap called Will Thorley who was very helpful and sorted everything out with the dealer and finance company.
I can't see any drawbacks with your posted deal and 7.3% is very good at the moment. Only thing with PCP deals is that if you load the car with extras the cost is added to the monthly payments and the residual stays virtually the same - so best keep options to a minimum.
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Has anyone used a company like this? it seems like a good deal as you can spec any optional extras and it is main delaer UK supplied,
Can anyone think of drawbacks?
I used car-finance.net to finance my current R32 on a PCP deal last November.
The car was bought from a VW dealer but financed through car-finance.net (Jig-Saw finance), as VW would'nt do a good finance deal on the R32 at the time. The R32 was heavily discounted by around 20% or more, to get rid of a load of R32 stock prior to Mk VI. I dealt with a chap called Will Thorley who was very helpful and sorted everything out with the dealer and finance company.
I can't see any drawbacks with your posted deal and 7.3% is very good at the moment. Only thing with PCP deals is that if you load the car with extras the cost is added to the monthly payments and the residual stays virtually the same - so best keep options to a minimum.
Thanks Jonny, that's reasuring, did you get to choose the main dealer you got it from or did you get it delivered?
Cheers,
R
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car-finance seem to have reduced their prices. when i was looking, they were asking for 22,104 basic list for a 5dr man. that's come down to 20,767 now. the finance package is better than VWs, though i'm on a 3yr PCP which means just north of 400 quid pm.
i reckon its worth trying deal drivers for a quote. i used them and all that happens is that you get put through to the fleet dept in a VW dealership near you. you deal with deal drivers remotely, you pay them no money, they give your details to a VW dealer and from there on in you just deal with the dealer just like you were buying from them in the first place.
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Thanks for that info and website, very informative. they couldn't beat what vw finance are offering me but none the less was very good to see. Cheers.
WOuld you mind sharing what VW are offering you? Its really handy when talking to the dealer to have some ideas of what the best deals are...
thanks,
R
my car is 27k, with £2500 down as deposit. its a pcp so residual balloon payment at end of 4 years is £9,200 (i think!), and it works out £440 a month. i don't know what the apr is but i think its 9 or 10%. sorry i can't be more specific but it was 4th may i ordered and still no car grrrr!! that website quoted £450 a month so slightly more expensive for the same package.