Car written off, do i pursue the project?

[lewis1641]

insurers will write a car off if the ost of repair represents a significant portion of the value of the car. they wont think that car is worth a smuch as it is which will be evident by the amount they offer you. although purely cosmetic, the insurance assessor will have to estimate the ost of repair to a high standard, ie replacing the panel

as you are claiming off van man you are in a better position.  you could ask your insurance company to champion your cause for the car to be repaired.

i think the best idea is to get a gouple of hundred quid off the van driver, as previously suggested.

as for buying a cat d car, i wouldnt have any problems.  as is evidenced here, it doesnt take much to write off an old car at all. i'd be wary buying a cat b write off as you know the car has had a pretty hefty shunt

[hobbiniho]

dont think you can but a cat b thought they were only fit for parts???

[Neaty]

if you have the money then I would finish it off because the question is, can you find a better or more solid base car?

don't let them write it off though as it may put people off buying it should finish it off then come to sell further down the line.

[supreme]

Thanks for all the positive comments and advice, thanks to some of the comments on here i argued my case very hard and we have agreed to the car being saved from the total loss register and the insurers are giving me an £850 payout to fix the car instead!

Really happy i dont lose the old girl and the extra money will be needed to squeeze the rear wheels into place under the arches!

Thanks again for all of the help

Alex

[Neaty]

Thanks for all the positive comments and advice, thanks to some of the comments on here i argued my case very hard and we have agreed to the car being saved from the total loss register and the insurers are giving me an £850 payout to fix the car instead!

Really happy i dont lose the old girl and the extra money will be needed to squeeze the rear wheels into place under the arches!

Thanks again for all of the help

Alex

great news....i will look forward to seeing the finished article

[T_J_G]

Fantastic News!

[cookster1]

Hi
If this car is your pride and joy pursure the repairs, but looking at the damage there's hardly nothing wrong with it i'd say £700 worth, I can't see the problem, get a different insurance company???
Steve 

[...joe]

well i'll update this for alex, he's keeping it, the insurance have sort of paid out (i don't quite understand what he said) and he's 99% found somone to do the repairs and respray work.... oh and he's been trial fitting his wheels!

[Thom89]

Great news, contract repairs are the way to go in this type of situation, far too many vehicles get written off, simply because the owner simply does'nt understand that there are ways to overcome a scenario thats put before them! I deal with Insurance engineers on a daily basis, and find all of them to be sympathetic to people that want to keep there cars on the road, within reason!  like I say, its just knowing what to do.. brilliant outcome.
Tom

[supreme]

well i'll update this for alex, he's keeping it, the insurance have sort of paid out (i don't quite understand what he said) and he's 99% found somone to do the repairs and respray work.... oh and he's been trial fitting his wheels!

Thanks Joe, I updated the build thread but not this one,

As Joe said after a lot of negotiating with the insurers i managed to convince them to a settlement that kept me happy, the car was saved from the loss register and maintains its clean bill of health.

I only insured the car on the remaining policy i had left over from the Golf, which was with Elephant and to be quite honest, while if the car was your everyday runaround the service was top ntch, for my wants and needs they just couldnt cater.

We agreed on an £850 settlement in lieu, so Elephant have given me a cheque for £500 and then taken the excess which i have had to claim for in writting from Albany assistance who dealt with the claim and organised the hire car.

All seems a strange way of doing things but there you go.

The rear panel is £375 new from the stealers, which is a hideous amount of money in my opinion but i have sourced a straight one from the breakers for £65.

Joe is also correct i have found someone to paint the car for less than i was expecting to pay and Iam confident will do a good job, spent £300 yesterday on sourcing replacement seals, rubbers and exterior mouldings to make it shiny!

Iam just waiting on my brakes from Germany and then they will taken to the machinist along with the hubs, so i can have the whole car changed to 5x120 PCD! Oh and then there is the little issue of fitting 16x10's et 17 on the rear