Author Topic: Recommended Insurance Companies  (Read 9822 times)

Offline Kermit

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Recommended Insurance Companies
« on: 16 March 2008, 11:30 »
Had my renewal through on Saturday and was gobsmacked - £1480.00  :sick: (Churchill)  This is 65% no claims bonus, 15K miles a year, driveway, no previous claims, £200 excess, area is ok and 3 points :embarassed:

last year I paid £850 for my 225 TT which was older but probably only worth 8K less than my Golf.  I'll search the forum as maybe it's been posted elsewhere but anyone got recommendations on insurers I should try (maybe Golf/performance car related) - I know you don't know how good the insurer is until you come to claim but I really dont want to pay this for insuring this type of car - maybe a Porka 911  :grin:

Also if anyone has any definate "avoid" insurers that would be great.

Cheers
2007 GTI, Steel Grey, DSG with Paddle, Leather, 18" Monza, Xenons, Lux and Winter Pack, iPod, Tints

Offline JonnyG

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Re: Recommended Insurance Companies
« Reply #1 on: 16 March 2008, 11:47 »
Regular best buys for GTi's in the past have been :

Privilege
More Than
Greenlight Insurance (especially for remaps etc.)
Swift

You could try for a basic quote here :-

http://www.moneysupermarket.com/c/car-insurance/quote-request/1/

This will give you about 100 quotes from most of the big companies in one go !

Then go onto the actual cos. website to tweak it more 

« Last Edit: 16 March 2008, 11:53 by JonnyG »
Current : Seat Cupra Lux, DSG, Magnetic Grey, Sept 2019
Gone :    Golf Mk 7 R, 5dr DSG, Pure White, March 2017
Gone :    Golf Mk 7 R, 5dr DSG, Tornado Red, March 2015
Gone :    Audi RS3, Daytona Grey, 7sp S-Tronic, Sept 2012
Gone :    Golf R, Rising Blue, 5dr DSG Mar 2010
Gone :    Golf R32, DBP, 5dr, DSG, Nov 2008
Gone :    Golf GTi ED30, Mar 2007

Offline Grab

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Re: Recommended Insurance Companies
« Reply #2 on: 16 March 2008, 11:48 »
Had my renewal through on Saturday and was gobsmacked - £1480.00  :sick: (Churchill)  This is 65% no claims bonus, 15K miles a year, driveway, no previous claims, £200 excess, area is ok and 3 points :embarassed:

last year I paid £850 for my 225 TT which was older but probably only worth 8K less than my Golf.  I'll search the forum as maybe it's been posted elsewhere but anyone got recommendations on insurers I should try (maybe Golf/performance car related) - I know you don't know how good the insurer is until you come to claim but I really dont want to pay this for insuring this type of car - maybe a Porka 911  :grin:

Also if anyone has any definate "avoid" insurers that would be great.

Cheers

Kermit,

I have started to trawl through various quote engines to sort out some insurance for my new (arrives next Saturday) GTi.

I found the Tescos site quite good. Bell direct Insurance were also competitive. I am going to try Adrian Flux tomorrow to see what they can offer.

I am 30, 8 yrs NCD, no points, accidents etc, parked on the street (In Bristol),  Average cost was £450.

I always take out a 'new' policy each year, even if its with the same company. They really crank the rates up for renewals!

Offline gazbutmk5gti

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Re: Recommended Insurance Companies
« Reply #3 on: 16 March 2008, 11:50 »
Adrian Flux for me, very mod friendly
Revo stg2+ & lots more

Offline JonnyG

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Re: Recommended Insurance Companies
« Reply #4 on: 16 March 2008, 12:03 »
It is also well worth joining Quidco if you hav'nt already

http://www.quidco.com

You can get a lot of cashback from taking out insurance through this site

So far this year I have received over £200 cash back from car & house insurance policies :grin:

They currently offer :-

£100 cashback for a new Privilege car insurance policy

http://www.quidco.com/finance/general-insurance/privilege-car-insurance/

£ 70 cashback for a More Than car insurance
£ 45 cashback for Swift cover
etc.....

Sounds too good to be true but it does work, I can vouch for that
« Last Edit: 16 March 2008, 12:06 by JonnyG »
Current : Seat Cupra Lux, DSG, Magnetic Grey, Sept 2019
Gone :    Golf Mk 7 R, 5dr DSG, Pure White, March 2017
Gone :    Golf Mk 7 R, 5dr DSG, Tornado Red, March 2015
Gone :    Audi RS3, Daytona Grey, 7sp S-Tronic, Sept 2012
Gone :    Golf R, Rising Blue, 5dr DSG Mar 2010
Gone :    Golf R32, DBP, 5dr, DSG, Nov 2008
Gone :    Golf GTi ED30, Mar 2007

Offline telboy

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Re: Recommended Insurance Companies
« Reply #5 on: 16 March 2008, 16:27 »
Had my renewal through on Saturday and was gobsmacked - £1480.00  :sick: (Churchill)  This is 65% no claims bonus, 15K miles a year, driveway, no previous claims, £200 excess, area is ok and 3 points :embarassed:

last year I paid £850 for my 225 TT which was older but probably only worth 8K less than my Golf.  I'll search the forum as maybe it's been posted elsewhere but anyone got recommendations on insurers I should try (maybe Golf/performance car related) - I know you don't know how good the insurer is until you come to claim but I really dont want to pay this for insuring this type of car - maybe a Porka 911  :grin:

Also if anyone has any definate "avoid" insurers that would be great.

Cheers
Kermit, although Churchill are part of the Royal Bank of Scotland group, so is Tesco insurance, you might want to try their other insurance company Direct line. They don't belong to any comparison site but I have always found them to be very cheap, certainly worth a shout.

I am 38, no points, 20k + miles per annum, use car for business & personal, full protection and fully comp with breakdown cover, 5 yrs + NCB, £600 per year!!! :shocked:

Give em a go, :rolleyes:

Offline 2007GTI

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Re: Recommended Insurance Companies
« Reply #6 on: 16 March 2008, 19:22 »
thats rubbish about companies cranking up the rates for renewals, I'm with Direct Line and my first years premium was £680, west london, 7 years NCD, no convictions, parking on road.  anyway 1 year later it came through for renewal, and its was £580.
did a requote through their website as a new customer and it came out as £630.
2014 Mk7 GTI DSG 5dr in Carbon Grey, 18s, leather

Gone but not forgotten '07 Mk5 GTI DSG (2006 to 2014)

Offline romelpotter

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Re: Recommended Insurance Companies
« Reply #7 on: 16 March 2008, 19:29 »
greenlight - they quoted me 595 for ed 30. In locked garage, no convictions. 4 yrs no claims

I have had other quotes at just under 1K
The Silk Pigs - Rock and Roll with bacon www.thesilkpigs.com

Offline Grab

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Re: Recommended Insurance Companies
« Reply #8 on: 16 March 2008, 19:31 »
thats rubbish about companies cranking up the rates for renewals, I'm with Direct Line and my first years premium was £680, west london, 7 years NCD, no convictions, parking on road.  anyway 1 year later it came through for renewal, and its was £580.
did a requote through their website as a new customer and it came out as £630.

Glad to see you have had a better experience than me. In my experience Tesco's, Admiral and AXA renewal's have been 10-15% higher than a 'new' customer.

Offline JonnyG

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Re: Recommended Insurance Companies
« Reply #9 on: 16 March 2008, 19:52 »
Glad to see you have had a better experience than me. In my experience Tesco's, Admiral and AXA renewal's have been 10-15% higher than a 'new' customer.

I usually find the same, it is better to renew with a different company that are offering new customer discounts.

This year Privilege bumped up my premium around 10% to around £400 (basic) and so I looked around.

With Swiftcover it was only £287.31 (basic) & £382.60 (with all the options protected, legal etc..) and thats for an ED 30  :nerd:

Swiftcover are part of AXA I believe and are obviously trying to build up a share of the market at the moment
Current : Seat Cupra Lux, DSG, Magnetic Grey, Sept 2019
Gone :    Golf Mk 7 R, 5dr DSG, Pure White, March 2017
Gone :    Golf Mk 7 R, 5dr DSG, Tornado Red, March 2015
Gone :    Audi RS3, Daytona Grey, 7sp S-Tronic, Sept 2012
Gone :    Golf R, Rising Blue, 5dr DSG Mar 2010
Gone :    Golf R32, DBP, 5dr, DSG, Nov 2008
Gone :    Golf GTi ED30, Mar 2007