ive had to delay my trip due to Wife not being too happy with what she found out about insurance company have said and also with immenant baby arrival, ive had to shelve the idea, but i will persist and get my way soon.Agree though when i spoke to kjm portsmouth, they were excellent over the phone, and cant wait to have it done. My insurance is due for renewel end of nxt month , so will look into going to new insurance company and enquiry again then.