Value of Mk2

[robiwill]

90k on an auto 795 all day long didnt it have powersteering, ask for £600 and then sell the car as is on ebay as its rear end damage the parts that are worth the most are fine should sell on ebay for about £150 etc

however if you push it and they decide to go through insurance even though its a non fault claim you will still be effected come renewal

dont claim personal injury unless you are injured its just not right

gap trade book values the car at £200 which is more than likely what the insurance company will offer

[Simon8v91]

The last 2 posts are v good imo 

[Bluefox]

For my two pence worth, I'd ask for about £600 or whatever you think it's worth. I reckon he'll not want to go through the insurance as it'd cost him more than £600 in the first year I suspect, let alone over the five years or whatever you've got to declare accidents for.
Might be worth dropping a thread into the insurance section, see what Martin suggests?

[grace_golf91]

Thankyou to everyone for all your advices 

Last night he wouldn't accept my original idea of £700 (I am factoring in the inconvenience here, that I now need to find another car and possibly hire one until that happens). We then talked about going through the insurance, which he still didn't seem keen on. Then I began to explain to him that I don't really care how much he thinks my car is worth - he thought £400 "top book" - its the fact that I now do not have a vehicle. After some long sighs he agreed to £550 and I feel that in all fairness, the insurance company are never going to pay out that much, so I accepted his offer.

I will try shifting the old vehicle on ebay, I don't really want to scrap it as they'll only give me about £30 and what a waste...I'd rather it went to someone who needs it.

Still really hurts to think of all the time and effort gone into repairs etc and how some rich cow can come and take all that away from you...ah well that's life.

[jammac]

so..............hows ya neck feeling now? 

[kittie]

The whole 'everyone does it so its ok for me to do it to' attitude totally stinks! grrrrr!

What's happened to people having some moral backbone!

Oh and I forgot to say, sorry about your car, I really feel for you, it's awful when you see something you've put loads of time and money into ruined by the actions of some other careless/malicious bastard 

Think you've done the right thing though 

[grace_golf91]

Do you know, my neck really hurts today. BUT I totally agree with you kittie, my morals don't agree with the whole compensation route UNLESS you actually are really seriously injured. I am fine, maybe in some pain - but I'm not dead right?

[Simon8v91]

Sounds like you did OK.  Your point about "loss of use of moter vehicle" is legally valid & does attract compensation.  I sued a repair company that damged my polo's gearbox and got a new fitted gearbox + £600 and that was 10 years ago!

On personal injury argument, my 2p worth says do what is morally correct.  Aside from the effect on everyones premium, I run a small business and the emerging litigation culture is really hurting me.

I made a personal injury claim after a r/bout shunt.  I felt very unsure but after 2 - 3 months the insurance company sent me to a Dr.  The Doctor could find the muscle group affected and I felt a lot better about it all. 

[Dub_Dude_16v]

go through the insurance and claim personal injury. its the reason everyones insurance goes up every year.

Really fecks me off when peeps do that

So that's why people shouldn't claim when they aren't seriously injured!! Because it makes mine and everyone else's insurance stupidly high!

Sorry to hear about the motor though dude.