Value of Mk2

[grace_golf91]

Last night one of those shouldn't-be-on-the-road Range Rover's went into the back of me at a junction (her foot slipped off the pedal, apparently). My precious mk2 1991 1.8 GL Auto is now pretty much a write off - she hit me quite hard. The whole boot is caved in, lights smashed and rear body seriously crumpled. I know this is a bit of a cheeky thing to ask on here but has anyone got a rough idea how much it's worth? Her husband has offered me £400 instead of claiming on his insurance. Prior to accident, it was spotless inside and out 90k on the clock. Now looking for a Mk3 tdi as my new car!

Any ideas would be really appreciated.

[jammac]

go through the insurance and claim personal injury. its the reason everyones insurance goes up every year.

[kittie]

Dont claim personal injury unless you are genuinely hurt and unable to work and wont get paid.

People who claim just because they can make money out of it are scum, pure and simple 

I can't see you getting much more than £400 off the insurance company but I dont really know how much a car like that would be worth - although surely denting the stupid bints no claims would be a good thing?

[mattneck(Beavis)]

insurance - i ican get £535 for an immaculate 1.3 ryder on a J, surely a 1.8 GL is worth more 

[taxiboy]

People who claim just because they can make money out of it are scum, pure and simple 

how true kittie. no expert but i reckon you take the 400 notes and run

[jammac]

well if your happy with £400 for a car which was worth alot more to you than that then take the cash. if your not happy claim. everyones insurance goes up every year because of personal injuries and if you dont take the oppertunity when its there to claim yourself you are only mugging yourself off. your paying for it either way with your premium increase each year so why not claim?

i think scum is quite a harsh word because this reality is unfortunatly very correct whether you like it or not. the scum in this situation is the insurance companies who are making millions each year and stitching every single one of their customers up with premium increases.

[Gambit]

im with jammac on this one. everyone does it so u may aswell claim if you feel you are getting short changed

id go through their insurance or else get them to up their offer

[T_J_G]

ask them for £550 then go from there 

[Mart8V]

Why does he not want you to claim?  Is his wife actually insured?  I'd suspect that the excess may be more than the £400 hence the offer.....

[tobz.]

See if you can find some similar cars either on the autotrader or in the classifieds of any forums. At least then you'll have an idea of what it would ACTUALLY cost you if you wanted to replace it like for like, factor in any travelling expenses, inconvenience compensation etc then you'll come to the figure you want. If they are offering any less than this then say you'll proceed with the insurance, hopefully this will prompt them into offering what you want. If not put in the claim but expect to go through it all again when it comes to the insurance company offering you a pittance for your pride and joy.

Check out these results:

http://atsearch.autotrader.co.uk/www/cars_search.jsp?searchform=&modelexact=1&lid=search_used_cars_full&photo=1&state=block&sort=&hassearched=Y&make=VOLKSWAGEN&min_pr=75&source=0&model=GOLF&max_pr=1000&miles=1500&agerange=&mileage=&postcode=cb1+6er&variant=&bodyid=0&trim=&fuelid=0&colour=&transmissionid=2&keywords=gl&ukcarsearch_full.x=26&ukcarsearch_full.y=7

Seems they are ranging from about £500-700 for similar age and mileage, print those off and shove under their noses.