Wish I'd seen this thread earlier....only a matter of hours ago I was on the phone to HIC to sort out a new policy starting tomorrow. I can't remember who I spoke to but it was a very pleasant girl who didn't think she'd be able to get near my cheapest quote.....but did
They beat my renewal from Greenlight by £100 (been with them for a couple of years now, normally quite competitive) and matched my cheapest quote which was from Admiral by dropping the initial quote down by £200.
If I'd have seen this thread earlier I might have phoned the golfgti.co.uk direct line but never mind, it's all sorted as from noon tomorrow