Insuring more than one car

[gibby]

ha ha, no I haven't bought anything else ! I'm struggling to store three at the moment !

I was meaning that with an air-cooled van and over 30 I may be eligible !

So is that 5k for three vehicles or 5k per vehicle ?? All my cars are over 15 years so I am eligible. I may have to make your life a misery working that out next year Martin. But only if it's more that 5k for all three.

[martinb]

ha ha, no I haven't bought anything else ! I'm struggling to store three at the moment !

I was meaning that with an air-cooled van and over 30 I may be eligible !

So is that 5k for three vehicles or 5k per vehicle ?? All my cars are over 15 years so I am eligible. I may have to make your life a misery working that out next year Martin. But only if it's more that 5k for all three.

thats 5k per vehicle so yeah you probably would qualify (unless i can figure out any other way of getting out of it in the meantime  )

I have not dealt with many of these multi vehicle policys (i usually try to pass the buck to someone else  ) so not sure how they are with things like mods/agreed value/ncb etc but we can look at that at the time for you! 

[Neaty]

I am going to need to re-do my quote with you martin soon, lower the miles down to 3000 a year and a second car policy thing!

[martinb]

no worries buddy, sent me a pm when you want me to have a look for ya! (but not tonight cos i wanna go home!!  )

 

[Neaty]

yea will do pal, i have more important things to worry about anyway like pizza!

[Miss_GTI]

Once again thanks everyone - Martinb I will get in touch when I have found my newest addition - cheers!!

[martinb]

No probs, speak to you soon! 

[Len]

Gibby I wasnt for one minute advocating not insuring the car, just if it was secure then 3rd party F*T would be sufficient rather than fully comp!

On my cars I have two seperate policies with seperate companies and full NCB on both of them. I built up those ncb's seperately too!

[gibby]

Gibby I wasnt for one minute advocating not insuring the car, just if it was secure then 3rd party F*T would be sufficient rather than fully comp!

Yeah I know, I got that completely wrong didn't I ! I don't know where I read that from.

[martinb]

Gibby I wasnt for one minute advocating not insuring the car, just if it was secure then 3rd party F*T would be sufficient rather than fully comp!

I totally agree with this too. Its something a lot of younger drivers should definately consider when getting quotes because unless your car is particularly high value its just not worth going fully comp imo cos after you have paid your premium + the excess you are often paying out more than you are going to get back for your car in the event of a claim anyway which is pointless!

Also many younger drivers just ask for Comp to get the "Driving other cars" on their policy as there seems to be a mistaken belief that you can only get this on comp which is incorrect, most of our TPFT policies allow it if you are 21 or over (19 on some policies!!) and have an acceptable occupation (eg not student or motor trade etc).