tom tom increases the likelyhood of your car getting broken into, even if youve removed the device from view, police still report car break-ins where theyve hunted the glove box etc etc. that would then put up your insurance premiums. where as the sat nav is paired to your cars ecu, wont fit in most offer cars nor sell well at a Car boot, keeps your car investment higher the other gti models without. think 1st mate, tom tom is better, portable but is it worth the risk