2nd Car Insurance

[Blue MK2]

just say you break the limited milage. Can the insurance find out?

They asked for a copy of my MOT certificate so they could find out from the mileage on there. You don't have to have the limited mileage, it just helps to bring the premium down and I only use the car in the summer for fun and shows so its not a problem.

A diffrent set of clocks should do the trick. Take the car to the MOT bay with diffrent clocks under the limeted milage and get it done without altering your orignal clocks. This is for much cheaper insurance. OK OK ITS A SKAM!  

[Blue MK2]

DONT DO IT. I WAS JOKING  

[richandhazel]

I'll go one better and give you the website:-

http://www.footmanjames.co.uk/site/default.asp

Good luck

Thanks for the replies.  

The problem I see with a trader policy (apart from the cost) is the fire & theft insurance for both cars.  Is this included ?

RichandHazel - could you give me the number for footman James - I've never heard of them.  What is the criteria for a classic policy, age and type of vehicle ?

My current co. want ?700 to insure my Golf.  The best quote I could get with 0 years NCD is ?480.  All tpft.

[tinman]

The thing you want ideally is a big introductory discount.

We got one on the Nissan for S2N and it worked out at about 15% on top of the new NCB i've started for it.

Or somet like that.

Tin

[Blue MK2]

Ive heard a Pass+ Test is worth 1 years no claim.

[Leejaydoob]

Ive heard a Pass+ Test is worth 1 years no claim.

i dont rekon i could even pass the standard test these days
my gf just passed on her third attempt, what a nightmare!

i would dread having to take my test these days

[blakheet]

blue mk2, it is, as is advanced driver training, being 18, i've tried all the tricks, pass+ knocked off about 20%!! and im doing advanced driver atm, supposed to knock off about another 15% and then i will finally be able to insure a mk1 1.6 gti. Also look out for deals, because the only way i will manage to get me , 18 yr old male, insured on that, is with a deal.

Also, pass plus is really really easy, its 6 hours of driving with a pass+ instructor, in 6 diffferent situations, like motorway, town, night, rain etc. and there is NO test, the instructor just signs something saying that you've done it and you've got pass+, since 6 lessons are about ?105 its worth it, because young drivers are guaranteed to save at least that having pass+.

This is what the website mailed me having put in a request:

Having spent some time looking at the various enquiries on our
Internet
site I came across your enquiry and thought it would be best if I
contacted you personally.

I currently have a couple of 'Young Driver' insurers who are willing
to
offer a special 6 month policy that will allow you a 30% starter
discount (equivalent to a 1 year No Claim Bonus, subject to taking the
'Pass Plus' within 60 days of inception). This would be ideal for you.
The way it works is, you take out the policy for 6 months and
providing
you don't make a claim during this period your insurer will allow you
a
2 year No Claim Discount at renewal.
I can also tell you that payment terms are available on all our
policies.

which sounds pretty good, i think its still going to be about 1500quid for 6months!!! and i won't be able to mod it for ages, but i don't care, i'll havea  mk1 golf gti , and the insurance at the end of it, with 2 yrs ncb, shouldnt be as evil.

Once i've finished advanced driver training(an absolute pain in the arse, just started, but my parents are paying for it because they're scared i'll kill myself in a car that fast when im only 18) it should drop a load more too.

I'd also like to add, that i have worked hard for all of this, none of it is parent financed(except driver training), i paid for all my driving lessons etc. im no rich kid.

And the bit you guys might want:

http://www.quotelinedirect.co.uk

[kniterider]

im an old git (29) !! my mk4 is ?350 fully comp with the mrs on, ive got 9yrs ncd, no points etc, but my mk2 tpf+t is ?309 dont know how they work it out as mk2 only worth about 400quid yet mk4 worth about 7k!!!! , oh yeah im with admiral been with em for years, not too fussy on immobilisers etc and dont mind the odd set of wheels etc!, there online quote facitily is bob on give em a shout may be cheap may not!

[Blue MK2]

im 18 also. I know a few driving instructors that can sort a pass+ out for about ?110 without me taking the test so ill look into that for next year.

[blakheet]

Perhaps i should have made it clear in my post that those figures are tpft, not fully comp, i couldn't even get a quote for fully comp anywhere, let alone be able to afford it.