Hi there
I am looking for an automatic MK4. for insurance cost reasons i will probably go for a 1.6
can anyone advise me what these models are like to drive, specifically the automatics ??, what is the difference between the normal 1.6, the 1.6 S and 1.6 SE ?? and finally what the best year for these cars are....obviously ther S and T reg ones are going to be cheaper but should i pay that bit more for an Y reg or 02 or newer

?
any advice on this would be great
cheers
Gary