a friend of mine didn't tell their insurers

When u receive the ticket and sign it and take it back (this is already recorded that u have a ticket so u need to take it back) the cops fone ya insurance usually. (they do up here)
My friend (a girl) got caught my a mobile police camera unit at Scotch Corner (Cumbria) and says shes not telling her insurance, shes crashed 4 times since shes been driving (5month) and says she'll be fine... so shes driving with "no licence" and chances are her insurance knows but cos she didnt tell em
1: they'll invalidate her licence and act like they never knew
2: when she renews it they'll put her insurance up and say they knew from the cops
3: she'll be fined for no licence if she crashes
all I can say (cos ive warned her) is ... HAHAHAHAHAHAH hope u crash u fiesta 1.3 Encore driving cow!
MWHAHAHAHA
*evil grin*