tracker

[sunnylunn]

My lad has just bought a mk8 GTI, insurance wants a tracker fitted, any recommended makes?

Cheers,
Martin

[Dav3smith]

Hi Martin,

There are many options these days but as they've requested it probably best to get them to tell what kind of trackers they are specifically referring to and what they need to satisfy their requirements.

Some options are Samsung smart tag, Apple air tag and plenty of others. Amazon has all sorts some with subscription some without. Of course there's the built in one usable via the app not sure if that's sufficient.

[GTIClubsportSimon]

I've a Scorpion S5 tracker fitted to my car.

[SRGTD]

@sunnylumn, I agree with @Dav3smith.

Most insurance companies will have a list of which trackers they’ll accept. I dare say trackers that are acceptable to most (all?) insurance companies will need to be on the ABI (Association of British Insurers) approved list and also be approved by Thatcham. The last thing you want to do is to spend money on getting one installed of your choosing, only to find your insurer says it’s not on their list of approved trackers so isn’t acceptable to them.

Your insurance company may also have a list of approved installers, so when you contact them it would be worth checking if trackers that are acceptable to them have to also be installed by companies that are approved by them.

[davo245]

@sunnylumn, I agree with @Dav3smith.

Most insurance companies will have a list of which trackers they’ll accept. I dare say trackers that are acceptable to most (all?) insurance companies will need to be on the ABI (Association of British Insurers) approved list and also be approved by Thatcham. The last thing you want to do is to spend money on getting one installed of your choosing, only to find your insurer says it’s not on their list of approved trackers so isn’t acceptable to them.

Your insurance company may also have a list of approved installers, so when you contact them it would be worth checking if trackers that are acceptable to them have to also be installed by companies that are approved by them.

This pretty much says it all.

[sunnylunn]

thanks for the replies chaps, I'll get confirm with the insurance company (Admiral) and get  googling👍🏻

[davo245]

thanks for the replies chaps, I'll get confirm with the insurance company (Admiral) and get  googling👍🏻

I am with admiral with my mk8 gti never asked me for a tracker.

[SRGTD]

thanks for the replies chaps, I'll get confirm with the insurance company (Admiral) and get  googling👍🏻

I am with admiral with my mk8 gti never asked me for a tracker.

Each insurance company will set their own risk acceptance criteria, depending on such factors as;

• their overall car insurance account claims performance
• whether or not the current strategy for the car insurance portfolio is focused on profit or growth
• whether or not they have the appetite to write hot hatch business and if so, on what terms

For specific customers, the following factors will also influence whether or not an insurance company requires a tracker to be fitted - e.g.

• the customer’s postcode district and whether or not it’s a high risk area for vehicle thefts
• the customer’s specific risk profile - e.g. customer lifestyle, their age and where / when the vehicle will be used
• the customer’s own claims history

There’ll no doubt be other insurance company and customer-specific factors too.

[Monkeymagik]

As an addition, when I picked up my GTI last week, the dealer said to leave the infotainment system so that you have to enter the s-pin each time you get in, as that way if it did get stolen it should ping the app the location when it gets parked. Bit of a faff but I don’t mind, it just goes along with the other pre flight checks you have to do before driving off such as turning off stop start etc. I do have one question though, on the screen where you enter the pin, there is an icon of an eye, but have no idea what it does. If pressed it and it doesn’t seem to do anyth8ng, anyone know?

[JoeGTI]

You can turn that off (having to enter the S PIN every time).