Author Topic: Bye bye G T I...  (Read 17586 times)

Offline Jim_mk7.5

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Re: Bye bye G T I...
« Reply #40 on: 19 June 2020, 14:58 »

Even if you SORN your car, you still need to insure it (laid up cover). A SORN car is still at risk of being stolen, and there’s a legal requirement to have insurance against the risk of it causing injury or damage to third parties or their property - e.g.
  • potential injury claim if someone with impaired eyesight happens to walk into a SORN car while it’s parked up
  • potential property damage claim if a SORN car is parked up on a slope, the parking brake fails and the car rolls into another person’s property


If the car's SORNed, surely it has to be sat on private land? If it's on a public road or kerbside, it needs to be taxed. With that in mind, i'd expect insurance to be optional if you own the car (if it's leased or PCPed its not really yours and they require you to insure it) and it's on your land.

With that in mind, i'd be a bit miffed if a short sighted trespasser or burglar scaled my fence and tripped up over my car on the way to breaking into the house!  :grin:

My GTI is sat awaiting collection in our apartment car park. Re-insured it for just Fire and Theft only. £106 for a the year and it doesn't use your no claims bonus so started a new policy on my 330e. No need for any third party cover.
NOW - 330e M Sport
GONE - 2018 Mk7.5 GTI Performance 5dr DSG, Tungsten Silver, 2017 Mk7.5 GTI 5dr DSG, Indium Grey


Offline fredgroves

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Re: Bye bye G T I...
« Reply #41 on: 19 June 2020, 16:44 »
Even if you SORN your car, you still need to insure it (laid up cover). A SORN car is still at risk of being stolen, and there’s a legal requirement to have insurance against the risk of it causing injury or damage to third parties or their property - e.g.
  • potential injury claim if someone with impaired eyesight happens to walk into a SORN car while it’s parked up
  • potential property damage claim if a SORN car is parked up on a slope, the parking brake fails and the car rolls into another person’s property

There's no legal requirement in the UK to have insurance for third parties entering your property.

If the postman trips over something on my path and decides to take me to court, sure, insurance is a good idea, but its not a legal requirement.

As for my SORN car causing damage... again, not a legal requirement.

If it rolled onto the road, I'd be legally liable but not in trouble for not having it insured for the road.

Stolen? My loss, again no legal requirement to be reinbersed for the value.

Stolen and used as a car bomb to kill 27 kids, 4 nuns and 6 (cute) kittens? No, my insurance doesn't cover drivers not listed on the policy, its their fault, not mine.
Current: Mk8 GTI DSG, Adelaides, DCC, HUD, HK, Winter Pack, Rear Camera.. Aka "HMS Weasel"

Gone: 2017 Mk7.5 GTD,manual, NavPro
Gone: 2014 Mk7 GTD, manual, NavPro, DCC

Offline SRGTD

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Re: Bye bye G T I...
« Reply #42 on: 19 June 2020, 16:56 »
Even if you SORN your car, you still need to insure it (laid up cover). A SORN car is still at risk of being stolen, and there’s a legal requirement to have insurance against the risk of it causing injury or damage to third parties or their property - e.g.
  • potential injury claim if someone with impaired eyesight happens to walk into a SORN car while it’s parked up
  • potential property damage claim if a SORN car is parked up on a slope, the parking brake fails and the car rolls into another person’s property

There's no legal requirement in the UK to have insurance for third parties entering your property.

If the postman trips over something on my path and decides to take me to court, sure, insurance is a good idea, but its not a legal requirement.

As for my SORN car causing damage... again, not a legal requirement.

If it rolled onto the road, I'd be legally liable but not in trouble for not having it insured for the road.

Stolen? My loss, again no legal requirement to be reinbersed for the value.

Stolen and used as a car bomb to kill 27 kids, 4 nuns and 6 (cute) kittens? No, my insurance doesn't cover drivers not listed on the policy, its their fault, not mine.

My mistake :embarrassed: - apologies, no legal requirement to cover third party injury or damage risks on a SORN vehicle, but as you say, it’s a good idea.
2020 Polo GTI Plus; Pure White, DSG (because they all are)
Gone but not forgotten;
2016 Polo GTI; Blue Silk
2011 mk6 Golf GTD; Carbon Grey
2007 mk5 Golf GT (2.0 170bhp TDI version); Deep Black Pearl
2002  mk4 Golf GTI (the 150 bhp diesel version); Deep Black Pearl

Offline monkeyhanger

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Re: Bye bye G T I...
« Reply #43 on: 19 June 2020, 23:29 »
Had my last spirited drive of the Polo GTI in an effort to hand over to the Audi garage with just fumes in the tank.

Here's my A4:-







It certainly feels odd having no "new car" smell, might have to buy a black marker scented air freshener to make up for it!  :grin:

Getting used to the MMI dial and press unit rather than touch screen. A lot of the little things on there are quite flash, but will be a PITA if they fail, little things like the electric withdrawal of the cargo cover over the boot when you open the boot, and the electric closing mechanism for the boot.

Diesel power delivery is a welcome return for me, that initial diesel torque shove makes the car feel quicker than it probably is.
Whey ya bugger! It's finally arrived after an 8 month wait....
MK7 R 5 door, manual, Lapiz Blue, Prets.

Offline barrym381

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Re: Bye bye G T I...
« Reply #44 on: 20 June 2020, 00:53 »
That’s really nice  :smiley:

Offline monkeyhanger

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Re: Bye bye G T I...
« Reply #45 on: 20 June 2020, 06:49 »
That’s really nice  :smiley:

The lighting was a bit iffy last night when I took those pics, we'd been having hot rain - dark clouds, light rain then massive evaporation from the hot pavement - there was water vapour billowing from the pavement.

I don't think the pics captured the colour well - its like Anthracite grey. Really pleased with the car and overall condition. £475 car tax is a kick to the balls though!
Whey ya bugger! It's finally arrived after an 8 month wait....
MK7 R 5 door, manual, Lapiz Blue, Prets.

Offline Paul70

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Re: Bye bye G T I...
« Reply #46 on: 20 June 2020, 13:28 »
Lovely car Monkeyhanger and fantastic view of the Tyne :smiley:, this would be my choice if I needed more space.
2026 Golf GTI ED50 ???
2025 Audi RS3 Vorsprung
2023 MK8 Golf R - sold
2021 MK8 Clubsport ED45 - sold
2016 MK7 Clubsport ED40 - still hanging around
2013 MK7 GTI Black 5 Door (Non PP)
Long gone -1984 Helios Blue Campaign MK1 GTI

Offline monkeyhanger

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Re: Bye bye G T I...
« Reply #47 on: 20 June 2020, 15:22 »
Lovely car Monkeyhanger and fantastic view of the Tyne :smiley:, this would be my choice if I needed more space.

That's the end of my street. It's a great car, but less consistent on the mpg than the Polo GTI is. It does 30mpg on short journeys around the doors and 55mpg on my commute (drive down to see a cousin very close to work this morning). I'd forgotten how thirsty diesels can be until they've warmed up.
Whey ya bugger! It's finally arrived after an 8 month wait....
MK7 R 5 door, manual, Lapiz Blue, Prets.

Offline Jim_mk7.5

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Re: Bye bye G T I...
« Reply #48 on: 20 June 2020, 22:55 »
That Audi looks like a nice car. Is the Virtual Cockpit still on an extremely expensive option on the A4?

Mine got it's first clean today, which turned out to be a 4-hour detail..  :smiley:

NOW - 330e M Sport
GONE - 2018 Mk7.5 GTI Performance 5dr DSG, Tungsten Silver, 2017 Mk7.5 GTI 5dr DSG, Indium Grey


Offline Toeman

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Re: Bye bye G T I...
« Reply #49 on: 20 June 2020, 23:09 »
That pic of your bmw  makes me  bit jealous