Monkeyhanger,interesting post.
It’s all geared up for the car dealers-since i’ve been looking into changing mine,i’ve done a lot of research online,spoke to people etc.
I know it’s the way the world works,but when you step back and look at it,car dealers are only happy when you are in debt,i’m struggling with this concept.
My Victorian attitude is that you save till you can afford,then you buy (a house is different)-they would sooner have you in debt,the more I think about it,the more it annoying it becomes.
I hope the arse falls out of it,then hopefully people like me and others can pick the carcass.